Total 175 job vacancies by Amartha

Amartha is embarking on an exciting new journey and seeks passionate data scientists to shape the next wave of data-driven innovation. The goal is to ensure Amartha leverages data insights to leapfrog into the next phase of its impactful journey.

As a data scientist in Amartha, you will use your expertise in statistics and data analysis to support and optimize our current business process. You will have the opportunity to use state of the art big data tools and methods to process the large amount of data that we have collected. In this role, you will work closely with other data scientists, data engineers and business users to develop various data products and deliver real business values. Finally, you will have the chance to experience rapid personal growth while working in a fast paced and dynamic startup environment.

Responsibilities

• Provide ad hoc data request for business stakeholders
• Design and develop dashboards to monitor critical business metrics
• Work with data engineers to develop analytical data pipelines to generate data marts to help with data driven decision making
• Work with business users and tech team to design and develop technical solutions from business problems
• Create in-depth analysis reports from diverse business questions and present them to business stakeholders using efficient data storytelling techniques
• Explore new data science techniques to continuously improve the business process in Amartha

• A Bachelor’s / Master's degree in engineering or quantitative fields
• Having at least 5 years of experience in relevant field
• Experienced in extracting data from databases using SQL queries
• Experienced in creating scripts for data analysis using Python or R
• Experienced in statistical modeling is a plus
• Experienced in presenting data insights using effective data visualizations
• Ability to simplify and clearly communicate complex concepts to non technical persons
• Strong problem solving skills.
• Strong resolve on facing uncertainties and new challenges
• Ability to think clearly under pressure
• Having a growth mindset

Amartha is embarking on an exciting new journey and seeks experienced engineers to collaborate with senior management, existing engineers, and the product team in shaping the next wave of innovative product offerings. The goal is to ensure Amartha leapfrogs into the next phase of its journey.

As a Lead Mobile Engineer, you will play a key role in leading the mobile engineering team, designing and developing high-performance mobile applications, and ensuring the successful delivery of scalable, secure, and reliable services. You will collaborate with cross-functional teams to drive development goals, mentor junior engineers, and explore new technologies to continuously improve our product offerings.

Responsibilities:

• Lead and mentor a team of Mobile Engineers, including backlog grooming, sprint planning, and code reviews.
• Design and build advanced applications for the Mobile platform.
• Collaborate with the engineering team from planning to execution in achieving development goals.
• Unit-test code for robustness, including edge cases, usability, and general reliability.
• Work on bug fixing and improving application performance.
• Ensure that all service delivery is scalable and secure.
• Support continuous improvement by investigating alternatives and new technologies and presenting them for architectural review.

• Experienced as a Lead Mobile Engineer with a minimum of 3 years of experience.
• At least 5 years of experience in the relevant field.
• Proven working experience in software development, with one or more published Android apps on the Play Store.
• Experience in Native Mobile Development using Flutter.
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies.
• Proven experience in writing readable code, creating extensive documentation for existing code, and refactoring previously written code.
• Familiarity with secure engineering practices.
• Strong exposure to Financial Technology is a plus.
• Strong exposure to Firebase Analytics & Firestore is a plus.

Amartha is embarking on an exciting new journey and seeks experienced engineers to collaborate with senior management, existing engineers, and the product team in shaping the next wave of innovative product offerings. The goal is to ensure Amartha leapfrogs into the next phase of its journey.

As a Mobile Engineer, you will play a key role in developing cutting-edge mobile applications and ensuring their performance, scalability, and security.

Responsibilities

• Design and build advanced applications for the Mobile platform
• Collaborate with the engineering team from planning to execution to achieve development goals.
• Unit-test code for robustness, including edge cases, usability, and general reliability.
• Work on bug fixing and improving application performance.
• Ensure all service delivery is scalable and secure.
• Support continuous improvement by investigating alternatives and new technologies, presenting these for architectural review.

• Experienced as a Mobile Engineer or Software Engineer
• Minimum of 5 years of experience in the related field
• Proven working experience in software development, with one or more published Android apps in the Play Store
• Experience in Native Mobile Development using Flutter
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
• Proven experience in writing readable code, creating extensive documentation for existing code, and refactoring previously written code
• Familiar with secure engineering practices
• Strong exposure to Financial Technology is a plus
• Strong exposure to Firebase Analytics & Firestore is a plus

As an Employer Branding Intern, you’ll play a key role in creating events and initiatives that showcase our brand and enrich our employee experience. This is your chance to work on exciting projects, collaborate with dynamic teams, and bring innovative ideas to life.

Responsibilities:

• Plan and execute impactful events that strengthen our employer brand and enhance the employee experience.
• Collaborate with cross-functional teams to design and implement innovative, large-scale events and highly requested experiences.
• Manage logistics, timelines, and resources to ensure seamless execution of events.
• Ensure all events align with our company’s brand identity and messaging.
• Develop promotional materials and strategies to boost engagement and participation.
• Collect and analyze feedback to continuously improve future events and initiatives

• PR/Marketing graduate with leadership and organizational experience.

