Overview & Responsibilities

We are currently looking for a sales engineer to join our team in Jakarta for a multinational company specializing in pumps and turbines. If you have a passion for sales and engineering, we'd love to hear from you!

💼 Full-time - Mid-Senior level
🏢 50 - 60 employees · Industrial Machinery Manufacturing
👨🏻‍💼 Skills: Turbomachinery, Equipment Design, Centrifugal pump, Steam Turbine

📍 Location: South Jakarta

Background and Experience:

• A good technical knowledge of mechanical equipment design, especially packaged systems

• An engineering degree (BSME) or equivalent, 5 years work related experience 

• The ability to translate technical knowledge and skills into saleable ideas and proposals.

• A thorough commercial knowledge of assigned industries and overview of typical processes

• Field sales, service representative, market or application experience in the same products and markets

• The ability to communicate quickly, clearly, forcefully and tactfully with customers

• Strong interpersonal skills, verbal and written communication skills

• Promotional and selling skills to go after and close business in both familiar and new markets

• Ability to organize and manage time and territory in a motivated, self-directed manner

Specific Job Responsibilities:

• Obtain assigned bookings on aftermarket products and services to ensure budgeted sales revenue.

• Develop existing customers, pursuing both traditional and non-traditional products.

• Identify and contact new customers to further expand sales base and revenue potential.

• Manage time and expenses to ensure coverage of key revenue sources while pursuing new target areas.

• Prepare and submit proposals.

• Negotiate commercial terms of sale.

• As principal customer interface, advise management of changing customer market requirements.

• Complete monthly market opporuntiy forecast.

• Recommend actions to counter or take advantage of a competitor's position, i.e. price, lead time, or product differentiation related needs.

• Submit annual analysis of sales territory.

• Complete special projects as assigned by sales or marketing management.

• Acquire skills and experience in various repair procedures and techniques to maintain appropriate level of expertise and facilitate continued sales.

• Act as customer advocate in matters involving communication of requirements and execution of responsibilities.

• Monitor schedule of key orders to insure on-time completion.
  Provide feedback loop to Operations and/or shop(s) on any quality related problems.

Accomplishing these tasks requires:

• Selling (persuading, convincing, and closing orders)

• Directing (shop/parts support personnel to provide necessary work scope and pricing information)

• Analyzing and evaluating (customer's need and ETSI's capabilities to meet those needs)

• Communication (EC for new unit)

Internal

• Rerate engineer (standard/engineered/ATS)

• Service parts specialist

• Technical engineer

• Customer service representative, shop manager, secretary

• Regional OSS manager and project managers

• Regional ESS sales manager

• Customer pump sales of EC

External

• Purchasing

• General manager/plant superintendent level

• Maintenance engineer/reliability engineer/operator

• Travel involves daily minimum of 2 hours or up to several days for overnight travel.

Equal Employment Opportunity

Elliott is an equal employment opportunity/affirmative action employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, marital status, genetic information, disability, veteran status, or any other characteristic protected by the federal, state or local laws of the United States. Applicants and employees are protected under U.S. federal law from discrimination.

Pay Transparency Nondiscrimination Provision

Elliott follows Executive Order 11246, including the Pay Transparency Nondiscrimination Provision.

No agency submissions please. NOTE: Resumes submitted to any Elliott Group employee without a current, signed and valid contract in place with the Elliott Group recruiting team will become the property of Elliott Group and no search fees will be paid.

To learn more about our Job Applicant Privacy Notice, please click here.

Lead Mechanical Technician

This job includes REFERRAL PROGRAM, please help to make sure Candidate and INEOS Aromatics Employee access and submit required data entry in the following Forms

https://forms.office.com/e/p8tY5z7qay

Purpose of role

• Lead Mechanical Maintenance Technician must be able to lead other technicians and contractors in completing mechanical maintenance work.
• Able to provide failure diagnosis and troubleshooting so that damage can be repaired.
• Able to lead his team to complete turbomachinery, big machinery, and other mechanical work.

Key Results/ Accountabilities

People management:

• Lead daily maintenance contractor to perform daily patrol to find out irrationality of static equipment.
• Actively share their knowledge to train/mentor other team members, including both maintenance and operations, to foster their development, including required safety training control systems, troubleshooting capabilities and other skills as identified.

Safety and compliance management:

• Ensuring all safety rules and safe work procedures are followed by themselves and by others working in and around the machinery.
• Report all injuries and near misses in a timely manner.
• Actively participate in accident incident investigations
• Responsible to socialize HITRA and Risk assessment of the job to the contractor.

Plant Integrity, reliability, and Availability delivery:

• Provide support to operations in running the machines at the operating window to maximize efficiency and productivity and assist troubleshooting issues.
• Follow work order process effectively from notification till completion of work with proper documentation of maintenance history, report, and input data activity in SAP, to ensure safety, efficient, quality and priority are met.
• Lead and/or participate in root cause analysis for operating problems including the identification of contributing causes for non-operating events and work to eliminate the root cause for continuous improvement.
• Troubleshoot mechanical problems by utilizing standardized problem-solving techniques, verifying that proper investigative actions are completed so that root causes may be quickly identified.
• Performing basic care rounds, ensuring that all equipment is inspected as specified by the Reliability-Centered-Maintenance requirements.
• Actively share their knowledge to train/mentor other team members, including both maintenance and operations, to foster their development, including required safety training control systems, troubleshooting capabilities and other skills as identified.

Planning and work order process:

• Effectively utilize and maintain the SAP Plan Maintenance System, including following all computer based and paper processes for work order completion and documentation.
• Responsible to control usage spare part during daily maintenance and Turnaround.

Key challenges faced on the role:

• With a limited number of personnel from both INEOS maintenance technicians and contractors but must still be able to complete the work on time, on time and of good quality.
• Ensure work can be done at normal hours rather than overtime even though manpower is limited in number and work is much.
• Control maintenance costs by ensuring that part replacements are done correctly, optimizing repairs in internal workshops, and localizing spare parts at local manufacturers.

Any Other Relevant Information

Participate in organizational improvement teams, e.g. Safety Committee, Quality Improvement, Productivity / Cost Reduction Teams, etc. assigned on a rotating basis.

