We are looking for an experienced and detail-oriented Digital & Marketing Analytics Lead to drive data-driven decision-making across marketing, digital journeys, and commercial products. You will lead the end-to-end analytics process, from framing business questions to creating actionable insights. This role requires technical expertise, strategic thinking, and a passion for uncovering data trends that shape business strategies.

Key Responsibilities

1. Analytics Strategy:
• Collaborate with business units to identify key business questions and define analytics goals.
• Develop frameworks for analyzing marketing performance, digital customer journeys, and commercial product outcomes.
2. Platform Implementation:
• Oversee the integration of analytics platforms across digital and offline marketing channels, mobile apps, and websites.
• Define tagging requirements and communicate technical specifications to tech teams for implementation. E.g. Clevertap, Google Analytics, Adjust MMP platforms. 
3. Data Integration and Reporting:
• Combine analytics data with financial, operational, and other data sources to deliver holistic insights.
• Build intuitive reports and dashboards using tools like Redash, Tableau, Superset, or similar platforms.
4. Data Analysis and Insight Generation:
• Analyze customer behaviors across offline and online channels, focusing on acquisition, engagement, and retention metrics.
• Present findings to stakeholders, translating complex data into actionable business recommendations.
5. Stakeholder Communication:
• Serve as a bridge between marketing, technical, and business teams, ensuring alignment on data goals.
• Educate teams on how data is sourced, manipulated, and applied for decision-making.

1. Experience:
• 4 - 8 years in marketing or digital analytics.
• Proven experience with mobile app and web analytics, including user behavior and commercial performance.
• Familiarity with online and offline channel analytics (e.g., social media, SEM, CRM campaigns, offline events).
• Background in tech, fintech, e-commerce, or digital-first industries preferred.
2. Technical Skills:
• Statistics or mathematics, and data mining proficiency highly preferred
• Proficient in SQL or similar tools for querying and data manipulation.
• Hands-on experience with digital analytics platforms like Clevertap, Google Analytics, Mixpanel, Firebase, or similar tools.
• Knowledge of data visualization tools such as Redash, Superset, or Tableau or similar platforms.

We are seeking a dynamic and results-driven Growth Marketing Head to lead and drive growth marketing strategies across our products and mobile app. This role partners closely with business units to design and execute initiatives that fuel customer acquisition, engagement, and transactions (e.g., loans, payments and investments). The ideal candidate will play a key role in driving digital adoption while ensuring product growth across assigned products.

Key Responsibilities

1. Growth and Marketing Strategy:
• Collaborate with business units to design and implement marketing initiatives for customer acquisition and retention.
• Develop strategies to increase active user base and drive transaction frequency for key products.
2. Digital Adoption:
• Lead digital adoption efforts for the mobile app and specific products, driving installs, registrations, and sustained usage.
• Identify and address barriers to digital engagement, tailoring initiatives for different customer segments.
3. Campaign Execution:
• Oversee performance marketing campaigns and customer lifecycle initiatives to meet KPIs.
• Leverage data insights to optimize acquisition and engagement efforts across channels.
4. Cross-Functional Collaboration:
• Partner with product, business development, and customer experience teams to align marketing strategies with product roadmaps.
• Act as a bridge between marketing and operations to ensure smooth implementation of campaigns.
5. Data-Driven Decision Making:
• Use analytics to monitor customer behavior and campaign performance.
• Generate insights to inform future strategies and enhance ROI.

• Experience:
• Minimum 8 years of experience in financial services, fintech, or digital-first companies.
• Proven success in growing digital products or financial services offerings.
• Preferred Background:
• Previous business experience in lending products, investment products, or payment products
• Previous roles in product management, marketing, business development, or sales management.
• Hands-on experience in performance marketing, customer lifecycle management, or digital adoption initiatives.

1. Membuat rencana kerja strategi penjualan, distribusi dan aktifitas promosi nasional.
2. Bertanggung jawab atas pencapaian target, implementasi dan efektivitas aktivitas promosi area.
3. Mengevaluasi kegiatan promosi & ketersediaan produk di outlet.
4. Memimpin aktivitas Sales & Promotion area.
5. Membangun tim yg kompeten.
6. Melakukan monitoring dan evaluasi kinerja semua bidang dibawahnya, dan melakukan tindakan solutif serta perbaikan, untuk membuat kinerja terus meningkat dari waktu ke waktu.
7. Melakukan perjalanan Dinas di area tanggung jawabnya.