• Skilled in managing projects, particularly events involving multiple stakeholders.
• Demonstrates strong project management abilities, including planning, multitasking, time management, and delivering results.
• A creative thinker who thrives on developing innovative solutions.
• Passionate about people engagement and designing impactful, creative events.
• Experienced in crafting high-quality pitch decks.
• Proficient in Google Suite and Microsoft Office, with expertise in data management and analysis using Excel and Google Sheets.

Amartha is embarking on an exciting new journey and seeks experienced engineers to collaborate with senior management, existing engineers, and the product team in shaping the next wave of innovative product offerings. The goal is to ensure Amartha leapfrogs into the next phase of its journey!

Successful candidates must have strong communication skills, as they will play an active role in discussions and be instrumental in bridging the gap between product and technology. They will also be responsible for coaching, mentoring, and guiding junior engineers in best practices and solving technical challenges.

As a Principle DevOps Engineer, you will combine software and system engineering to ensure the reliability and uptime of critical systems.

Responsibilities:

• Be responsible for the implementation, tuning, and ongoing administration of data layers and infrastructure.
• Manage availability, performance monitoring, and capacity planning for data and application layers.
• Improve services in terms of deployment and operation.
• Support services before they go live through activities such as system design consulting, developing software platforms and frameworks, capacity planning, and launch reviews.
• Maintain services once they are live by measuring and monitoring availability, latency, and overall system health.

• Experienced in the fields of Computer Science or Software Engineering
• Experienced with cloud-native architecture and technologies
• Experienced with Google Cloud Platform (GCP)
• Experienced with API gateways
• Has strong ability to debug, optimize code, and automate routine tasks
• Has systematic problem-solving approach
• Possess an effective communication skills
• Expertise in designing, analyzing, and troubleshooting large-scale distributed systems
• Strong knowledge of RDBMS systems and NoSQL databases

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

Amartha is embarking on an exciting new journey and seeks experienced engineers to collaborate with senior management, existing engineers, and the product team in shaping the next wave of innovative product offerings. The goal is to ensure Amartha leapfrogs into the next phase of its journey.

As a Lead QA Engineer, you will be responsible for overseeing the QA processes across various projects, ensuring high-quality standards and best practices. You will collaborate with engineering teams, product managers, and business stakeholders to guarantee that the products meet both functional and non-functional requirements.

Responsibilities

• Guide and mentor a team of QA engineers, fostering their development and growth.
• Define, implement, and enforce QA methodologies, strategies, and plans for new and ongoing projects.
• Create comprehensive test plans, design test cases, and execute them. Identify potential risks and gaps early in the development cycle.
• Plan, improve, enhance, and automate testing processes to ensure maximum performance and quality in the final product.
• Collaborate closely with product managers, developers, and other cross-functional teams to ensure quality is built into every aspect of the product lifecycle.
• Advocate for and implement test automation frameworks to improve testing efficiency, repeatability, and coverage.
• Demonstrate hands-on leadership, actively participating in the test execution process while guiding others to excel.
• Maintain and report on key QA metrics, such as defect rates, test coverage, and performance benchmarks.
• Lead and coach other QA engineers to develop their skills and maximize their potential.
• Establish and maintain QA processes, including defining service standards, writing technical and management reports, ensuring compliance with standards, and determining training needs.
• Ensure that the entire development team adheres to best practices and follows the correct processes to achieve the desired product quality.
• Stay updated with the latest QA tools, techniques, and methodologies and apply them to continuously improve our processes.

• Experience with testing automation tools and frameworks such as BDD, TDD, Robot Framework, Katalon Studio, Selenium, Cucumber, and Gherkin.
• Knowledge and understanding of modern development techniques (BDD, TDD, DDD), branching strategies (gitflow, feature branches/flags, trunk-based development), and CI/CD.
• Experience with Linux systems and Linux administration (CentOS, RHEL, Ubuntu, Secure Linux).
• Knowledge and understanding of Docker, VM, Cloud, and Orchestration (GCP, AWS, Kubernetes).
• Understanding the need for test automation at all levels, including database, UI, and from unit tests to user acceptance tests.
• Experience leading a testing team, including coaching, mentoring, and growing team members.
• Bachelor’s degree (preferably in Computer Science or Information Technology).
• Strong problem-solving skills, able to identify problems and find simple solutions, thinking outside the box.
• A collaborative team player who is fun to work with.
• Eager to learn (through self-learning and from others), share knowledge, and grow professionally.
• Self-motivated and able to inspire and motivate others.

• Extra plus for:
• ISTQB and/or other relevant certifications.
• A proven track record in a startup or fintech environment.
• Experience in lending or e-commerce businesses.
• Previous experience working as a Software Developer or QA Engineer.

Amartha is embarking on an exciting new journey and is seeking experienced engineers to collaborate with senior management, existing engineers, and product teams to shape the next wave of innovative product offerings. Our goal is to ensure Amartha leapfrogs into the next phase of its journey!

We are looking for candidates with strong communication skills who can actively participate in discussions, bridge the gap between product and technology, and coach, mentor, and guide junior engineers in best practices and technical problem-solving.

As a DBA, you will be responsible for designing, implementing, administering, and monitoring data management systems while ensuring their design, consistency, quality, and security.

Responsibilities

• Serve as an individual contributor for all database-related activities.
• Monitor and ensure the uptime and availability of all production databases.
• Estimate PostgreSQL database capacities and develop methods for monitoring database usage and capacity.
• Lead efforts to create and enhance automated monitoring and proactive intervention procedures, minimizing downtime.
• Participate in the creation and migration of development, staging, and production database instances.
• Conduct SQL code reviews for developers to ensure queries are optimized and tuned for efficiency before production deployment.
• Perform regular database maintenance tasks, including vacuuming, reindexing, and archiving.
• Proactively address database operational issues to ensure smooth performance.
• Optimize query performance and perform preventative maintenance.

• Having at least 4–6 years of relevant industry experience.
• Proven experience with PostgreSQL, including both VM-based and managed platforms on Google Cloud Platform (GCP) and Amazon Web Services (AWS).
• Experience managing multiple databases and working with datastream technologies.
• Hands-on experience with CI/CD pipelines for automated deployment and integration.
• Proficiency in monitoring and alerting systems management, ensuring system reliability and quick issue resolution.

Responsibilities:

• Assist operational and administrative support for Amarthalink Acquisition Team.
• Data Reporting and Analysis for Acquisition via inorganic channel (canvasser) and Paid Ads.
• Assist Growth Lead & Field Sales Lead in implementing strategy to day to day task.
• Able to support Acquisition team task on daily basis in detailed and timely manner.
• Proactive assistance in Acquisition team projects & initiatives.
• Provide support in data management and analytics especially creating weekly reporting and provide basic analysis for root cause analysis.

• Strong Data Analysis.
• Good Business Acument.
• Profiency in Excel and Data Crunching via spreadsheet Knowledge in SQL maybe a plus.

Talent Acquisition Intern will work with Talent Acquisition to support administration and sourcing candidates through various channels. The ideal candidate thrives in a fast-paced, iterative environment and has a passion for people.

Responsibilities

• Work closely with Talent Acquisition to deeply understand hiring needs, develop creative sourcing and hiring strategies to build strong pipelines
• Assist the Talent Acquisition team in scheduling for interview session
• Shadow recruiting screens and hiring manager intake meetings to learn the structure of interview planning and interview etiquette
• Manage job posts in Applicant Tracking System and externally to various career sites
• Supporting administration for recruitment process, checking candidates background and references

• Fresh Graduate from Psychology or another relevant field
• Minimum has experience intern in Talent Acquisition field
• Familiarity with recruitment tools
• A strong interest in building a career in the field of Talent Acquisition
• Love to a new challenge, open minded, and good in resilience
• Attention to detail, excellent organizational skills, and proficient building relationships
• Excellence in collaboration and communication skill

Financial Planning and Analyst will own the financial planning, budgeting and forecasting process at a company to inform major decisions made by the executive team and board of directors. The candidate will collect, prepare and analyze financial data from across the organization to create reports that provide data-driven answers to business questions.

An FP&A professional should be a business partner for the entire organization, working closely with various business units, and a strategic advisor to the CFO function. These professionals help leaders of the finance department maintain and mitigate additional costs by identifying opportunities for efficiency, savings and investment.

The ideal candidate possesses leadership capabilities, solid operational and have adequate cost-accounting background and works proactively to drive results. This person is a self-starter, flexible, has a high level of integrity and is action and goal-oriented in a fast-paced, team-oriented, collaborative environment.

Responsibilities:

• Perform budgeting and rolling forecasting the company’s future financial performance that aligns with the company’s strategic plan that sets high-level targets (revenue, net income, core strategic initiatives, etc.). The rolling forecast including forecast of the company’s performance and its direct result to the financial statements (i.e. Profit and Loss, Balance Sheet, and Statement of Cash Flow) 
• Creating custom financial models to support the budget and forecast that account for trends within the business and in the broader industry and economy that may affect revenue and profit
• Perform various financial stress tests / scenarios (e.g. for new line of business or to seek efficiency within the existing business process) to provide timely, accurate and actionable recommendations to senior management.
• Responsible for putting together board reports and management reports such as variance analysis reports, which track budget vs. actual spend by department, including collecting data from different departments, verifying and consolidating that information. 
• Proactively maintain and monitor key financial indicators—like debt-to-equity ratio and current ratio.
• Perform analysis to the financial statements to understand which product lines or services have the highest profit margin or contribute the most to net profit. This task includes breaking down the cost and revenue or profit generated by each department within the company. 
• Perform assessment for the return of the business’s investments with its working capital and finding new investment opportunities
• Provide Ad-hoc reports related to the company or business unit performance to internal and external parties as needed.