Education & preferred skill

• Minimum 7 years Diploma Mechanical Engineering and work experienced of petrochemical, or oil and gas plant experienced.
• Minimum 15 years High school and work experienced of petrochemical or oil & gas plant and turbo machinery.
• Experience in leading trouble shooting and quick repair of mechanical equipment/facilities under urgent situation to minimize breakdowns.
• Experienced in applying advanced technologies and best practices of Mechanical maintenance in powerplant, oil and gas or petrochemical industry.
• Has knowledge and skills on maintenance system and process, such as preventive and predictive maintenance, equipment specific maintenance plan, SAP, and work order process etc.
• Language skillful English reading, writing.
• Skillful Personal Computer

Experience

• Has basic knowledge for Preventive and Predictive Maintenance.
• Has knowledge for maintain and repair static equipment such as Heat exchanger, tower, Furnace, drum, vessel, valve, piping component, vacuum breaker, flexible joint, bolt and nut, gasket material and check valve.
• Has experience for repair and PM steam, rotary tube dryer, turbomachinery, vacuum pump, vacuum filter, agitator, and general rotating equipment.
• Able to do alignment of rotating equipment.
• Able to interpret working procedure.
• Has knowledge of measurement and general tools.
• Able to read equipment cross drawing and isometric drawing.
• Has knowledge of FRP and cement lining piping.
• Able to work independently to repair static & rotating equipment.
• Able to lead the daily maintenance contractor to perform maintain and repair static & rotating equipment.
• Must service oriented.
• Able to write maintenance report and equipment problem report.
• Quick response to call-out is required.

Process Operator

This job includes REFERRAL PROGRAM, please help to make sure Candidate and INEOS Aromatics Employee access and submit required data entry in the following Forms

https://forms.office.com/e/p8tY5z7qay

Purpose of the role

Conduct operation unit routine job field activity and DCS operator activity during shift work to achieve safe, reliable and efficient operation and comply with INEOS 20 safety principles and live saving rules.

Key Results/Accountabilities expected from role

IMS (Integrated Management System)

Implement & assure QEHS policy, documenting, evaluating & improving QEHS and its monitoring.

SHE

• Prepare and control the issued permit to work (PTW) to make sure that all work activity is done safely and comply with INEOS 20 safety principles and life saving rules.
• Control all process parameter to keep unit running in normal operation limit (NOL) and not exceed the safe operation limit (SOL) and safe design limit (SDL).
• Prepare JSA for requested job, weekly safety checklist, cross safety audit and safety observation.

PEOPLE

• Good communication skill to coordinate the task with maintenance people and contractor to make sure the job is done safely and comply with INEOS safety regulation.
• Good communication skill to coordinate the task with field operator to make sure no deviation process parameter between field and DCS.
• Good communication skill with others DCS operator on duty to avoid any malfunction operation unit.

PLANT PROCESS AND ASSET MONITORRING

• Conduct regularly field patrol log sheet & DCS log sheet during shift work and communicate the result to next shift.
• Analyze the log sheet data and DCS log sheet and communicate with the shift Supervisor in charge if any deviation found during log sheet.
• Conduct field routine activity such as taking sample , prepare all chemicals are used in operation process and housekeeping for work area.
• Operate DCS Control console to coordinate and regulate process variable of various process and utility stream according to operation target requirement, monitor and adjust operation process parameter for ensuring efficiency of operation process.
• Control operation unit process parameter to prevent SOL and SDL excursion occurs during his shift work.
• Check and identify any abnormality of operation equipment and DCS proses parameter and report any abnormalities found to shift Supervisor in charge.
• Control product quality as targeted and conduct process adjustment.
• Conduct weekly safety checklist and report any abnormality to shift supervisor in charge.
• Conduct Start up and shutdown operation equipment based on available procedure.
• Coordinate start up, shutdown (normal and emergency operation) and normal operation with Shift Supervisors and fields operators.
• Recommend process improvement to enhanced operational efficiency and safety.
• Be part of shift “asset care “team and responsible to conduct asset care activity on shift group dedicated area

Key Challenges faced on the role

• Understand process operation as overall and procedures related with start-up/shutdown equipment.
• Understand field operator role & DCS operator role during emergency condition.
• Shift hand over to make sure all critical information during shift work is handed over to next shift.

Other relevant information

• Start-up and shutdown oxidation & purification procedure.
• Emergency procedure

Experience & Expertise

• Minimum Diploma D-3 or more from chemical background
• Previous experience as a production operator or in a related field preferred.
• Basic computer skills for data entry and record keeping.
• Strong communication and teamwork skills.
• Flexibility to work various shifts as needed.

Work Experience:

Fresh graduated or 2 - 3 years of experience at Petrochemical company.

Job Description:

• As brand representative in Distributor area, responsible for achieving sales target assigned by Distributor and directing Distributor salesmen in doing standardized branding implementation.
• Responsible to communicate any Selling or Marketing program to Distributor other salesmen, and gather consolidated feedback from Distributor (if any) regarding any program or disputes that might be happening in the future.
• Become the leader for all Distributor salesmen in terms of Cessa effective selling tactics, and standardized Cessa 7 steps-of-calls SOP in the market.
• Monitor Cessa dedicated SPG in stores & SPG event (if any) activations.
• Become the initiator for BIG NEW Outlets or MT Channels opportunity in the area

-Melakukan kontroling alat pada proses kerja atau produksi

-Mengelola material pendukung

-Mengatur pekerjaan agar lebih efektif dan efisien

-Membuat laporan bulanan

• Monitor and manage Management Freight Forwading & Logistics
• Manage and develop Logistics Staff
• Respond to and resolve complaints and problems
• Know well about Accounting/Finance matters

• Monitor and manage Management Freight Forwading dan Logistics
• Manage and develop Logistics Staff
• Respond to and resolve complaints and problems
• Know well about Accounting/Finance matters

• Melakukan prosedur penagihan dengan mengunjungi alamat para debitur untuk mengumpulkan pembayaran yang masih tertunggak.
• Bertanggung jawab untuk mencapai kinerja kualitas target piutang (AR).
• Melakukan negosiasi dengan debitur yang terlambat membayar, menawarkan solusi yang layak untuk mendorong pembayaran dengan segera.
• Menyiapkan laporan analisis berdasarkan hasil kunjungan ke debitur.

• Pendidikan minimal Diploma / SMK / SMA.
• Pengalaman minimal 3 tahun dalam posisi serupa.
• Memiliki pengetahuan yang kuat dalam Collection and Recovery di industri keuangan.
• Memiliki tingkat integritas dan perilaku etis yang tinggi.
• Keterampilan negosiasi dan komunikasi yang sangat baik.
• Mengetahui daerah setempat dan memiliki jaringan yang kuat.

Notes

• Batas waktu pendaftaran lowongan berakhir pada hari Minggu, 10 Maret 2024.
• Langkah berikutnya setelah apply adalah pengisian formulir seleksi yang akan dikirimkan melalui email. Pastikan untuk memeriksa email Anda secara berkala.

Benefit : 

1. Benefit menarik (komisi dan reward)
2. BPJS kesehatan
3. Jenjang karir ke level Managerial (fast track career)
4. Mendapatkan Training and Development

Detailed Work :

1. Membentuk dan menciptakan tim kerja yang baik dan produktif
2. Memimpin dan mengelola tim untuk dapat mencapai target
3. Melakukan pengembangan tim kerja
4. Melakukan review dan evaluasi terhadap pelaksanaan aktifitas harian
5. Melakukan koordinasi hubungan kerja produktif dengan pihak internal maupun eksternal

Posisi yang dilamar :

• Divisi Marketing pilih MT MARKETING
• Divisi Accounting pilih MT ACCOUNTING
• Divisi Piutang pilih MT COLLECTION
• Divisi Credit pilih MT CREDIT

Silakan langsung mengerjakan menggunakan link :

https(:)//nssrekrutmen.com/psikotes

kurung buka dan kurung tutup dihapus sendiri ya

Posisi yang dilamar :

• Divisi Marketing pilih MT MARKETING
• Divisi Accounting pilih MT ACCOUNTING
• Divisi Piutang pilih MT COLLECTION
• Divisi Credit pilih MT CREDIT

Penempatan : Satu Kabupaten/ Kota/ Provinsi Domisili

• tidak ada penalti
• tidak ada penitipan jaminan apapun

Jika ada kendala pengerjaan Psikotes Online silakan difoto dan dikirim ke 08112795254 Setya HRD Nusantara Sakti Group. Terima kasih

FLDP adalah serangkaian program pengembangan yang dirancang untuk menyiapkan Future Leaders di Nusantara Sakti Group. FLDP akan mendapatkan eksposur proses bisnis dari berbagai bisnis Divisi di Nusantara Sakti Group pada lintas fungsi Pemasaran, Piutang Usaha, Keuangan, Kredit, dan Sumber Daya Manusia. Selama program, Nusantara Sakti Group akan menyediakan program pembelajaran dan pelatihan yang eksklusif bagi FLDP, diantaranya : 

- In Class Training (ICT) dan On Job Training (OJT)

- Mentoring dan coaching bersama para eksekutif Nusantara Sakti Group

- Penugasan dalam bentuk Improvement Project

Silakan langsung mengerjakan menggunakan link :

https(:)//nssrekrutmen.com/psikotes/mt4

kurung buka dan kurung tutup dihapus sendiri ya

> hanya kandidat yang memenuhi kualifikasi yang akan dihubungi

> Jika memenuhi kualifikasi, maka jadwal Interview HRD akan diberitahukan melalui email, jadi pastikan pengisian email sudah benar dan selalu cek emailnya ya

> Jika ada kendala pengerjaan psikotes online bisa hubungi : 08112795254 Setya 

1. Menjual dan menawarkan barang yang dijual perusahaan
2. Membangun relasi dengan pelanggan dan mitra bisnis perusahaan
3. Memasarkan produk branding perusahaan
4. Memperluas area pemasaran
5. Mencari pelanggan baru

TP DOC Specialist

1. Memberi nasihat tentang perencanaan penetapan harga transfer dan peninjauan model penetapan harga transfer.
2. Menulis dokumentasi harga transfer; meninjau dokumentasi harga transfer global/regional.

Social Meida & Content INternship

1. Memberikan ide konten untuk sosial media
2. Membuat design konten (design grafis dan video) untk sosial media
3. Melakukan fotografi dan videografi

Driver Colt Diesel

1. Melakukan pengiriman ke Customer
2. Membantu Tim Helper untuk stuffing barang
3. Melakukan pembelian untuk BBM

Position Overview

As a Technical Solutions Executive (TSE), you are one of the main factors of success for the Autodesk Construction Cloud portfolio. You will be reporting to Technical Sales Manager and partner with the Account teams to help our users achieve their goals through the use of our technology. Coming from industry, you'll use your experience to identify and uncover our customer's needs, develop a strategy, prove value, with the ultimate goal of delivering outcomes for our customers.

This is a remote role but there is an expectation to travel, so you will be based in Jakarta, Indonesia

Responsibilities

• Outcome and Solution-based approach: Taking a customer-centric approach, you will undertake deep technical discovery in collaboration with other team members to uncover the primary goals of our users, and then use your experience, technical knowledge and creativity to create solutions that allow our end-users to achieve those goals.

• Technical Closure: Responsible for aligning with important customer team members to secure technical closure of proposed solutions within Autodesk Construction Cloud. Manage technical evaluations, define solutions architecture, facilitate product demonstrations, 3rd party engagements. Consult with ACS sales on technical validation and apply best practices in solving business problems. Document quantifiable pain as identified in before scenarios, technical decision criteria, and metrics used in the evaluation within Salesforce and within provided collaborative technologies

• Customer Relationship Management: Develops required level of knowledge of customers' business processes, workflows, and technical requirements to build "trusted advisor" relationships with customers. Ensure efficient customer handoffs between the pre-sales team and adoption/deployment teams post-sales. Deliver Autodesk Construction Cloud internal product roadmaps with customers and communicate customer feedback to the ACS product team

• Collaboration: Develops trusted working relationships with the ACS sales team and adjacent teams such as the Autodesk Worldwide Field Operations (WWS) team. You will also work with adjacent business resources (e.g. sales management, deployment, adoption, business development, global technical sales, and marketing) and collaborate with ACS product "centres of excellence", Customer Success projects such as Voice of the Customer, deployment teams to implement proposed solutions, and coordinate with ACS marketing for product launches, webinars and go-to-market messaging strategy

• Leadership: Shares best practices, competitive information, innovation, and expertise within the sales organisation, product divisions, and technical solutions organisation locally and globally. Participate in strategic speaking engagements at high profile trade shows, conferences, or internal Autodesk events working in collaboration with ACS marketing teams. Provide answers and share knowledge on technical product and integration information

Minimum Qualifications

• 3-5+ years of experience in the Construction industry

• Experience with SaaS Technology and construction project planning/delivery

• A technology Subject Matter Expert who can easily distil complex workflows / solutions for multiple AEC audiences

Learn More

About Autodesk
Welcome to Autodesk! Amazing things are created every day with our software – from the greenest buildings and cleanest cars to the smartest factories and biggest hit movies. We help innovators turn their ideas into reality, transforming not only how things are made, but what can be made.

We take great pride in our culture here at Autodesk – our Culture Code is at the core of everything we do. Our values and ways of working help our people thrive and realize their potential, which leads to even better outcomes for our customers.

When you’re an Autodesker, you can be your whole, authentic self and do meaningful work that helps build a better future for all. Ready to shape the world and your future? Join us!

Salary transparency

Sales Careers

Working in sales at Autodesk allows you to build meaningful relationships with customers while growing your career. Join us and help make a better, more sustainable world. Learn more here: https://www.autodesk.com/careers/sales

Diversity & Belonging
We take pride in cultivating a culture of belonging and an equitable workplace where everyone can thrive. Learn more here: https://www.autodesk.com/company/diversity-and-belonging

Are you an existing contractor or consultant with Autodesk?

Please search for open jobs and apply internally (not on this external site).

• Melakukan prosedur penagihan dengan mengunjungi alamat para debitur untuk mengumpulkan pembayaran yang masih tertunggak.
• Bertanggung jawab untuk mencapai kinerja kualitas target piutang (AR).
• Melakukan negosiasi dengan debitur yang terlambat membayar, menawarkan solusi yang layak untuk mendorong pembayaran dengan segera.
• Menyiapkan laporan analisis berdasarkan hasil kunjungan ke debitur.

• Pendidikan minimal Diploma / SMK / SMA.
• Pengalaman minimal 3 tahun dalam posisi serupa.
• Memiliki pengetahuan yang kuat dalam Collection and Recovery di industri keuangan.
• Memiliki tingkat integritas dan perilaku etis yang tinggi.
• Keterampilan negosiasi dan komunikasi yang sangat baik.
• Mengetahui daerah setempat dan memiliki jaringan yang kuat.

Notes

- Batas waktu pendaftaran lowongan berakhir pada hari Minggu, 25 Februari 2024.

- Langkah berikutnya setelah apply adalah pengisian formulir seleksi yang akan dikirimkan melalui email. Pastikan untuk memeriksa email Anda secara berkala.

• Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan.
• Membangun relasi dengan agent maupun konsumen dan mengidentifikasi prospek revenue yang baru.
• Melakukan penjualan produk Moladin Finance kepada konsumen.
• Menjaga kualitas booking agar mencapai standar yang telah ditetapkan oleh perusahaan.

• Pengalaman minimal 1 tahun di bidang Sales di perusahaan Pembiayaan Dana Tunai/ Multifinance / Car Dealer Financing adalah wajib.
• Memiliki integritas tinggi, kemampuan kerjasama yang baik dan terbiasa bekerja dengan target penjualan.
• Memiliki komunikasi dan kemampuan pemecahan masalah yang baik.
• Wajib memiliki kendaraan bermotor dan SIM C.
• Tidak memiliki catatan kriminalitas.

Notes

- Batas waktu pendaftaran lowongan berakhir pada hari Minggu, 25 Februari 2024.

- Langkah berikutnya setelah apply adalah pengisian formulir seleksi yang akan dikirimkan melalui email. Pastikan untuk memeriksa email Anda secara berkala.

• Plan, set, and deliver standards for learning.
• Prepare and support critical thinking for students in the classroom.
• Establish classroom management utilizing positive coaching.
• Observe and evaluate student's performance and development.
• Understanding of academic, social, and behavioral needs and characteristics of high-level students.
• Establish links with the parent community to ensure that parents are kept well informed about student progress.

• Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan.
• Membangun relasi dengan agent maupun konsumen dan mengidentifikasi prospek revenue yang baru.
• Melakukan penjualan produk Moladin Finance kepada konsumen.
• Menjaga kualitas booking agar mencapai standar yang telah ditetapkan oleh perusahaan.

• Pengalaman minimal 1 tahun di bidang Sales di perusahaan Pembiayaan Dana Tunai/ Multifinance / Car Dealer Financing adalah wajib.
• Memiliki integritas tinggi, kemampuan kerjasama yang baik dan terbiasa bekerja dengan target penjualan.
• Memiliki komunikasi dan kemampuan pemecahan masalah yang baik.
• Wajib memiliki kendaraan bermotor dan SIM C.
• Tidak memiliki catatan kriminalitas.

Notes

- Batas waktu pendaftaran lowongan berakhir pada hari Minggu, 18 Februari 2024.

- Langkah berikutnya setelah apply adalah pengisian formulir seleksi yang akan dikirimkan melalui email. Pastikan untuk memeriksa email Anda secara berkala.

Date Posted:

Country:

Location:

At Otis, it’s our people that make us different. Come and join OTIS today and be part of the Forbes 2023 World's Best Employers!

Join the Otis family where collaboration, innovation, and empowerment help each individual and the company reach new heights.

About you

You will be responsible for driving sales of elevator modernization services. This role involves assessing client needs, preparing proposals, and collaborating with technical teams. Strong communication and negotiation skills are essential for building client relationships and achieving sales targets. This position reports to the Section Manager MOD&BEX for Indonesia.

Responsibilities

• Develop and maintain good working relationship with all customers and develop good working relationship with new customers.
• Site survey / visit to understand better for new design concept and technical solution proposal.
• Developing technical solutions, prepare complex technical sales quotations and drawings for the end user in coordination.
• Check final order and sales contract with initial quotation and clarify / solve any discrepancies.
• Handle customer request / questions about signed terms & conditions and check changes against the agreed bidding document, performance guarantee / Bank guarantee.
• Liaison with end user and consultants on technical solutions and technical specification.
• Managing project delivery right from received PO till delivery to site.
• Achieving sales target and implement sales excellence mindset.