 Description 

About Us 

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios. As a digital platform company, INDICO aims to leverage Telkomsel’s assets and capabilities to create a flywheel effect of innovations resulting in cross-sectoral digital solutions that will further empower Indonesia's growing digital economy. 

Currently INDICO is expanding its business in Agritech and Agribusiness named DFE - Digital Food Ecosystem (https://www.dfe.co.id/en). DFE presents an integrated value chain of agriculture, empowering farmers to boost efficiency and productivity. 

At INDICO, we believe in going beyond to empower communities and enhance business opportunities through our core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset). 

We are on the lookout for an enthusiastic Agri Commerce and Partnership Lead to drive business growth in our Agri-commerce initiatives. You will be responsible for developing strategic partnerships, engaging with stakeholders, and leading sales efforts to maximize opportunities in the agricultural sector. 

What you will do but not limited to: 

• Leading Agri-Commerce and Partnership team and responsible in achieving the sales target/OKRs. 

• Establish and manage strategic relationships with partners in the agriculture sector to drive sales, business growth, sustainability and managing the Account Receivable (AR). 

• Conduct market research and analysis to identify new business opportunities and enhance product offerings. 

• Collaborate with cross-functional teams to develop and deliver solutions tailored to partners and customers. 

• Lead negotiations and secure contracts with major clients and stakeholders. 

• Monitor industry trends and competitive landscape to inform sales strategies and adjust approaches accordingly. 

• Present sales reports and forecasts, and track performance against targets to management. 

• Bachelor's degree in business, Agriculture, Marketing, or a related field. 

• Minimum 10 years of experience in sales and partnership management, commercial and/or business development. 

• Proven experience in building and managing strategic partnerships in the agriculture sector and has network and/or proven track record on various commodities in Agribusiness industry.  

• Proven track record of achieving sales targets and driving business growth. 

• Strong negotiation and interpersonal skills, with the ability to build relationships with diverse stakeholders. 

• Highly motivated, results-oriented, and capable of working independently. 

• Excellent communication and presentation skills. 

• Analytical and strategic thinking skills with a keen understanding of market dynamics. 

• Passion for agriculture and a desire to make a positive impact in the sector. 

• Attractive total compensation of salary, festive allowance, and annual bonus 

• Private Health Insurance 

• Working device provided 

• Employee Development Program 

• Flexible Working Arrangement 

• Culture programs 

• Mental Health & Well-being program 

• Various club and Engagement activities 

• Anniversary Leave 

• Mempromosikan produk kepada calon pelanggan
• Melakukan demonstrasi produk apabila diperlukan
• Membantu pelanggan memilih produk dan memberikan informasi terkait produk
• Membuat laporan penjualan
• Menjaga stok dan penampilan toko

• Mengunjungi lokasi dasarkan pemetaan area
• Melakukan penjualan
• Membuat laporan penjualan
• Mengakuisisi pelanggan-pelanggan baru
• wajib memiliki pengetahuan produk yang baik sehingga dapat mengedukasi pelanggan

• Melakukan kunjungan ke customer
• Merencanakan PJP (Plan, Journey, Perform)
• Monitoring target yang telah ditetapkan
• Mengindentifikasi potensi outlet baru
• Merekap semua hasil penjualan

• Melakukan pengawasan terhadap area store
• Mengatur sales promotor area store
• Memantau penjualan

• Menjalin hubungan yang baik dan kerjasama dengan brand atau seller
• Membuat database
• Scounting Klien
• Membuat Deck
• Melakukan Pitching
• Membuat strategi penjualan yang menarik serta pekerjaan pekerjaan lain yang berkaitan dengan penjualan

Purpose for this role:

• Direct, determine, monitor, control and evaluate the implementation of:
• Financing activities, such as negotiation of financial provisions, financing business support, short-term and long-term loans, financial due diligence, allocation and withdrawal of loans or equity injections, and also ESG Financing.
• Financing risk activities, such as execution of market risk mitigation, credit and liquidity risk management.
• Treasury activities, such as cashflow management and optimization, treasury FX management execution, working capital management and optimization, and short-term placement planning.