• A Bachelor’s / Master's degree in Accounting or Finance
• Minimum 5 years of working experience, with a minimum of 3 years as manager experience
• Have a background in accounting or advisory firm
• Have experience in financial industry and having knowledge in cost accounting
• Proficient in Microsoft Excel and math 
• Strong problem solving skills and willingness to perform direct work to get the job done
• Skilled at working effectively with cross functional teams
• Excellent business reporting and communication skills
• Strong business partnering skills. Business partnering skills include the ability to work well with others and understand their business priorities and goals, build a deep knowledge of the company and its processes, and turn droves of information into easily understood reports. 

Amartha merupakan platform teknologi keuangan mikro terdepan yang memiliki misi mewujudkan kesejahteraan bersama lewat pembangunan infrastruktur keuangan digital bagi ekonomi akar rumput.

Saat ini kami sedang mencari talenta untuk mengisi posisi Business Partner dengan tanggung jawab sebagai berikut:

- Mencari Nasabah / Mitra baru yang perlu bantuan modal usaha di Amartha

- Melakukan tugas pelayanan di Majelis/Kelompok Ibu Mitra Amartha

- Menagih / Collect Angsuran Ibu Mitra Amartha

- Bertanggung jawab atas proses bisnis dalam hal SOP, baik secara administrasi maupun di lapangan

- Bertanggung jawab atas portofolio cabang/point secara kualitas dan kuantitas

1. Pria/Wanita, Usia Maks 32 tahun

2. Pendidikan min. SMA/SMK - Maks S1

3. Memiliki kendaraan pribadi (Sepeda Motor) dan SIM C

4. Bersedia bekerja di Lapangan

5. Freshgraduate silahkan melamar

6. Bersedia menjalani kontrak pertama selama 6 bulan

7. Bersedia ditempatkan di kantor cabang yang ditentukan (optional)

Kemampuan yang Dibutuhkan:

1. Disiplin Tinggi (berintegritas, jujur & transparan)

2. Memiliki kekuatan komunikasi & berkolaborasi dengan tim

3. Memiliki semangat belajar yg tinggi terutama untuk menganalisa informasi dan data

4. Mudah beradaptasi pada perubahan dan berorientasi pada target

5. Mampu bekerja sama untuk meningkatkan performa tim

Benefits Utama

1. Penghasilan Pokok Rp. 3.798.000,-

2. Motor Service Allowance (Rp. 500.000 / 3 Bulan)

3. Insentif (Berdasarkan Pencapaian)

4. Cuti (Setelah menyelesaikan kontrak Pertama)

5. Bantuan Pernikahan, Lahiran, Keguguran, Kedukaan, Bencana Alam & Logam Mulia Setiap Kelipatan Lima Tahun Masa Kerja

6. Pengangkatan Tetap & Jenjang Karir

Benefit Lainnya

1. Asuransi Kehilangan Kendaraan (S&K Berlaku)

2. Program Pinjaman Karyawan (Posisi BP Plafon Pinjaman Maks 5 Juta, S&K Berlaku)

3. Benefit Lahiran Normal 3 Juta, Benefit lahiran Caesar 3 Juta, Baby Gift 350 Ribu, Benefit Keguguran 1 Juta

4. Sumbangan Pernikahan 350Ribu & Papan Bunga Seharga 500Ribu

5. Sumbangan Kedukaan (Keluarga Inti) 500 Ribu

6. THR & Bonus Kinerja Tahunan

Amartha merupakan platform teknologi keuangan mikro terdepan yang memiliki misi mewujudkan kesejahteraan bersama lewat pembangunan infrastruktur keuangan digital bagi ekonomi akar rumput.

Saat ini kami sedang mencari talenta untuk mengisi posisi Business Partner dengan tanggung jawab sebagai berikut:

- Mencari Nasabah / Mitra baru yang perlu bantuan modal usaha di Amartha

- Melakukan tugas pelayanan di Majelis/Kelompok Ibu Mitra Amartha

- Menagih / Collect Angsuran Ibu Mitra Amartha

- Bertanggung jawab atas proses bisnis dalam hal SOP, baik secara administrasi maupun di lapangan

- Bertanggung jawab atas portofolio cabang/point secara kualitas dan kuantitas

1. Pria/Wanita, Usia Maks 32 tahun

2. Pendidikan min. SMA/SMK - Maks S1

3. Memiliki kendaraan pribadi (Sepeda Motor) dan SIM C

4. Bersedia bekerja di Lapangan

5. Freshgraduate silahkan melamar

6. Bersedia menjalani kontrak pertama selama 6 bulan

7. Bersedia ditempatkan di kantor cabang yang ditentukan (optional)

Kemampuan yang Dibutuhkan:

1. Disiplin Tinggi (berintegritas, jujur & transparan)

2. Memiliki kekuatan komunikasi & berkolaborasi dengan tim

3. Memiliki semangat belajar yg tinggi terutama untuk menganalisa informasi dan data

4. Mudah beradaptasi pada perubahan dan berorientasi pada target

5. Mampu bekerja sama untuk meningkatkan performa tim

Benefits Utama

1. Penghasilan Pokok Rp. 3.598.000,-

2. Motor Service Allowance (Rp. 500.000 / 3 Bulan)

3. Insentif (Berdasarkan Pencapaian)

4. Cuti (Setelah menyelesaikan kontrak Pertama)

5. Bantuan Pernikahan, Lahiran, Keguguran, Kedukaan, Bencana Alam & Logam Mulia Setiap Kelipatan Lima Tahun Masa Kerja

6. Pengangkatan Tetap & Jenjang Karir

Benefit Lainnya

1. Asuransi Kehilangan Kendaraan (S&K Berlaku)

2. Program Pinjaman Karyawan (Posisi BP Plafon Pinjaman Maks 5 Juta, S&K Berlaku)

3. Benefit Lahiran Normal 3 Juta, Benefit lahiran Caesar 3 Juta, Baby Gift 350 Ribu, Benefit Keguguran 1 Juta

4. Sumbangan Pernikahan 350Ribu & Papan Bunga Seharga 500Ribu

5. Sumbangan Kedukaan (Keluarga Inti) 500 Ribu

6. THR & Bonus Kinerja Tahunan

About the role

You will be joining a tight-knit Corporate Finance & Strategy Team. As our Senior Corporate Strategy, you will get a chance to be directly involved in strategic projects, with exposure to C levels and key stakeholders. Deep analytical skills, managing multiple projects, understanding of company balance scorecard or other performance management, and the ability to present insights are a must-have to succeed in this role.

Responsibilities

Performance Management

• Assist Business Units identify and monitor growth driver
• Assist Business Units creating business and financial model
• Liaise with FP&A team prioritizing budget for key projects/BU.

Research, Analysis, and Administrative Support

• Conduct market research, competitive analysis, and trend forecasting
• Evaluate industry benchmarks and best practices
• Maintain databases, dashboards, and tools for tracking strategic initiatives.

Strategic Planning

• Assist in preparing strategic planning materials, including presentations and reports
• Analyze financial, operational, tech/product trends, and industry data to formulate long-term strategy

● 1-3 years working experience

● Experience in strategy, management consulting, VC/PE

● Knowledge of strategic frameworks

● Ability to interpret business/operational models into key indicators

● Excellent presentation & communication skills

● Ability to work independently and proactive

● Ability to juggle multiple projects at the same time

● Knowledge of basic financial reports & accounting principles

Tugas & Tanggungjawab :

• Memastikan seluruh KPI Cabang di lingkup Regionalnya dapat dicapai dengan baik
• Memastikan operasional cabang di Areanya dapat berjalan melalui pemenuhan dan pengelolaan SDM
• Memastikan ekspansi kawasan Kelola yang ditetapkan Amartha dapat berjalan dengan baik
• Memastikan kualitas portfolio sesuai dengan tujuan Amartha dan nilai audit cabang sesuai dengan ekspekstasi management.
• Menegakkan prinsip keterbukaan di cabang

• Pendidikan terakhir minimum Diploma III
• Memiliki pengalaman bertanggung jawab dalam mengurus cabang
• Berpengalaman memimpin lebih dari 5-10 anggota tim
• Memiliki pengalaman min 2 tahun di Micro Finance sebagai Business Manager / Leader (Lembaga Keuangan SistemGrameen Bank / Microfinance diutamakan)
• Dapat menyusun strategi Sales & Marketing sebagai paduan tim untuk mencapai target
• Mempunyai Kendaraan Pribadi dan SIM C
• Bersedia ditempatkan di Wilayah Kerja Amartha di Area Kalimantan Selatan

• Gaji pokok + insentif
• Akomodasi & transportasi perpindahan ke area Kalimantan ditanggung oleh perusahaan
• Mess Karyawan sesuai penempatan
• Hari kerja Senin - Jumat
• BPJS Kesehatan dan Ketenagakerjaan
• Jenjang karir dan kesempatan menjadi karyawan tetap
• Benefit masa penghargaan berupa emas 
• Benefit best performance umroh atau perjalanan ibadah untuk agama lainnya

Responsibilities

• Lead Design System Development: Establish and maintain a scalable design system, defining consistent UI components, patterns, and interactions that align with Amartha's visual identity.
• Collaborate on Design Standards: Translate stakeholder expectations into a clear design vision, setting and maintaining high standards for UI/UX design and visual consistency.
• Collaboration with Engineering: Partner with the engineering team to ensure design systems are feasible, scalable, and seamlessly implemented in code.
• End-to-end Design Delivery: Define and document design requirements for high-impact projects, facilitate problem solving sessions with stakeholders, iterate and deliver the final design to engineering..
• Interface and Prototype Creation: Design user interfaces across Amartha products, building prototypes for user testing and iterating based on feedback.
• Usability Testing and Iteration: Conduct usability studies to test new concepts and refine existing products, ensuring they meet usability, durability, and aesthetic standards.
• Mentor Junior Designers: Provide guidance to junior designers to uphold high standards in design, UI/UX, and visual quality.

• Proven Visual and Design System Expertise: A strong portfolio showcasing 4+ years of experience in visual design and design systems, with an understanding of building and maintaining reusable components and patterns.
• Attention to Detail and Craftsmanship: Keen eye for aesthetics, color theory, and design detail with the ability to deliver polished, high-quality work.
• Effective Communication Skills: Ability to articulate ideas, designs, and rationale clearly to stakeholders, promoting collaboration and alignment.
• Team Collaboration: Strong team player capable of working cross-functionally with engineering, product management, and other stakeholders.

• Experience in End-to-end Design Phases: Skilled in user research, wireframing, prototyping, visual and interaction design, and usability testing.
• Technical Understanding: Knowledge of design systems, UI patterns, and creative solutions to technical constraints.
• Multi-Platform Experience: Experience designing for desktop, Android, and iOS platforms.
• Proficiency in Collaborative Design Tools: Comfortable working in Figma, or similar collaborative design tools.

Responsibilities

• Establish Content Guidelines: Develop and maintain a content writing system and guidelines to ensure consistency across products, helping Amartha speak with a clear and unified voice.
• User-Centered Copywriting: Write user-focused, actionable copy for Amartha’s digital products, including onboarding flows, microcopy, error messages, and call-to-actions that drive engagement and understanding.
• Content Strategy Development: Collaborate with stakeholders to define content needs, goals, and strategies for 0-to-1 product development and key initiatives.
• Mentor Junior Writers: Provide guidance to junior writers and content contributors, ensuring quality standards and consistency in tone and voice.
• Collaborate with Product and Design Teams: Work closely with design and product teams to integrate UX writing seamlessly into the user experience, from ideation through to final implementation.
• Project Management: Manage content-related project timelines to ensure on-time delivery of UX copy for product releases.

• Proven Experience in UX Writing: 3+ years of experience as a UX Writer, Content Strategist, or similar role, with a portfolio showcasing your work and approach to user-centered content.
• Strong Understanding of Content Strategy: Experience building and implementing content guidelines or writing systems for scalable use across multiple products.
• Exceptional Communication Skills: Ability to articulate ideas and rationales clearly to cross-functional teams, promoting consistency and alignment.
• User Research Proficiency: Experience with conducting and analyzing user research to inform content choices, including usability testing, surveys, and A/B testing.
• Experience with Collaborative Tools: Proficiency in Figma, or other collaborative tools used in product design and content management.

About the role

As our Senior Accounting Specialist, you will get a chance to handle the financial record, reconcile the data and maintain supporting documents.

Responsibilities

• Ensure all accounting records have been recorded correctly and in timely manner
• Maintain monthly closing and regular reporting on time 
• Maintain all supporting documents, including to support audit process
• Assist Lead to align with business/product team to set accounting entries for new product
• Monitoring audit and accounting issues

• A Bachelor’s Degree in Accounting
• 3-4  years of accounting experience in Fintech Industry (Off Balance Sheet would be plus)
• Able to manage monthly closing and reporting 
• Has experience of project new  system migration 
• Familiar with Accounting Principles and Journaling
• Proficiency in Excel, Data Analysis  or Spreadsheet
• Self-motivated and detail oriented
• Quick to collaborate and coordinate with team members and external division

Amartha merupakan platform teknologi keuangan mikro terdepan yang memiliki misi mewujudkan kesejahteraan bersama lewat pembangunan infrastruktur keuangan digital bagi ekonomi akar rumput. Berdiri sejak 2010, Amartha hadir sebagai microfinance untuk menghubungkan usaha mikro pedesaan yang dijalankan oleh para pengusaha UMKM tangguh dengan akses permodalan terjangkau. Kami mendukung pengusaha UMKM tangguh di regional Jawa, Sumatera, Sulawesi, Nusa Tenggara dan regional lainnya.

Responsibilities

• Melakukan recovery Point (cabang) pasca fraud/high PAR (menunggak) dengan penugasan selama 3-6 bulan di Point yang direkomendasikan
• Berkoordinasi dengan BM, AM, RM, HMB terkait strategi recovery PAR dan evaluasi pencapaian bulanan
• Memberikan pendampingan perbaikan bisnis proses, mapping majelis, & revamping majelis.

• SIAP ditempatkan di seluruh cabang Amartha di Kalimantan
• Berpengalaman dalam bidang Grameen minimal 2 tahun atau berpengalaman di perusahaan keuangan lainnya
• Memahami dan berpengalaman dalam bidang collection serta penanganan nasabah bermasalah
• Memahami & implementasi bisnis proses berdasarkan konsep Grameen model
• Bersedia traveling dan ditempatkan di seluruh Indonesia

Back Up Operational's Responsibilities:

• Melakukan survey, validasi dan pencairan mitra di point
• Melakukan aktivitas closing harian di point
• Melakukan aktivitas administrasi point yang ditugaskan sebagai Branch Manager (BM)
• Melakukan kunjungan dan monitoring tim poin
• Memastikan target disburse dan OS PAR tercapai.

Dalam melakukan tugas dan tanggung jawabnya task force diberi kewenangan untuk melakukan inisiatif dan dapat mengajukan:

• Mapping Majelis dan BP
• Pemenuhan BP, dan
• Inisiatif lainnya yang dapat mensupport pencapaian target.
  

Recovery Process' Responsibilities:

• Melakukan portfolio management dengan melakukan identifikasi permasalahan dan action strategy penanganan.

• Melakukan analisa permasalahan di Point
• Memberikan feedback ke LPR dan HMB untuk melakukan action perbaikan
• Memberikan arahan yang bertujuan untuk tercapainya target recovery (Flow rate dan perbaikan PAR)

Dalam melakukan tugas dan tanggung jawabnya task force diberi kewenangan untuk melakukan inisiatif dan dapat mengajukan:

• Mapping Majelis dan BP
• Pengajuan Pemenuhan BP
• dan inisiatif lainnya yang dapat mensupport pencapaian target.

• SIAP ditempatkan di seluruh cabang Amartha di Indonesia selama 3-6 bulan
• Berpengalaman dalam bidang Grameen minimal 2 tahun atau berpengalaman di perusahaan keuangan lainnya
• Memahami dan berpengalaman dalam bidang collection serta penanganan nasabah bermasalah
• Memahami & mengimplementasi bisnis proses berdasarkan konsep Grameen model
• Bersedia traveling dan ditempatkan di seluruh Indonesia

• Memastikan seluruh KPI Cabang di lingkup Area dapat dicapai dengan baik
• Memastikan kualitas dan kuantitas portofolio berkembang sesuai dengan tujuan dan sasaran yang ditetapkan oleh Amartha
• Memastikan proses perekrutan, pelayanan dan pendampingan mitra dilakukan sesuai dengan SOP dan
• Memastikan strategi, pengelolaan, proses dan operasional seluruh cabang dalam lingkup area yang dibina
• Memastikan keseluruhan administrasi kantor cabang lengkap dan tertib.
• Memastikan operasional kantor cabang dapat berjalan dengan baik dengan memastikan perizinan, infrastruktur, inventaris terpenuhi.
• Memastikan bahwa kebijakan dan prosedur secara ketat ditaati oleh semua staf di kantor cabang
• Memastikan seluruh staf memberikan kinerja terbaik dengan memperoleh training, pemantauan kinerja dan pengelolaan konflik.
• Memastikan operasional cabang di Regionalnya dapat berjalan melalui pemenuhan dan pengelolaan SDM
• Memastikan ekspansi yang ditetapkan Amartha dapat berjalan dengan baik
• Memastikan kualitas portfolio sesuai dengan tujuan Amartha dan nilai audit cabang sesuai dengan ekspekstasi management.
• Menegakkan prinsip keterbukaan di cabang

• Pendidikan terakhir minimum Diploma
• Memiliki pengalaman bertanggung jawab dalam memimpin minimal 2 Cabang
• Berpengalaman memimpin lebih dari 5-10 anggota tim
• Memiliki pengalaman minimal 2 tahun di Micro Finance sebagai Koordinator/Supervisor/Kepala Cabang/Area Manager
• Dapat menyusun strategi sales & marketing sebagai paduan tim untuk mencapai target
• Mempunyai motor dan SIM C
• Bersedia ditempatkan di Madiun

As Relationship Manager, you will be part of critical role in developing and nurturing relationships with clients focused on funding and investment opportunities. This position requires understanding of funding mechanisms, and P2P market trends to offer the best financial solutions to our clients.. This role will be direct report to Head of Funding  and this role also are part of the Premium Lender team RM

Responsibilities

• Develop an action plan to achieve and exceed the revenue/new customer acquisition targets set for the year.
• Acquire new customers while constantly maintaining and upgrading the existing customer portfolio to achieve the set targets.
• Provide excellent service to customers (both existing and potential) by maintaining close relationships and managing their portfolios. 
• Advise clients on various funding and investment options, tailoring solutions to their specific needs.
• Monitor P2P market trends and regulatory changes affecting funding and investments.
• Ensure compliance with P2P regulations and internal policies.

• A Bachelor’s degree in Finance, Economics of related field from Reputable University
• Minimum of 3 years of experience in banking,P2P, or financial services with a focus on funding and investments
• Strong understanding of funding mechanisms, investment strategies, and financial markets
• Excellent networking, communication, and negotiation skills
• Proven track record in sales and client relationship management
• Detail-oriented with strong analytical and problem-solving skills

About the role,

the Head of engineering has both a strategic and a technical role inside the company. The strategic aspect includes setting goals for the team, hiring engineers, and prioritizing projects. The technical aspect is about getting actively involved in developing new products, identifying requirements, and setting timelines.

Before they can get this position, the head of engineering should have extensive experience as an engineer, they should have managed complex tech projects and know how to build products and features from scratch.

About the team,

Our technology/engineering is a group of 100+ talented people. Together with the Product teams, the gist of our role is to create innovative and scalable solutions to help Amartha grow its business.