Requirements

• 3 years of industry experience including a minimum of 2 years of sales.
• Strong technical knowledge of Building or Construction or Engineering industry.
• Ability to work in a highly team-oriented and dynamic environment.
• Candidates must possess proficient presentation skills, as well as oral and written communication skills to effectively interact with a wide variety of people with diverse background of all levels and disciplines.
• Highly self-motivated individuals with go-getter attitude who have the ability to manage many simultaneous projects and responsibilities.

Otis is An Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class. To request an accommodation in completing an employment application due to a special need or a disability, please contact us at careers@otis.com.

Privacy Policy and Terms:

Click on this link to read the Policy and Terms

Flex is the diversified manufacturing partner of choice that helps market-leading brands design, build and deliver innovative products that improve the world. 

We believe in the power of diversity and inclusion and cultivate a workplace culture of belonging that views uniqueness as a competitive edge and builds a community that enables our people to push the limits of innovation to make great products that create value and improve people's lives. 

A career at Flex offers the opportunity to make a difference and invest in your growth in a respectful, inclusive, and collaborative environment. If you are excited about a role but don't meet every bullet point, we encourage you to apply and join us to create the extraordinary.

Job Summary

Summary:

The “HR Business Partner” will be based in Flex Batam , reporting to Senior Director, Regional HRBP.

Responsible for partnering with business segments to develop and deploy strategic planning objectives to build a dynamic organization that delivers significant and sustainable growth.

Responsibilities:

• Advise and coach business on matters related to talent management, including HR requirements, workforce planning, management selection, executive coaching, performance management, retention, succession planning, and change management, etc.
• Partner with local HR teams and Centers of Expertise to develop and deliver integrated people and organization solutions, Anticipate talent implications and impact to the organization. Identify issues and opportunities in closing organizational performance gaps and/or deploy effective tools and programs to achieve strategic vision and goals of the business.
• Support business segment in cascading goals to optimize alignment between business and human capital strategies, ensuring effective implementation.
• Partner with business and HR colleagues to develop and deliver an HR strategy to meet the business needs.
• Drive efficiency and positive organizational results through lean initiatives, alignment of systems, processes and structures to drive the right people behavior and engagement.
• Assist the business in making informed decisions with regard to people investment to achieve sustainable business results.
• Develop and deliver cross-cultural communications and change strategies.
• May participate in activities related to mergers and acquisitions.
• Plan, implement and facilitate cyclical HR initiatives (such as workforce planning, performance management, rewards planning, training and succession planning).
• Assist with HR communications and training of managers on new programs, systems and processes as required.
• Manage and/or direct duties of others, set goals and drive initiatives.
• Build strong internal customer relationships that foster a positive partnership with the business.
• Ensure compliance with all HR related laws and regulations.

Qualifications:

• Requires a Bachelor’s degree or equivalent work experience.
• Typically requires a minimum of 5-7 years of related experience.
• Self-starter who demonstrates accountability for results.
• Sound knowledge of Organization Development, Change Management and HR practices.
• Excellent business acumen and demonstrated competency in business partnership.
• Excellent interpersonal skills with the ability to build rapport quickly with senior management and communicate effectively with all levels of the organization.
• Strong project management, process management, analytical and consulting skills.
• Ability to collaborate globally across boundaries, disciplines, and cultures, especially in an evolving matrix environment.
• Excellent planning, co-ordination, and organizational skills. Strong process orientation.
• Demonstrates advanced experience and skills associated with performing assigned HR functions that are of a diverse nature.
• Demonstrates advanced /thorough knowledge of the business segment and Flex business.
• Demonstrates expert knowledge of the HR function and a thorough understanding of Flex and related business entities.
• Demonstrates detailed knowledge of the complex functional areas of HR, is considered a technical expert in at least one of the functional areas and possesses a broad breadth of knowledge in other areas. Understands the strategic impact of the HR function across the organization.

Job Category

Required Skills:

Optional Skills:

Flex is an Equal Opportunity Employer and employment selection decisions are based on merit, qualifications, and abilities. We celebrate diversity and do not discriminate based on: age, race, religion, color, sex, national origin, marital status, sexual orientation, gender identity, veteran status, disability, pregnancy status, or any other status protected by law. We're happy to provide reasonable accommodations to those with a disability for assistance in the application process. Please email accessibility@flex.com and we'll discuss your specific situation and next steps (NOTE: this email does not accept or consider resumes or applications. This is only for disability assistance. To be considered for a position at Flex, you must complete the application process first).

• Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan.
• Membangun relasi dengan agent maupun konsumen dan mengidentifikasi prospek revenue yang baru.
• Melakukan penjualan produk Moladin Finance kepada konsumen.
• Menjaga kualitas booking agar mencapai standar yang telah ditetapkan oleh perusahaan.

• Pengalaman minimal 1 tahun di bidang Sales di perusahaan Pembiayaan Dana Tunai/ Multifinance / Car Dealer Financing adalah wajib.
• Memiliki integritas tinggi, kemampuan kerjasama yang baik dan terbiasa bekerja dengan target penjualan.
• Memiliki komunikasi dan kemampuan pemecahan masalah yang baik.
• Wajib memiliki kendaraan bermotor dan SIM C.
• Tidak memiliki catatan kriminalitas.

Notes

- Batas waktu pendaftaran lowongan berakhir pada hari Minggu, 11 Februari 2024.

- Langkah berikutnya setelah apply adalah pengisian formulir seleksi yang akan dikirimkan melalui email. Pastikan untuk memeriksa email Anda secara berkala.

To get the best candidate experience, please consider applying for a maximum of 3 roles within 12 months to ensure you are not duplicating efforts.

Job Category

Job Details

About Salesforce

We’re Salesforce, the Customer Company, inspiring the future of business with AI+ Data +CRM. Leading with our core values, we help companies across every industry blaze new trails and connect with customers in a whole new way. And, we empower you to be a Trailblazer, too — driving your performance and career growth, charting new paths, and improving the state of the world. If you believe in business as the greatest platform for change and in companies doing well and doing good – you’ve come to the right place.

Salesforce, the Customer Success Platform and world's #1 CRM, empowers companies to connect with their customers in a whole new way. We are the fastest growing of the top 10 enterprise software companies, the World’s Most Innovative Company according to Forbes, and one of Fortune’s 100 Best Companies to Work For six years running. The growth, innovation, and Aloha spirit of Salesforce are driven by our incredible employees who thrive on delivering success for our customers while also finding time to give back through our 1/1/1 model, which leverages 1% of our time, equity, and product to improve communities around the world. Salesforce is a team sport, and we play to win. Join us!

The ideal senior technical consultant demonstrates thought leader in technical aspects of customer and partner engagements that lead to the successful delivery of enterprise desktop, cloud, and/or mobile solutions, including enterprise integrations leveraging middleware tools and platforms. Senior Technical Consultants (Developers) deliver technical solutions to meet the customer’s business and technical requirements. Developers lead the evaluation of options and subsequent presentation and education of the customer/partner. They will also identify and proactively manage risk areas, and commit to seeing issues through to complete resolution.

YOUR IMPACT:

Responsibilities

• Become a highly certified and recognized Salesforce expert

• Help clients consistently meet/exceed goals and metrics

• Contribute to customer success through front and backend solution development and release management

• Deliver high client satisfaction (CSAT)

• Provide guidance on the application and integration development best practices, Enterprise Architecture standards, functional and technical solution architecture & design, environment management, testing, and Salesforce Platform education.

• Drive the creation of application and technical design documents which leverage Salesforce best practices and effectively integrate Salesforce into the customer’s infrastructure.

• Troubleshoot key customer implementation issues and demonstrate the ability to drive to a successful resolution. Lead the evaluation of business and technical requirements from a senior level.

• Identification and proactive management of risk areas and commitment to seeing an issue through to complete resolution.

• Manage customer expectations; negotiate solutions to complex problems with both the customer and third-party partners.

• Build relationships with business partners, internal and external, and contributing to broader goals and growth beyond the scope of a single customer engagement.

• Contribute to the growth of the Services Practice by identifying and leading internal strategic initiatives to grow the consulting practice, leveraging junior teammates to achieve individual as well as team growth; serving as an active contributor to the practice knowledge and resource base; mentor, educate, and enrich technical and non-technical Salesforce customer and partner colleagues.

MINIMUM QUALIFICATIONS

• 3+ years of enterprise consulting experience, including implementation experience with one or more common enterprise software solutions (e.g. CRM, ERP), filling positions of increasing responsibility and management of more junior technical resources.

• 2+ years experience as an Architect or Senior Developer in a mid to large-sized organization with demonstrated leadership driving an organizational transformation in a matrixed organization.

• Experience with key areas of enterprise architecture, including integration technologies, single sign-on, and master data management.

• Experience with Waterfall and/or Agile implementation methodologies.

• Ability to work independently and be a self-starter. Proven results leading and overseeing customer and/or partner success stories in the following domains: front- and back-end solution architecture, development and release management strategies, change management, and direct leadership in designing solutions that meet or exceed customer needs.

• Proven ability to analyze, design, and optimize business processes via technology and integration.

• Guiding customers and colleagues in rationalizing and deploying emerging technologies that drive increased business value.

• Polished speaker with the ability to evangelize best practices at various levels within a large organization.

• A particular desire to continually study new technologies and functionality, as well as be involved in projects that push the capabilities of existing technologies.

• Strong communication skills, both written and verbal. Able to effectively develop materials that are appropriate for the audience.

• Strong presentation skills. Able to effectively present and defend a point of view to a variety of audiences.

• Travel to client site (average of 50%), but maybe higher or lower based on the client engagement.

• Bachelor's degree required in Computer Science, Software Engineering, Business, or in a related field.

• Highly beneficial to have any Salesforce.com product certifications prior to joining. It is expected that you will gain the following certifications as part of the role requirement and on-boarding process in the first 3 months:

• Salesforce Certified Administrator

• Salesforce Certified Sales Cloud Consultant

• Salesforce Certified Service Cloud Consultant

• Salesforce Certified Advanced Administrator

• Salesforce Certified Marketing Cloud Administrator

Leadership Qualities

• PASSION: Passionate about Customer Success

• BEGINNERS MIND: Always learning, approaches each interaction with an open mind, a great listener, and hands-on

• THOUGHT LEADER: Strong point of view and executive presence. Confident, but not arrogant, a great storyteller

• URGENCY: Ability to move fast and drive business value and results

• OHANA: Embodies Aloha culture: A team player that everyone enjoys working with and has a generous heart

• TRUST: Trust the company’s core values

• ADAPTABLE: Excels in high levels of uncertainty and change​

Salesforce, Platform Kesuksesan Pelanggan dan CRM nomor satu di dunia, memberdayakan perusahaan untuk terhubung dengan pelanggan mereka dengan cara yang benar-benar baru. Kami adalah perusahaan dengan pertumbuhan tercepat dari 10 perusahaan perangkat lunak perusahaan teratas, Perusahaan Paling Inovatif di Dunia menurut Forbes, dan salah satu dari 100 Perusahaan Terbaik untuk Bekerja versi Fortune selama enam tahun berturut-turut. Pertumbuhan, inovasi, dan semangat Aloha dari Salesforce didorong oleh para karyawan kami yang luar biasa yang terus berupaya memberikan kesuksesan bagi para pelanggan kami, sekaligus meluangkan waktu untuk memberi kembali melalui model 1/1/1, yang memanfaatkan 1% waktu, ekuitas, dan produk kami untuk meningkatkan komunitas di seluruh dunia. Salesforce adalah olahraga tim, dan kami bermain untuk menang. Bergabunglah bersama kami!

Konsultan teknis senior yang ideal menunjukkan kepemimpinan dalam aspek teknis dari keterlibatan pelanggan dan mitra yang mengarah pada keberhasilan penyampaian solusi desktop, cloud, dan/atau seluler perusahaan, termasuk integrasi perusahaan yang memanfaatkan alat dan platform middleware. Konsultan Teknis Senior (Pengembang) memberikan solusi teknis untuk memenuhi kebutuhan bisnis dan teknis pelanggan. Pengembang memimpin evaluasi opsi dan presentasi serta edukasi pelanggan/mitra. Mereka juga akan mengidentifikasi dan secara proaktif mengelola area risiko, dan berkomitmen untuk menyelesaikan masalah hingga tuntas.

DAMPAK ANDA: 

Tanggung Jawab

• Menjadi tenaga ahli Salesforce yang bersertifikasi tinggi dan diakui

• Membantu klien secara konsisten memenuhi/melebihi target dan metrik

• Berkontribusi pada kesuksesan pelanggan melalui pengembangan solusi front-end dan backend serta manajemen rilis

• Memberikan kepuasan klien yang tinggi (CSAT)

• Memberikan panduan tentang praktik terbaik pengembangan aplikasi dan integrasi, standar Arsitektur Perusahaan, arsitektur & desain solusi fungsional dan teknis, manajemen lingkungan, pengujian, dan edukasi Salesforce Platform.

• Mendorong pembuatan dokumen desain aplikasi dan teknis yang memanfaatkan praktik terbaik Salesforce dan secara efektif mengintegrasikan Salesforce ke dalam infrastruktur pelanggan.

• Memecahkan masalah implementasi pelanggan utama dan menunjukkan kemampuan untuk mengarahkan pada resolusi yang sukses. Memimpin evaluasi persyaratan bisnis dan teknis dari tingkat senior.

• Identifikasi dan manajemen proaktif area risiko dan komitmen untuk menyelesaikan masalah hingga tuntas.

• Mengelola ekspektasi pelanggan; menegosiasikan solusi untuk masalah yang kompleks dengan pelanggan dan mitra pihak ketiga.

• Membangun hubungan dengan mitra bisnis, internal dan eksternal, serta berkontribusi pada tujuan dan pertumbuhan yang lebih luas di luar cakupan keterlibatan pelanggan tunggal.

• Berkontribusi pada pertumbuhan Praktik Layanan dengan mengidentifikasi dan memimpin inisiatif strategis internal untuk mengembangkan praktik konsultasi, memanfaatkan rekan tim junior untuk mencapai pertumbuhan individu maupun tim; berperan sebagai kontributor aktif terhadap pengetahuan praktik dan basis sumber daya; membimbing, mendidik, dan memperkaya pelanggan teknis dan non-teknis serta kolega mitra Salesforce.

KUALIFIKASI MINIMUM

• 3+ tahun pengalaman konsultasi perusahaan, termasuk pengalaman implementasi dengan satu atau lebih solusi perangkat lunak perusahaan yang umum (mis. CRM, ERP), mengisi posisi dengan tanggung jawab yang semakin meningkat dan manajemen sumber daya teknis yang lebih junior.

• 2+ tahun pengalaman sebagai Arsitek atau Pengembang Senior di organisasi menengah hingga besar dengan kepemimpinan yang terbukti mendorong transformasi organisasi dalam organisasi matriks.

• Pengalaman dengan bidang utama arsitektur perusahaan, termasuk teknologi integrasi, sistem masuk tunggal, dan manajemen data master.

• Pengalaman dengan metodologi implementasi Waterfall dan/atau Agile.

• Kemampuan untuk bekerja secara mandiri dan menjadi seorang pemula. Hasil yang terbukti memimpin dan mengawasi kisah sukses pelanggan dan/atau mitra dalam domain berikut: arsitektur solusi front-end dan back-end, strategi pengembangan dan manajemen rilis, manajemen perubahan, dan kepemimpinan langsung dalam merancang solusi yang memenuhi atau melampaui kebutuhan pelanggan.

• Terbukti memiliki kemampuan untuk menganalisis, merancang, dan mengoptimalkan proses bisnis melalui teknologi dan integrasi.

• Memandu pelanggan dan kolega dalam merasionalisasi dan menerapkan teknologi baru yang mendorong peningkatan nilai bisnis.

• Pembicara yang terampil dengan kemampuan untuk mengabarkan praktik terbaik di berbagai tingkatan dalam organisasi besar.

• Keinginan khusus untuk terus mempelajari teknologi dan fungsionalitas baru, serta terlibat dalam proyek-proyek yang mendorong kemampuan teknologi yang ada.

• Memiliki kemampuan komunikasi yang kuat, baik tertulis maupun lisan. Mampu mengembangkan materi yang sesuai dengan audiens secara efektif.

• Keterampilan presentasi yang kuat. Mampu mempresentasikan dan mempertahankan sudut pandang secara efektif kepada berbagai audiens.

• Melakukan perjalanan ke lokasi klien (rata-rata 50%), tetapi mungkin lebih tinggi atau lebih rendah berdasarkan keterlibatan klien.

• Diperlukan gelar sarjana di bidang Ilmu Komputer, Rekayasa Perangkat Lunak, Bisnis, atau di bidang terkait.

• Sangat bermanfaat jika Anda memiliki sertifikasi produk Salesforce.com sebelum bergabung. Diharapkan Anda akan mendapatkan sertifikasi berikut sebagai bagian dari persyaratan peran dan proses orientasi dalam 3 bulan pertama:

  • Administrator Bersertifikat Salesforce

  • Konsultan Sales Cloud Bersertifikat Salesforce

  • Salesforce Certified Service Cloud Consultant

  • Salesforce Certified Advanced Administrator

  • Salesforce Certified Marketing Cloud Administrator

KUALIFIKASI YANG DISUKAI

• Gairah: Bergairah tentang Kesuksesan Pelanggan

• PIKIRAN PEMULA: Selalu belajar, mendekati setiap interaksi dengan pikiran terbuka, pendengar yang baik, dan langsung terlibat

• PEMIMPIN PEMIKIRAN: Sudut pandang yang kuat dan kehadiran eksekutif. Percaya diri, tetapi tidak sombong, pendongeng yang hebat

• URGENSI: Kemampuan untuk bergerak cepat dan mendorong nilai dan hasil bisnis

• OHANA: Mewujudkan budaya Aloha: Pemain tim yang disukai semua orang dan memiliki hati yang murah hati

• KEPERCAYAAN: Mempercayai nilai-nilai inti perusahaan

• BERADAPTASI: Unggul dalam ketidakpastian dan perubahan tingkat tinggi

Accommodations

If you require assistance due to a disability applying for open positions please submit a request via this Accommodations Request Form.

Posting Statement

At Salesforce we believe that the business of business is to improve the state of our world. Each of us has a responsibility to drive Equality in our communities and workplaces. We are committed to creating a workforce that reflects society through inclusive programs and initiatives such as equal pay, employee resource groups, inclusive benefits, and more. Learn more about Equality at www.equality.com and explore our company benefits at www.salesforcebenefits.com.