Key Accountabilities:

• Management of financial control, reporting and financial business partnering teams
• Management of project approval process for Opex, Devex and CAPEX programmes
• Support for commercial growth, by supporting the management team in driving the commercial growth
• Drive comprehensive financial reporting, budgeting and forecasting processes. • Create a control environment, including financial accounting policies and processes to support growth. • Integrate with Masdar Group accounting policies and timetables.
•  Coordinate with the Planning & Risk Management function in managing financial risks • Work with external auditors and tax advisors.
• Coordinate with the Controlling & Reporting function in review and monitor the effectiveness and objectivity of the auditor(s).
• Manage liquidity, cash flow and the treasury function, working closely with the CFO.
• Monitor the preparation, review and submit to the Planning & Risk Management function the proposed annual budget of the Corporate Finance function.
• Ensure compliance with appropriate accounting standards (IFRS and GAAP).
• Work with department heads to prepare and monitor the Devex and Capex budgets, analyze the benefits and costs; recommending corrective actions if necessary.
• Manage the capital approval and drawdown processes with Masdar Group finance.
• Monitor the Company’s need for capital including optimizing capital structure
• Team management and supervision
• Management of stakeholders and third party service providers
• Continuous improvement of policies, systems and processes
• Stakeholder Engagement
• Compliance with information security policies, procedures and requirements at all times

• Manage Client Accounts: Identify client needs, deliver solutions, and ensure client satisfaction
• Sales and Marketing: Selling products/services, promoting brands, and achieving sales targets
• Identifying Opportunities: Identifying new opportunities and developing strategies to increase sales
• Team Coordination: Work closely with internal teams (sales, marketing, technical) to ensure client satisfaction.
• Target Achievement: Achieve sales targets.
• Identifying Opportunities: Identifying new opportunities and developing strategies to increase sales.

As a Project Manager, you will be an experienced and driven Project Manager to lead and oversee projects in the fintech and software development sector. This role requires a strong understanding of financial technology, software development lifecycles, and project management methodologies. The ideal candidate will be instrumental in delivering scalable, innovative solutions that align with business objectives, particularly in payment systems and cloud infrastructure.

1. Project Management:

• Lead the planning, execution, monitoring, and closure of projects, ensuring they are delivered on time, within scope, and budget.

• Define project goals, deliverables, and success metrics in collaboration with stakeholders.

• Manage cross-functional teams, ensuring smooth workflows and timely deliverables.

2. Risk and Issue Management:

• Identify potential risks and develop mitigation strategies to ensure project continuity.

• Address challenges and implement solutions in real-time to maintain project alignment.

3. Stakeholder Engagement:

• Build and maintain strong relationships with clients, internal teams, and third-party vendors.

• Serve as a liaison between technical teams and business stakeholders to ensure requirements are clearly understood and met.

• Provide regular, comprehensive project updates to stakeholders and senior management.

4. Process Improvement:

• Implement best practices in project management to optimize processes and drive efficiency.

• Contribute to the development of frameworks that enhance scalability and sustainability of fintech solutions, including cloud and closed-loop payment systems.

5. Technical Oversight:

• Work closely with technical teams to oversee cloud infrastructure readiness, production scalability, and telemetry monitoring using tools like New Relic, Terraform, and Helm.

• Ensure that project deliverables align with business goals, compliance standards, and customer expectations.

• Proven experience (3–5 years) in project management, preferably in fintech or software development.

• Proficiency with project management tools (e.g., Jira, Asana, MS Project) and methodologies (Agile, Scrum, or Waterfall).

• Solid understanding of cloud platforms (e.g., Azure, AWS, GCP) and DevOps practices.

• Familiarity with closed-loop payment systems, financial transaction throughput, or telemetry monitoring.

• Strong analytical and problem-solving skills, with the ability to manage competing priorities.