Responsibilities

• Oversee front-end and back-end development teams and their projects
• Monitor reliability and performance of all internal systems to suggest improvements
• Ensure compliance with relevant regulations
• Manage software development projects by setting requirements, goals, and timelines
• Design strategies for future development projects based on the company’s overall objectives and resources
• Hire engineers and coordinate their training
• Implement innovative technologies
• Coordinate with stakeholders for new integrations and tools

• Experience in develop data intensive applications is a must
• Experience in SaaS development
• Experience in open API development
• Solid enterprise integration architecture knowledge
• Experience in leading 5-10 people squad
• Solid engineer hiring experience

• Hands-on GCP tech experience: Cloud SQL Postgres, Cloud Run, Pub/sub, etc.
• You have built a scalable architecture
• Experience with incident management
• Monitoring distributed system
• Agile practices: scrum or kanban
• Don't mind doing some coding works when required
• Experience with CI/CD
• Experience with automated testing
• Hiring software engineers
• Experience with team management
• Fintech/financial institution/banking experience
• Experience with Machine Learning will be a plus
• Have experience with TDD
• Have experience with refactoring large systems
• Have experience with event driven architecture
• Would be a plus if you have experienced with Kafka, Kubernetes, Grafana, Prometheus

About the Role 

The Security Engineer plays a crucial role in Amartha. You will be the warrior who will spearhead various Information Security programs to protect Amartha from internal and external threats.

About the team

The Information Security team in Amartha is a group of dynamic, highly-analytical  individuals who are highly mindful in driving security and privacy by design within the various aspects of product lifecycle and engineering processes. We are the team who are highly passionate to be the security enabler of Amartha’s systems

Job Desc/What will you do

• Identify current and emerging technology issues including security trends, vulnerabilities and threats through various security assessment activities (including but not limited to: . penetration testing, vulnerability assessment, etc)
• Recognize complex technical issues and managing them within a fast-paced business environment
• Perform proactive investigation to analyze security weaknesses and recommend appropriate strategies
• Perform Threat intelligence activities
• Work closely with internal and external teams to implement security solutions
• Acquire and implement new technological solutions to enhance organizational security posture
• Identify, define and document system security requirements and recommend solutions
• Monitor systems for irregular behavior and set up preventive measures
• Manage bug bounty program
• Enhance the effectiveness of security related processes through automation and orchestration

Requirements

• 5+ years of related job experience
• Excellent analytical and interpersonal skills
• Ability to express technical information clearly at different organizational levels
• Having relevant certification are preferable (e.g.  CEH,OSCP, eCPPT, Ejpt etc)
• Advance knowledge in  API Security, Mobile/Application Security, Cloud Security
• Advance knowledge in security adversarial techniques, tactics, and procedures
• Experienced in conducting Static Application Security Test (SAST) and Dynamic Application Security Test (DAST)
• Experienced in scripting using Python, Bash, Go
• Highly skilled with strong hands-on experience with various security assessment tools such as Metasploit, BurpSuite, ZAP, OWASP tools, Hydra, Netsparker, Wireshark, Apktool, nikto, Cloudbrute , Kali Linux tools, Frida, MobSF, or comparable technologies
• Familiar with Cloud Platform such as GCP, AWS 
• Tools familiarity : Python, Bash, TerraFrom, Ansible, GitHub, Jenkins, Artifactory, Jira, Terraform, Git, BurpSuite, Hydra, Nessus, NMap, Metasploit, Frida, MobSF

Deskripsi Pekerjaan:

Amartha merupakan platform teknologi keuangan mikro terdepan yang memiliki misi mewujudkan kesejahteraan bersama lewat pembangunan infrastruktur keuangan digital bagi ekonomi akar rumput. Berdiri sejak 2010, Amartha hadir sebagai microfinance untuk menghubungkan usaha mikro pedesaan yang dijalankan oleh para pengusaha UMKM tangguh dengan akses permodalan terjangkau.

Tanggung Jawab Kerja:

Job Desk Back Up Operasional: 

1. Melakukan survey, validasi dan pencairan nasabah di cabang

2. Melakukan aktivitas closing harian di cabang 

3. Melakukan aktivitas administrasi cabang yang ditugaskan sebagai Branch Manager (BM) 

4. Melakukan kunjungan dan monitoring tim cabang

5. Memastikan target disbursement tercapai. 

Dalam melakukan tugas dan tanggung jawabnya task force diberi kewenangan untuk melakukan inisiatif dan dapat mengajukan: 

1. Mapping majelis (kumpulan nasabah) dan business partner (sales lapangan)

2. Pemenuhan business partner (sales lapangan), dan 

3. Inisiatif lainnya yang dapat mensupport pencapaian target. 

Job Desk Recovery Process: 

1. Melakukan portfolio management dengan melakukan identifikasi permasalahan dan action strategy penanganan.

2. Melakukan analisis permasalahan di cabang 

3. Memberikan feedback ke atasan untuk melakukan action perbaikan 

4. Memberikan arahan yang bertujuan untuk tercapainya target recovery (flow rate, perbaikan PAR/NPL) 

• Berpengalaman dalam bidang Grameen minimal 2 tahun
• Memahami dan berpengalaman dalam bidang collection/penagihan serta penanganan nasabah bermasalah
• Memahami & implementasi bisnis proses berdasarkan konsep Grameen model
• Bersedia traveling dan ditempatkan di Area Sumatera Utara