• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

This job purpose is to develop, standardize, and implement training programs across business units under AYANA Hospitality Management (AHM) to ensure the smooth and efficient running of the training departments resulting in maintaining high service standards and improving employees’ skills. 

• Plans, implements and monitors, in conjunction with other members of the Corporate Human Resources Division both General/Core and Management Training for the various business units under AYANA Hospitality Group (AHM). 
• Assists in identifying training needs within each department and business unit and suggests training programs based on business units’ characteristics and needs.
• Evaluates current and new learning programs, recommending changes that align with business need, and drives projects from beginning to end.
• Responsible for managing the continuing education curriculums and selecting learning materials and systems that foster opportunities for employee education. 
• Works closely with the business units’ training departments to ensure a smooth roll out of the curriculums in all locations, periodic tracking and reporting of training data. 
• Facilitates & delivers training incl. live and virtual leadership and development courses.
• Reviews the progress of the business units’ Training Plans and makes recommendations where necessary.
• Advises any new support material that would be beneficial to the hotels and business units.
• Delivers the socialization of the AYANA Guiding Principles (Corporate Philosophy) and brand training to all business units under the AYANA Hospitality Group (AHM). 
• Implements and monitors the company’s training materials, including Rank & File training series, Supervisory training series, Managerial training series and other e-learning initiatives.
• Develops facilitator guides, participant guides, and training content to support the learning opportunities within operations for continuous improvement, and leader development.
• Acts as primary point of contact on styling L&D programs for all stakeholders within the group.
•  Coordinates and monitors the cross-training programs between business units under AHM.
• Partners with external vendors to translate identified training needs into learning solutions that address both the areas of professional and technical skill development.
• Establishes and maintains training vendor relationships and contracts.
• Partners with the L&D teams in building meaningful relationships with key stakeholders to uncover learning & development needs and gain agreement on program outlines and success metrics. 
• Guides and ensures the success of the enterprise-wide LMS deployment. 
• Consult with HR departments to identify development needs for key talents, periodically reviews the talent selection process and builds talent pools too strengthen the growth of human capital within AHM. 
• Assists in developing presentations and also participates in school visits and career fairs. 
• Participates in the preparation of the training and development budget and reviews each business units’ training budget. 

Education:

Minimum S1 in management, psychology, hotel administration or other related field

Competency:  

• Adult learning methodology and the ability to communicate recommendations for training approach
• Instructional design methodology 
• Creative and open-minded, open to try new things
• Analytical and innovative thinking
• Adaptability
• Detail-oriented and extremely organized, with a demonstrated ability to motivate and influence others in follow-through on projects
• Training need analysis
• Train the trainer
• Presentation skill & public speaking
• English
• MS Office
  

Managerial Skill:

• Change management expertise
• Coaching and influencing skills
• Strong collaboration skills
• Facilitation & management
• Leadership skills

Experience:

2-3 years’ experience in learning & development managerial positions

HRBP Manager

• Manage Fraud risk Operations, including but not limited to Prevention, Detection, Investigation and Monitoring.
• Identify fraudulent and high risk applications and/or transactions.
• Develop and manage fraud risk strategics, including the creations of rules and triggers to detect and prevention fraud also monitoring risks and implementing preventive measures.
• Determined fraud by analyzing accounts and transactions pattern.
• Develop fraud risk reports for management, highlighting trends, mapping high risk area.
• Training employee on anti fraud best practices.
• Work closely with other team to ensure fraud risk is considered in all new initiative and complied with regulator.
• Stay updated and connected with the same industries, technologies and regulatory changes related to fraud prevention.
• Liaise with superior.

Financial Planning and Analyst will own the financial planning, budgeting and forecasting process at a company to inform major decisions made by the executive team and board of directors. The candidate will collect, prepare and analyze financial data from across the organization to create reports that provide data-driven answers to business questions.

An FP&A professional should be a business partner for the entire organization, working closely with various business units, and a strategic advisor to the CFO function. These professionals help leaders of the finance department maintain and mitigate additional costs by identifying opportunities for efficiency, savings and investment.

The ideal candidate possesses leadership capabilities, solid operational and have adequate cost-accounting background and works proactively to drive results. This person is a self-starter, flexible, has a high level of integrity and is action and goal-oriented in a fast-paced, team-oriented, collaborative environment.

Responsibilities:

• Perform budgeting and rolling forecasting the company’s future financial performance that aligns with the company’s strategic plan that sets high-level targets (revenue, net income, core strategic initiatives, etc.). The rolling forecast including forecast of the company’s performance and its direct result to the financial statements (i.e. Profit and Loss, Balance Sheet, and Statement of Cash Flow) 
• Creating custom financial models to support the budget and forecast that account for trends within the business and in the broader industry and economy that may affect revenue and profit
• Perform various financial stress tests / scenarios (e.g. for new line of business or to seek efficiency within the existing business process) to provide timely, accurate and actionable recommendations to senior management.
• Responsible for putting together board reports and management reports such as variance analysis reports, which track budget vs. actual spend by department, including collecting data from different departments, verifying and consolidating that information. 
• Proactively maintain and monitor key financial indicators—like debt-to-equity ratio and current ratio.
• Perform analysis to the financial statements to understand which product lines or services have the highest profit margin or contribute the most to net profit. This task includes breaking down the cost and revenue or profit generated by each department within the company. 
• Perform assessment for the return of the business’s investments with its working capital and finding new investment opportunities
• Provide Ad-hoc reports related to the company or business unit performance to internal and external parties as needed.

• A Bachelor’s / Master's degree in Accounting or Finance
• Minimum 5 years of working experience, with a minimum of 3 years as manager experience
• Have a background in accounting or advisory firm
• Have experience in financial industry and having knowledge in cost accounting
• Proficient in Microsoft Excel and math 
• Strong problem solving skills and willingness to perform direct work to get the job done
• Skilled at working effectively with cross functional teams
• Excellent business reporting and communication skills
• Strong business partnering skills. Business partnering skills include the ability to work well with others and understand their business priorities and goals, build a deep knowledge of the company and its processes, and turn droves of information into easily understood reports. 

IT Demand Manager 

Brand Strategy Manager 

Corporate Strategy Senior Manager

Untuk mengelola dan mengatur manajemen Compensation & Benefit (COMBEN), performa karyawan, serta penilaian kompetensi, sekaligus menganalisis dan menjalankan hubungan industrial secara efektif.

• To manage, organise and control resources, expenditures and personnel within the workshop and site environment  
• Ensure team adherence to company policies and procedures 

About Us 

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy.

INDICO believes in reaching beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

What you will do but not limited to: 

• Manage and optimize end-to-end procurement operational including but not limited to sourcing, tendering, negotiation, and contract management. 
• Assist in developing and implementing procurement strategies, policies, and other potential improvement to drive cost savings, efficiency, and effectiveness related sourcing activities in INDICO from time-to-time;  
• Monitor supplier performance and manage supplier relationships to drive continuous improvement;  
• Manage procurement documentation and maintain accurate records of procurement activities;  
• Collaborate with internal stakeholders to understand their needs and provide guidance and support in supplier selection and evaluation;  
• Ensure compliance with regulatory and company policies to mitigate risk;  
• Perform other duties as assigned by management; 

• Bachelor's degree in Management, Supply Chain Management, Business Management, and/or any related field. 
• Has minimum 1 year experience in Procurement, or supply chain management is preferred. 
• Fresh graduate with minimum 1 year experience are welcome to apply
• Strong in vendor management, contract management, and resource management 

• Strong analytical and problem-solving skills. 
• Excellent communication and interpersonal skills. 
• Detail-oriented with strong organizational skills. 
• Proficient in Microsoft Office applications. 
• Ability to work independently and in a team. 
• Willingness to learn and adapt to new processes and technologies. 
• Passionate about the agribusiness industry and sustainability. 

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy.

What You Will Do:

• Implement user interfaces based on designs from Figma or similar tools.
• Develop and maintain responsive, user-friendly web applications using React.js.
• Collaborate with backend developers to integrate APIs.
• Ensure high-quality code by writing tests and following best practices.
• Optimize the UI for performance and scalability.
• Follow and contribute to the Minimals.cc design system.
• Stay updated on frontend development trends and tools.

• Proficient in React.js with 2+ years of experience.
• Strong understanding of modern JavaScript (ES6+) and TypeScript.
• Experience with state management libraries (e.g., Redux).
• Proficient in creating responsive and accessible UIs using HTML5, CSS3, and frameworks like TailwindCSS or Material-UI.
• Experience in slicing designs from Figma or any other UI/UX design tool.
• Familiarity with consuming RESTful APIs and WebSocket communication.
• Knowledge of frontend testing frameworks (e.g., Jest, React Testing Library).
• Familiarity with Minimals.cc design system.
• Experience with build tools like Webpack, Vite, or Parcel.
• Familiarity with version control systems (e.g., Git).

Soft Skills:

• Strong attention to detail in UI/UX implementation.
• Ability to work independently and as part of a team.
• Strong communication and problem-solving skills.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. Our goal is to leverage Telkomsel's digital assets to develop innovative cross-sectoral digital solutions, empowering Indonesia's digital economy.

Key Responsibilities:

• Design, develop, and maintain fullstack applications using Golang and React.js.
• Build scalable and optimized RESTful APIs for backend services.
• Create responsive user interfaces and integrate them with backend systems.
• Collaborate with designers to implement UI/UX designs from Figma or similar tools.
• Deploy and manage applications on AWS infrastructure.
• Write unit tests to ensure code quality and reliability.
• Optimize both backend and frontend components for performance.
• Stay updated with fullstack development trends and best practices.

• Proficient in Golang for backend development and React.js for frontend development with 3+ years of fullstack experience.
• Strong experience with PostgreSQL, including database schema design and optimization.
• Deep understanding of RESTful API development and integration between backend and frontend.
• Familiarity with AWS for cloud platform services.
• Proficient in implementing responsive and accessible UI components.
• Familiarity with Figma or other UI/UX design tools for design collaboration.
• Experience with containerization (Docker) and orchestration tools (Kubernetes) is a plus.
• Familiarity with version control systems (e.g., Git).

Soft Skills:

• Proven ability to manage both backend and frontend development tasks efficiently.
• Strong problem-solving and debugging skills.
• Excellent communication skills for cross-team collaboration.

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios.

As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy. Currently, INDICO is expanding its business in Agritech and Agribusiness named Telkomsel DFE (www.dfe.farm/).

INDICO believes we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

What will you do but are not limited to:

• ⁠Record and monitor data related to field activities (e.g., feeding, growth, health status).
• Maintain accurate data of harvest and post-harvest processes.
• ⁠⁠Track and input project expenses.
• ⁠⁠Organize digital and physical documents (production, expenses, invoices).
• ⁠⁠Work with field teams to gather data for performance monitoring.
• Assist in identifying challenges in field operations and offer feasible solutions based on data insights.

• Bachelor's Degree in Agribusiness, Management Business, Business Administration or any related field.
• Minimum 1 year experience in agricultural operations or relevant internships preferred
• Fresh Graduate are welcome to apply

• Strong communication and interpersonal abilities to liaise effectively with internal and field team members.
• Detail-oriented with good organizational and analytical skills.
• Proficient in Microsoft Office, especially Excel for data management.
• Willingness to learn and adapt in a fast-paced and dynamic agricultural environment.
• Previous internship or experience in agriculture or agribusiness is a plus.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy.

What You Will Do:

• Design, develop, and maintain backend systems and services using Golang.
• Build and maintain efficient and scalable RESTful APIs.
• Collaborate with the database team to optimize PostgreSQL schemas and queries.
• Implement unit tests to ensure code stability and reliability.
• Deploy and maintain backend systems on AWS infrastructure.
• Work closely with frontend developers to integrate APIs.
• Participate in improve development processes.

• Proficient in Golang with 2+ years of experience.
• Experience in developing RESTful APIs.
• Strong understanding of database design and development with PostgreSQL.
• Familiarity with AWS for cloud platform services (ECS, LAMBDA, etc).
• Ability to write unit tests to ensure code quality.
• Familiarity with version control systems (e.g., Git).

Soft Skill:

• Strong problem-solving skills and attention to detail.

• Ability to collaborate with cross-functional teams.
• Excellent communication skills, both written and verbal.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel’s digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy.

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

We are seeking a detail-oriented and experienced Quality Assurance (QA) professional to ensure our products and services meet the highest quality standards. The QA role will involve developing and executing test plans, identifying defects, and working closely with the development team to implement improvements.

Key Responsibilities:

• Ensure software quality and functionalities meet with business requirements and standards. 
• Execute manual testing.
• Create and maintain Testing Documentation
• Develop detailed test case/scenario before Sprint Start
• Debugging, Defect and bug Tracking
• Work in collaborative, value-driven teams, and customer-first mindset to build innovative platforms.
• Take part in the entire cycle of platform delivery from ideation to deployment and everything in between.
• Onboard new supplier in INDICO DFE

• Have 2 Years Experienced as QA
• Have Experience in Agile development methodology.
• Experience with testing tools including Postman, Insomnia
• Experience and strong knowledge in API Testing 
• Experience with SQL Query

Preferably:

• Have Experience with Node JS.
• Experience with Gherkin language
• Experience with Testing automation and framework (i.e: mocha & chai, jest)
• Experience with JavaScript
• Have Experience with API Automation
• Experience with Testing automation and framework

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy.

INDICO believes that we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

What you will do, but not limited to:

• Manage and secure AWS environments.
• Integrate and automate DAST/SAST tools in CI/CD pipelines.
• Conduct penetration testing for applications, containers, and infrastructure.
• Implement and monitor AWS security services (IAM, GuardDuty, CloudTrail).
• Perform vulnerability assessments and enforce container image compliance.
• Respond to security incidents and ensure runtime security in AWS Services..

• 3+ years in DevSecOps, Cloud Security, or Pentesting.
• Expertise in AWS (EKS, ECS, IAM, Lambda) and Kubernetes.
• Experience with DAST/SAST tools (e.g., OWASP ZAP, Burp Suite, SonarQube).
• Hands-on experience with CI/CD pipelines (GitLab, Jenkins) and IaC tools (Terraform/CloudFormation).
• Strong knowledge of penetration testing tools and methodologies.
• Familiarity with OWASP, CIS benchmarks, and container security tools.

Preferably:

• Experiences in AWS, Kubernetes and Security

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy.

We are piloting an innovative Loyalty Platform for Farmers, in collaboration with leading agri-brands. Our platform connects farmers with valuable resources, learning opportunities, and rewards, while enabling brands to engage meaningfully with their farmer customers.

We are looking for a Business Operations to join our team and manage the day-to-day operations of the loyalty platform. This role is crucial in ensuring smooth platform operations and building strong relationships with farmers and brand partners.

What will you do but not limited to:

1. Content Management:

• Interact with agri-brand partners to collect product information and e- learning materials.
• Enter collected content into the platform's system accurately and on time.

2. Farmer Acquisition:

• Collaborate with brand partners to onboard their farmer networks to the platform.
• Partner with the in-house Marketing Communication team to attract additional farmers to participate.

3. Claim and Reward Management:

• Review and validate claim-reward photo submissions from farmers manually (eye validation).
• Work with the in-house Digital Goods Commerce team to distribute mobile data plans and other rewards to validated farmers.
• Maintain accurate records of validated claims and rewards distribution.

4. Farmer Engagement:

• Engage with farmers (remotely or on-site) to collect feedback on their experience with the platform.
• Foster trust and positive relationships with the farmer community.

5. Reporting and Insights:

• Monitor and analyze platform success metrics.
• Document insights and operational learnings for broader implementation.

Experience:

• 1-2 years of experience in agri-business operations, working with agri- brands and/or farmers.
• Fresh Graduate are welcome to apply

Skills:

• Strong communication and interpersonal skills, with the ability to interact with diverse stakeholders (brands, farmers, internal teams).
• Detail-oriented and organized, especially when managing data entry, claim validations, and reporting.
• Basic analytical skills to track metrics and derive insights.
• Proficiency in Microsoft Office or similar tools.

Personality:

• A proactive, empathetic individual who is passionate about supporting farmers and driving positive impact in agriculture.

Purpose for this role:

• Direct, determine, monitor, control and evaluate the implementation of:
• Financing activities, such as negotiation of financial provisions, financing business support, short-term and long-term loans, financial due diligence, allocation and withdrawal of loans or equity injections, and also ESG Financing.
• Financing risk activities, such as execution of market risk mitigation, credit and liquidity risk management.
• Treasury activities, such as cashflow management and optimization, treasury FX management execution, working capital management and optimization, and short-term placement planning.

Key Accountabilities:

• Management of financial control, reporting and financial business partnering teams
• Management of project approval process for Opex, Devex and CAPEX programmes
• Support for commercial growth, by supporting the management team in driving the commercial growth
• Drive comprehensive financial reporting, budgeting and forecasting processes. • Create a control environment, including financial accounting policies and processes to support growth. • Integrate with Masdar Group accounting policies and timetables.
•  Coordinate with the Planning & Risk Management function in managing financial risks • Work with external auditors and tax advisors.
• Coordinate with the Controlling & Reporting function in review and monitor the effectiveness and objectivity of the auditor(s).
• Manage liquidity, cash flow and the treasury function, working closely with the CFO.
• Monitor the preparation, review and submit to the Planning & Risk Management function the proposed annual budget of the Corporate Finance function.
• Ensure compliance with appropriate accounting standards (IFRS and GAAP).
• Work with department heads to prepare and monitor the Devex and Capex budgets, analyze the benefits and costs; recommending corrective actions if necessary.
• Manage the capital approval and drawdown processes with Masdar Group finance.
• Monitor the Company’s need for capital including optimizing capital structure
• Team management and supervision
• Management of stakeholders and third party service providers
• Continuous improvement of policies, systems and processes
• Stakeholder Engagement
• Compliance with information security policies, procedures and requirements at all times

The Specialized Sales Manager and Account Executive will play an essential role in managing, developing and growing Visa’s business with our Tier-3 clients in targeted regions. In this role, you will be the primary contact for small institutions, addressing inquiries, solving problems and freeing up resources from country-specific sales and functional areas to nurture and expand business with key clients and stakeholders. You will also be responsible for generating leads, executing sales initiatives and implementing business development and portfolio management strategies in continuous collaboration with Sales and Cross Functional Areas. This alignment ensures our activities are in line with country, regional and global strategies.

Why this is important to Visa

Through enabling digital payments, Visa supports the communities and economies that we are part of.  Visa works with its clients, governments and other partners to make this happen.

Digital Sales is the next step in the evolution of our sales and service approach within the region. In this role, you have an opportunity to reshape and renew how we take care of our clients who we manage on a portfolio basis. You will also have a critical part in supporting the initiatives across geographies and functions to optimize our sales approach.

The sales position will be responsible for a portfolio of clients (issuers, acquirers, digital partners), which will include driving sales initiatives on our key products and solutions, understanding the evolving needs of our clients and ensuring Visa contributes to driving a successful partnership and business growth.

About Us
INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia's digital economy. 

As a Chapter Lead, you will be responsible for leading an engineering team of professionals, achieving high standard of engineering best practices and fostering agile culture of collaboration and productivity. You will ensure the alignment of your team’s outputs with the overall company strategy, focusing on organizational objectives and customer satisfaction. 

Key Responsibilities: 

• Lead and manage a chapter of skilled engineering team, providing guidance and support to enhance their skills and career growth. 

• Establish clear goals and performance metrics to align team efforts with strategic objectives. 

• Promote collaboration across various teams and departments, ensuring that high standard of engineering practices, impactful collaboration and productivity. 

• Identify and implement processes for continuous improvement and operational efficiency within the chapter. 

• Drive initiatives that foster a culture of innovation and agility, adapting to market changes and emerging technologies. 

• Engage with stakeholders to understand requirements, increase customer satisfaction and align team capabilities with business needs. 

• Minimum 7 years of experience in a leadership role within a technology or digital transformation environment. 

• Strong understanding of project management methodologies and the ability to lead teams effectively. 

• Demonstrated experience in managing cross-functional teams and delivering results in a dynamic environment. 

• Excellent interpersonal and communication skills, with the ability to motivate and inspire team members. 

• Proven ability to strategize and implement initiatives that drive organizational performance. 

• Experience with talent management and fostering a positive workplace culture. 

• A passion for technology and innovation, keeping up to date with industry trends.

• Engaging design and relevant visual content for social media & e-commerce platforms (Instagram, Facebook, Tokopedia, Shopee, etc).
• Adjust designs to fit the size and specifications recommended by each platform.
• Follow the latest design trends to ensure content remains fresh and innovative, but in line with brand guidelines.
• Optimize designs to look appealing on both mobile and desktop devices.
• Edit videos from existing master materials, including clip cutting, sequencing, adding visual effects, transitions, and audio.
• Add graphic elements such as text, logos, and graphics to enrich the visuals and the information presented in the video.
• Design posters for events, promotions, and other marketing materials, considering effective composition and visual aesthetics.
• Use graphic design principles to create posters that are visually appealing, easy to read, and clearly convey the message.
• Ensure consistency in design elements (fonts, colors, logos, etc.) in line with existing brand guidelines.
• Design effective POSM, including banners, brochures, leaflets, flags, and other printed materials for in-store promotions.
• Develop designs that capture customers' attention and facilitate communication of the product or promotion.
• Follow brand guidelines in every POSM material to ensure alignment with the company’s visual identity.
• Coordinate with vendors for samples and production of POSM.
• Design exhibition booth layouts that are attractive, functional, and in line with the event theme.
• Determine the graphic elements to be used in the booth, including banners, backdrops, product displays, and signage.
• Ensure the booth design fits the available space and creates an enjoyable experience for visitors.