Salesforce is an Equal Employment Opportunity and Affirmative Action Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. Salesforce does not accept unsolicited headhunter and agency resumes. Salesforce will not pay any third-party agency or company that does not have a signed agreement with Salesforce.

Salesforce welcomes all.

To get the best candidate experience, please consider applying for a maximum of 3 roles within 12 months to ensure you are not duplicating efforts.

Job Category

Job Details

About Salesforce

We’re Salesforce, the Customer Company, inspiring the future of business with AI+ Data +CRM. Leading with our core values, we help companies across every industry blaze new trails and connect with customers in a whole new way. And, we empower you to be a Trailblazer, too — driving your performance and career growth, charting new paths, and improving the state of the world. If you believe in business as the greatest platform for change and in companies doing well and doing good – you’ve come to the right place.

• Manage enterprise organisations across a range of industries to understand their challenges and goals through focused discovery sessions and workshops
• Work closely with current customers and prospective customers as a trusted advisor to deeply understand their unique company challenges and goals
• Build trusted relationship with senior executives and key decision makers across Business and Technology
• Able to create the first level of Business Architecture and engage Business/ IT on it.
• To develop and deliver innovative custom solutions, including solution concepts to key decision makers to address their business issues and needs aligned to business value
• Coordinate and lead the entire solution cycle through close collaboration with a broad range of supporting technical and business resources
• To fully understand and clearly articulate the unique benefits of Salesforce to a wide range of customer stakeholders from front line staff right up to C-level executives
• Present compelling Salesforce & partner solutions while supporting relationships with customers and partners
• Display initiative, self motivation and deliver high quality results along with meeting all expectations for both internal and external customers.
• Have a strong interest in growing your career and participating in our internal training programs and mentorship initiatives.
• Must have a proven track record in the development and delivery of differentiated custom solutions and presentations, including technical concepts, to key decision makers to address their business issues and needs.
• Ability to orchestrate a sales cycle which requires involvement of multiple internal and external resources.
• Willing to live full time in Indonesia and travel 25% of the time.

• B.S. Computer Science, Software Engineering, MIS or equivalent work experience
• Exposure to Design Thinking, Consulting methodologies and Enterprise Architecture would be an added advantage
• A broad understanding of and ability to articulate the benefits of Cloud Computing, SFA, Service & Support, Marketing and Mobile solutions.
• Business case/value engineering experience to drive compelling points of view
• Knowledge of related applications, relational database and web technology
• Solid oral, written, presentation, collaboration and interpersonal communication skills and relationship skills
• Ability to work as part of a team to solve technical problems in a varied environment
• Translate these needs into a compelling vision and roadmap for our customers
• Translating/Presenting/Understanding the unique business requirements of customers within multiple industries
• Track record of solution engineering, consultancy, delivery or training success for a software solution organisation. We are open to a variety of backgrounds for the role
• Proven time management skills in a dynamic team environment.
• Ability to work as part of a team to solve problems in varied, fast paced environments
• Inquisitive, practical and passionate about technology and sharing knowledge
• Good at searching out information and experimenting, likes to concentrate on a particular topic and to solve puzzles
• Good at explaining ideas and finding ways to keep people’s attention.
• Knowledge of Salesforce will be an added advantage.
• Knowledge of Bahasa Indonesia is a must.

Accommodations

If you require assistance due to a disability applying for open positions please submit a request via this Accommodations Request Form.

Posting Statement

At Salesforce we believe that the business of business is to improve the state of our world. Each of us has a responsibility to drive Equality in our communities and workplaces. We are committed to creating a workforce that reflects society through inclusive programs and initiatives such as equal pay, employee resource groups, inclusive benefits, and more. Learn more about Equality at www.equality.com and explore our company benefits at www.salesforcebenefits.com.

Salesforce is an Equal Employment Opportunity and Affirmative Action Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. Salesforce does not accept unsolicited headhunter and agency resumes. Salesforce will not pay any third-party agency or company that does not have a signed agreement with Salesforce.

Salesforce welcomes all.

Strategy and Planning

1. Membuat/menentukan sasaran kerja Credit Inspection & Valuation Support serta mengevaluasi hasil yang dicapai dan membuat perbaikan apabila diperlukan untuk memastikan hasil yang optimal sesuai goals yang ditetapkan.
2. Mengkomunikasikan atau memberikan arahan secara jelas terkait perencanaan yang diterapkan kepada seluruh unit kerja di bawahnya dan kepada unit bisnis.

Business Performance and Management

1. Memastikan proses penilaian jaminan yang dilakukan KJPP Rekanan sesuai dengan ketentuan yang berlaku serta sesuai dengan Service Level Agreement.
2. Melakukan Monitoring dan Review terkait keseluruhan Proses :

• Penilaian Jaminan
• Penilaian Merchandise (Di-Fi)
• Merchandise Investigation
• Field Investigation
• Mikro Linkage
• Performance KJPP

1. Memastikan kepatuhan terhadap ketentuan dan prosedur pemberian kredit yang berlaku baik internal maupun eksternal serta senantiasa memperhatikan prinsip kehati-hatian dan aspek kewajaran dengan tetap memperhatikan aspek Resiko Kredit, Resiko Operational, Resiko Financial, Resiko Hukum, Resiko Reputasi  pada pelaksanaan kerja di bawah koordinasinya
2. Secara berkala melakukan review proses kerja untuk mendapatkan yang terbaik bagi supported Business Unit sesuai ketentuan dan kebijakan yang berlaku.

People Management

1. Menilai prestasi karyawan yang disupervisi secara langsung dan mengembangkan ketrampilan melalui motivasi, pendidikan dan latihan untuk memastikan tingkat kompetensi dan produktivitas karyawan
2. Membuat model perencanaan kapasitas (capacity planning analysis) untuk memperkirakan kebutuhan FTE/staff.

Regulatory Compliance

1. Menerima dan memberikan masukan, mengevaluasi, menganalisa serta membuat rencana pelaksanaan perbaikan yang berkesinambungan guna mencapai kinerja yang optimal, konsisten dengan resiko yang minimal.
2. Bersinergi dengan group terkait untuk mencegah terjadinya kesalahan proses terkait kredit (melindungi asset) dan Resiko Operasional.