Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

About the role

As our next Product Manager, you will get a chance to help customer problems, define product visions, and build products to scale. You will work alongside the other Product Managers, Engineering, Data, and UX designers to help Amartha to deliver innovative and delightful user experiences.

Responsibilities

• Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth.
• Create buy-in for the product vision both internally and with key external partners.
• Translate product strategy into detailed requirements and prototypes.
• Scope and prioritize activities based on business and customer impact.
• Work closely with engineering teams to deliver with quick time-to-market and optimal resources.
• Drive product launches including working with the public relations team, executives, and other product management team members.
• Act as a product evangelist to build awareness and understanding.
• Capture insights from newly released features, experiments, research, competitive analysis, and data analysis to identify trends and pinpoint the drivers behind them; Translate these insights into tactical solutions to improve the product

• At least 2 years of product management experience.
• An entrepreneurial mindset; Comfortable working in a complex and face-paced environment.
• Proven track record of managing all aspects of a successful product throughout its lifecycle.
• Strong problem-solving skills and willingness to roll up one’s sleeves to get the job done.
• Skilled at working effectively with cross-functional teams.
• Excellent written and verbal communication skills.
• Experienced in development with agile methods.
• Plus point if you have experience working in fintech.

• Penanganan langsung problem mesin (mekanikal mesin).
• Patroli berkala dan pengecekan kondisi mesin.
• Preventive maintenance (cleaning, grease-up.)

1. Recommend the sales force to be recruited in appointed region.

2. Coordinate and monitor recruitment of agency sales force in appointed region and ensure the quality of recruited agents.

3. Organize and monitor sales activity of sales force in appointed region.

4. Develop the sales force’s capability in appointed region with training, coaching and mentoring programs.

5. Develop, coach and evaluate subordinates to ensure productive and competent talent.

1. Building strategies to boost presence in conventional and digital media (thought leadership) while also managing reputation/issues.

2. Press/Media communications and relations, and reports

3. Communications to customers via monthly newsletter/WhatsApp blast/other channels

4. Corporate Social Responsibility

5. Communications Reports for an internal audience

6. Regulatory-required reports: Report to OJK

7. Drafting report: Sustainability Report, Annual Report, Financial literacy activities

1. Delivering research, unearth actionable insights, formulate and present brand strategies to management and relevant functions.

2. Developing brand architecture, positioning and strategy and internalize it in corporate planning strategy.

3. Overview, monitor and report all brand strategic utilization across company functions (internal & external stakeholders), ensuring compliant with our brand guideline and values and manage reputation risk for our brand.

4. Provide holistic brand experiences by take part in all company strategic initiatives, ensuring adhering brand values and improving our brand awareness & consideration to achieve best in class aspiration.

5. Collaborate with creative & corporate communications teams and contribute to improve core brand team deliverables

1. Analyse the structure of a business, Identify problems within a business, including through using data modelling techniques.

2. Formulate ways for businesses to improve based on research and analysis.

3. Collect, organise and analyse data from various sources to track and report on agency performance metrics such as sales productivity.

4. Develop and maintain dashboards, reports and other data visualization tools

1. Lead application development team and ensure effective working environment.

2. Improve existing application and process to ensure effective current process.

3. Clear impediments/dependencies in projects to speed up progress.

4. Resolve incidents and ensure system availability within agreed SLA.

5. Resolve known problems and improve system stability.

6. Monitor and prevent issues that can impact system availability.

7. Manage and develop team members.

8. Manage and prioritize project pipeline and allocating team members effectively.

• Mempersiapkan seluruh data-data karyawan.
• Membuat kontrak-kontrak karyawan.
• Menindaklanjuti rekruitmen karyawan untuk menggantikan yang resign.
• Mengurus PPH 21, Mengurus perizinan dan menindaklanjuti data BPJS Kesehatan dan Ketenagakerjaan.

• Mempersiapkan seluruh data-data karyawan.
• Membuat kontrak-kontrak karyawan.
• Menindaklanjuti rekruitmen karyawan untuk menggantikan yang resign.
• Mengurus PPH 21, Mengurus perizinan dan menindaklanjuti data BPJS Kesehatan dan Ketenagakerjaan.

• Mempersiapkan seluruh data-data karyawan.
• Membuat kontrak-kontrak karyawan.
• Menindaklanjuti rekruitmen karyawan untuk menggantikan yang resign.
• Mengurus PPH 21, Mengurus perizinan dan menindaklanjuti data BPJS Kesehatan dan Ketenagakerjaan.

• Mempersiapkan seluruh data-data karyawan.
• Membuat kontrak-kontrak karyawan.
• Menindaklanjuti rekruitmen karyawan untuk menggantikan yang resign.
• Mengurus PPH 21, Mengurus perizinan dan menindaklanjuti data BPJS Kesehatan dan Ketenagakerjaan.