• Excellent verbal and written communication skills, with experience presenting to diverse audiences.Bachelor's degree in a relevant field, such as business, management, or computer science

• Proficiency in project management software and tools (e.g., JIRA, Trello, Microsoft Project)

Preferred Qualifications:

• Certification in PMP, Scrum Master, or related project management methodologies.

• Experience with infrastructure-as-code tools like Terraform and Helm.

• Background in managing projects focused on merchant fee optimization or transaction processing.

• Market research to identify new opportunities and new customers
• Generate innovative ideas to promote company's products and services
• Identify and analyze company's main competitors
• Develop and grow long-term relationships with customers
• Negotiate sales and close sales and service contract agreements
• Promote new product/service activities from company to order opportunities
• Responsible for and providing solutions to customer complaints
• Create weekly report for sales opportunities

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Bertanggung Jawab untuk lebih dari 1 (satu) toko modern / tradisional yang ditunjuk
• Melakukan aktifitas promosi dan penjualan
• Melakukan aktifitas merchandising seperti implementasi display dan materi POSM
• Menyampaikan informasi terkait issue di toko

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Menawarkan pelaku usaha untuk ditawarkan pinjaman
• Follow up data hingga approve
• Canvassing

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

1. Mengetahui wilayah pemasaran lombok
2. Min. pengalaman 2 tahun sbg Kabag Sales dan Marketing
3. Memiliki integritas, etika dan sikap yg baik
4. Mampu bekerja dalam tim dan memiliki kemampuan leadership
5. Mampu bekerja dibawah tekanan dan berorientasi pada target
6. Dapat memberikan pengarahan serta problem solving terhadap masalah yg berkaitan dgn target maupun perihal dalam tim
7. Memiliki kemampuan menyusun, mengatur, menganalisis, mengimplementasi dan mengevaluasi manajemen pemasaran, penjualan dan promosi
8. Memiliki kemampuan melakukan pengawasan dan pengendalian atas seluruh kinerja menajemen pemasaran, penjualan dan promosi
9. Memiliki keterampilan analisis
10. Memiliki skill digital marketing, diantaranya search engine optimization (SEO), Google Analytics, dan Social Media

• Manage Fraud risk Operations, including but not limited to Prevention, Detection, Investigation and Monitoring.
• Identify fraudulent and high risk applications and/or transactions.
• Develop and manage fraud risk strategics, including the creations of rules and triggers to detect and prevention fraud also monitoring risks and implementing preventive measures.
• Determined fraud by analyzing accounts and transactions pattern.
• Develop fraud risk reports for management, highlighting trends, mapping high risk area.
• Training employee on anti fraud best practices.
• Work closely with other team to ensure fraud risk is considered in all new initiative and complied with regulator.
• Stay updated and connected with the same industries, technologies and regulatory changes related to fraud prevention.
• Liaise with superior.

Untuk mengelola dan mengatur manajemen Compensation & Benefit (COMBEN), performa karyawan, serta penilaian kompetensi, sekaligus menganalisis dan menjalankan hubungan industrial secara efektif.

As Relationship Manager, you will be part of critical role in developing and nurturing relationships with clients focused on funding and investment opportunities. This position requires understanding of funding mechanisms, and P2P market trends to offer the best financial solutions to our clients.. This role will be direct report to Head of Funding  and this role also are part of the Premium Lender team RM

Responsibilities

• Develop an action plan to achieve and exceed the revenue/new customer acquisition targets set for the year.
• Acquire new customers while constantly maintaining and upgrading the existing customer portfolio to achieve the set targets.
• Provide excellent service to customers (both existing and potential) by maintaining close relationships and managing their portfolios. 
• Advise clients on various funding and investment options, tailoring solutions to their specific needs.
• Monitor P2P market trends and regulatory changes affecting funding and investments.
• Ensure compliance with P2P regulations and internal policies.

• A Bachelor’s degree in Finance, Economics of related field from Reputable University
• Minimum of 3 years of experience in banking,P2P, or financial services with a focus on funding and investments
• Strong understanding of funding mechanisms, investment strategies, and financial markets
• Excellent networking, communication, and negotiation skills
• Proven track record in sales and client relationship management
• Detail-oriented with strong analytical and problem-solving skills

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan