About The Role

We are looking for a skilled Business & Operations Analyst to join AMODA, a leading construction tech company. In this role, you will deliver key business insights, streamline processes, and optimize operational efficiency. You’ll support our CEO Office by tracking performance metrics, driving data-driven strategies, and ensuring alignment with AMODA’s business objectives.

Job Responsibilities

• Track, analyze, and report on key performance metrics to support strategic decision-making
• Develop dashboards and reports to provide insights into business performance and operational efficiency
• Assist in the planning and execution of strategic initiatives aligned with company growth objectives
• Support project management efforts, including planning, tracking, and execution of key initiatives
• Conduct research and analysis to identify growth opportunities and areas for optimization
• Stay updated on industry trends and best practices to drive continuous improvement

• Bachelor’s degree in Management, System Information, Mathematics or a related field
• Min 1 year of experience in business analysis, operations analyst, data analyst, sales operations, sales analyst, or related roles
• Excellent analytical and problem-solving skills with the ability to interpret complex data
• Strong communication and presentation skills in both Bahasa Indonesia and English
• Ability to work independently and collaboratively with cross-functional teams
• Highly organized with strong attention to detail and time management skills
• Familiarity with project management tools (e.g., Retool, Trello) is a plus
• Strong Proficiency in Google Workspace and experience with data analytics tools (e.g., SQL, JavaScript, Looker Data Studio, etc)
• Strong strategic thinking and business acumen, with the ability to understand the broader business context and align initiatives with organizational goals

Mengawasi dan mengkoordinasikan serta memastikan kepatuhan terhadap prosedur keuangan

• Prepare daily payment to supplier in line with SOP and payment schedule
• Prepare journal entries and assist monthly close process
• Perform monthly bank reconciliation
• Perform monthly intercompany reconciliation
• Prepare documentation for audit process
• Fixed Asset monitoring

Job Description :

1. Overseeing daily transactions including account payable/receivable, general ledger and bank reconciliations.
2. Preparing budget report and forecast revenue.
3. Preparing Accounting and Financial report.
4. Monitoring the daily performance of accounting department.
5. Track the progress of financial and accounting objectives.
6. Organize financial and maintain update records.
7. Ensure the aging payable & receivable in accordance with the companies targets.
8. Establish accounting policies and procedures, aligned with company target.
9. Experience to develop ERP.

1. Conduct in-depth credit analysis of group lending, including financial statement analysis, credit scoring, and risk rating assignments.
2. Monitor the performance of the credit portfolio, identifying trends, concentrations, and potential risks; prepare regular reports for management.
3. Liaise with Funding Team to define RAC per Lenders to manage PD & CoC as per agreed appetite.
4. Assist in the assessment of credit risk exposure across various portfolios and product lines, providing insights on risk mitigation strategies.
5. Maintain and update credit and portfolio databases, ensuring data accuracy and integrity for analysis and reporting.
6. Support the development and execution of stress testing scenarios to evaluate portfolio resilience under adverse economic conditions.
7. Work closely with the underwriting, finance, and compliance teams to align on credit policies and ensure adherence to risk management standards.
8. Stay informed about market trends, economic conditions, and regulatory changes that may impact credit risk and portfolio management.
9. Prepare presentations and reports summarizing credit risk assessments and portfolio performance for senior management and stakeholders.

1. Bachelor’s degree in finance, Economics, Business Administration, or a related field. A Master’s degree or relevant certifications (e.g., CFA, FRM) is a plus.
2. 5-7 years of experience in credit analysis, risk management, or portfolio management within the financial services industry, especially in micro segment.
3. Strong understanding of credit risk assessment methodologies, financial analysis, and portfolio management techniques.
4. Excellent quantitative and analytical skills, with proficiency in data analysis tools and software (e.g., Excel, SQL, or risk management software).
5. Knowledge of advanced analytical techniques, including statistical modeling.
6. Strong verbal and written communication skills, capable of presenting complex information clearly and concisely to various stakeholders.
7. High level of attention to detail and accuracy in data analysis and reporting.
8. Ability to identify issues, think critically, and develop practical solutions in a fast-paced environment.

What You'll Do:

• Assist in preparing financial reports and reconciliations.
• Help with data entry and maintaining accurate financial records.
• Support the accounts payable and receivable processes.
• Collaborate with the team to ensure compliance with company policies.
• Participate in audits and other financial analysis tasks.

What We're Looking For:

• Current student or recent graduate in Accounting, Finance, or related field.
• Strong attention to detail and organizational skills.
• Proficiency in MS Excel and other accounting software (a plus).
• Eagerness to learn and ability to work in a team.
• Excellent communication skills.

Team Summary

The Visa team of Indonesia comprises of a highly motivated bunch of problem solvers who create impactful experiences for our clients. Here at Visa, we strive to excel with our partners via strong collaboration, we look to enable and inspire all players in the ecosystem to drive electronification of payments in the two markets.

What a Marketing Analyst does at Visa

The individual will be responsible for implementing client marketing VAS projects to our clients in Indonesia and delivering tactical marketing solutions by working closely with local and regional marketing teams, regional Partner Marketing Services team, Business Development team, Visa’s Consulting team, and external agencies.

There may also be some of the capacity of this role that will be dedicated to supporting the Indonesia marketing team on client events, merchandising, and other client marketing engagements.

The Analyst will report to the Head of Marketing, Indonesia, and based in Jakarta.

Key Responsibilities

• Bring the “best of Visa” marketing to our key clients and work cohesively with Visa marketing community locally, regionally, and globally, as well as the local Indonesia Business Development, Visa Consulting and Business Development teams.
• Be responsible for implementing Marketing VAS projects and handling co-marketing client engagements with local Visa Client Marketing team and Business Development Teams.
• Work closely with all relevant marketing and finance teams, locally and regionally, and external agencies to ensure the effective and timely delivery of revenue and margins associated to Marketing VAS commitments.
• Take charge of administrative deliverables related to client marketing project management and VAS including but not limited to marketing approvals, procurement processes, contract management and VIK process management in full compliance with Visa’s policy and process.
• Be responsible to support marketing related activities in cross-functions / company events as assigned and upon business context and requirements (client forums, client events, merchandising, and other client marketing engagements). Participate in the internal business agenda and activities cross-functionally as assigned and act as Visa’s brand custodian to ensure all marketing materials adheres to internal branding guidelines.

Why this is important to Visa

Successfully handling this position will allow Visa to meaningfully support our clients and partners to excel in their marketing initiatives as well as to scale up the Marketing VAS delivery. It thereby drives our common interest in stabilizing and growing clients’ as well as Visa’s business.

Memproses dan mengelola laporan keuangan :

1. Memeriksa surat jalan & faktur terkait penagihan

2. Memberikan surat jalan dan faktur terkait penagihan kepada inkaso

3. Melakukan Cash Opname bersama kasih dan collector

4. Memeriksa bukti transaksi dari kasir

5. Mencatat semua transaksi biaya (keluar dan masuk) kedalam jurnal akunting

6. Menyusun laporan neraca

7. Menyusun laporan laba rugi

8. Menutup rekening / tutup buku (bulanan/tahunan)

9. Menyusun neraca modal setelah penutupan buku

10. Melaporkan kepada SPV terkait laporan keuangan

Membuat laporan pajak :

1. Menganalisis kewajiban perpajakan perusahaan (hal apa saja yang perlu di laporkan)

2. Menghitung pph21 sesuai dengan payroll perusahaan

3. Menyiapkan keperluan administrasi surat menyurat dengan kantor pajak

4. Penerbitan laporan keuangan terdiri atas laporan laba rugi, laporan neraca

5. Melakukan perhitungan, pembayaran, dan pelaporan seperti SPT bulanan pph, SPT bulanan ppn, SPT Tahunan)

6. Melakukan perencanaan pajak sesuai kebutuhan perusahaan

7. Melaporkan laporan pajak kepada SPV

Getting to Know Ajaib

We’ve been experiencing hyper-growth the past year, becoming Indonesia's 7th Unicorn Startup and the first Investment Fintech Unicorn in South East Asia 2,5 years after Ajaib first launched. With the global financial technology market expected to grow gradually, we aim to make stock trading accessible for millennials through our mobile-first approach. In 2022, we opened our new head office in the Indonesia Stock Exchange Building, and we’re just getting started!

The three principles, or what we call 3DNAs became the foundation and set the guideline for the Magician belief system: Everyone is an owner, Growth Mindset, and A Will to Win.

Life at Ajaib

As a Fintech company, the Finance department is essential for a healthy financial flow. We manage and handle any financial-related activity on behalf of the company to ensure the effectiveness of business running with minimal disruption!

Description

We are looking for Finance Associates who will assist in managing daily accounting tasks, including managing journal entries, account reconciliations, and data administration in the team.

Responsibilities

• Assist the finance team in various tasks such as journal entries, account reconciliations, and financial statement preparation.
• Analyze and interpret financial data to identify trends and provide recommendations for business improvement.
• Assist with financial audits and compliance requirements.
• Help with the development and implementation of financial policies and procedures.
• Assist with tax compliance and reporting.
• Collaborate with cross-functional teams to streamline processes and improve efficiency.

• Bachelor's degree in Finance, Accounting, or a related field.
• 2-4 years of experience in finance or accounting, with a strong preference for those coming from investment or crypto companies.
• Strong data analysis and problem-solving skills.
• Ability to manage multiple tasks and meet deadlines in a fast-paced environment.
• Excellent communication and interpersonal skills.
• Enthusiastic about financial technology and eager to learn and grow within the company.

Join us as we make magic happen to increase Indonesia’s financial inclusion!

• Verify, allocate, post and reconcile accounts payable and receivable.
• Manage and provide technical support and advise to Junior accountants.
• Prepare month-end and year-end closing process.
• Fixed assets monitoring.
• Conduct internal and external audits to ensure compliance.
• Assist with tax audit.
• Liaise with Accounting Manager to improve accounting procedure.

We at Indepay | Setara Networks are here to revolutionize the Indonesian payment ecosystem by introducing one click checkout services in order to make transactions zero-fee, instant, and rewarding for the consumer. 

On one side we’re working with financial institutions to enable real-time account to account transfers through our platform, and on the other-side we’re giving consumers a reliable and secure payment experience which is better than anything else they’ve experienced in the Indonesian ecosystem.