This position is mainly responsible to create, develop and close business and sales opportunities with the goal to continuously increase PT. Indodev Niaga Internet’s annual revenues and market share in Indonesia. Creating to closing a business opportunity includes analyzing the client's business operations and goals, and determining the best way to meet their needs in a timely and satisfactory manner. Being an Account Manager also means to develop an ongoing business relationship with our customers’ managers, or supervisors through all stages: pre-sales, during implementation, and maintenance to keep them satisfied. Account Manager shall also help in resolving any issues that might occur during the project and support there after.

• Mempersiapkan seluruh data-data karyawan.
• Membuat kontrak-kontrak karyawan.
• Menindaklanjuti rekruitmen karyawan untuk menggantikan yang resign.
• Mengurus PPH 21, Mengurus perizinan dan menindaklanjuti data BPJS Kesehatan dan Ketenagakerjaan.

Melakukan perawatan dan perbaikan mesin produksi

DESKRIPSI PEKERJAAN

• Melakukan perencanaan, strategi dan pelaksanaan pengadaan barang/jasa dari seluruh Direktorat;
• Melakukan review Kerangka Acuan Kerja (KAK), Spesifikasi dan harga perkiraan dari user sebelum dijadikan sebagai dokumen pengadaan;
• Melakukan analisis, memonitor dan mengendalikan proses pengadaan barang/jasa dengan sistem yang ada dan sesuai dengan standarisasi Perusahaan.
• Melakukan proses pemilihan penyedia sebagai pelaksana pengadaan atau pelaksanaan pembelian;
• Mempertimbangkan anggaran, persyaratan stok dan keterampilan yang diperlukan;
• Memastikan pemasok memenuhi persyaratan khusus dari Perusahaan, seperti akreditasi ISO atau tingkat asuransi tertentu yang di persyaratkan;
• Menyerahkan salinan dokumen pemilihan penyedia barang/jasa kepada Penanggung Jawab Kegiatan (PJK);
• Melakukan penyimpanan dokumen dan hasil pemilihan penyedia barang/jasa ke dalam sistem dokumen elektronik Perusahaan;
• Melakukan koordinasi implementasi Sistem Manajemen Keselamatan Kontraktor PAM JAYA (SMK2P);
• Membuat laporan pertanggung jawaban atas pelaksanaan kegiatan barang/jasa kepada Pengguna Anggaran.

Mengkoordinasikan, menggerakkan dan memantau keseluruhan fungsi HRGA & Compliance di factory

Mempelajari dan melakukan tindakan perbaikan berlanjut pada proses-proses kerja / operasional di departemen HRGA & Compliance

Mengkoordinasikan dan atau melakukan hubungan dan komunikasi yang baik dengan Instansi Pemerintah / instansi-instansi lainnya yang terkait dengan kegiatan kepersonaliaan dan lingkungan sekitar pabrik

• Lead the accounting & tax department, including: set and maintain SOPs and train the staff
• Representing the company to deal with outside parties (KAP auditors, taxes, suppliers, etc.) with the company's permission.
• Provide / collect company data for taxation or other audit needs.
• Monitor the preparation of periodic financial reports; reports meet basic accounting principles or financial reporting standards.
• conduct a review and analysis of the company's financial statements.
• financial statements prepared in accordance with applicable regulations and in accordance with PSAK.
• Designing, handling and costing against the company's budget on a regular basis and controlling the company.
• Assisting KAP auditors and tax auditors.
• Coordinate the Accounting Department, both in terms of timeliness of work completion, reporting and cooperation with related departments.

1. Memahami QC Inspection Methods
2. Memahami Basic computer
3. Keahlian dalam Memimpin dan Perencanaan
4. Kemampuan menangani masalah serta mencari solusi yang efektif
5. Customer Satisfaction
6. Achievement Motivation
7. Integrity
8. Teamwork
9. Communication & Directing
10. Developing Other
11. Leadership
12. Analytical Thinking

1. Coordinating Functional teams
2. Prepare detailed workplan, and track progress
3. Monitor project progress and facilitate workshops, business alignment, update to management, issue resolution
4. Develop Implementation Roadmap
5. Support Change Management activities
6. Ensure the company's business processes run well with the SAP system

• Responsible for all company obligations in relation to the Capital Market authorities (OJK; Stock Exchange; Indonesia Central Securities Depository).
• Responsible for BOD & BOC Meeting, Public Relations, Investor Relations, Media Handling, Corporate News, Shareholders Meeting, Media Relations, Sustainablity Report.Responsible for preparing the Annual General Meeting of Shareholders (AGMS)/ Extraordinary General Meeting of Shareholders (EGMS) and Public Expose.
• Responsible for preparing the Annual Report, Company Profile, and Press Releases.

We at Indepay | Setara Networks are here to revolutionize the Indonesian payment ecosystem by introducing one click checkout services in order to make transactions zero-fee, instant, and rewarding for the consumer. 

On one side we’re working with financial institutes to enable real-time account to account transfers through our platform, and on the other-side we’re giving consumers a reliable and secure payment experience which is better than anything else they’ve experienced in the Indonesian ecosystem.