Total 7 job vacancies by Cermati.com

You will be responsible for end-to-end audit process on the branches / representative offices.

• Validate consumer data related to the customer acquisition process to determine any indications of irregularities / anomalies
• Conduct field checks on the consumer acquisition, application, and collection processes carried out by branch staffs according to Field Audit procedures in order to minimize deviations in business procedures and find potentials of frauds.
• Conduct field checks on third parties related to the business process.
• Collect the truth of information and supporting evidence to strengthen findings in the field and ensure all chronological sequences of events so that all parties involved can know and recommend any sanctions for irregularities that occur.
• Conduct re-checks in the field on reports from Internal parties to ensure that all work procedures have been carried out properly and correctly.
• Follow up on information obtained from internal or external parties regarding incorrect work processes.
• Account for all findings/validation results independently and professionally.
• Be proactive and highly curious

• Menelepon dan verifikasi data ke customer
• Menawarkan produk-produk finansial via telepon
• Mengisi formulir dengan menggunakan program komputer yang tersedia
• Memastikan aplikasi terisi dengan lengkap
• Memastikan customer yang mendaftar ditindaklanjuti dengan cepat dan tanggap

1. Berkoordinasi dengan tim BD-Sales untuk kebutuhan ekspansi (baik untuk kota baru maupun existing), termasuk
kebutuhan coworking space, storage training room dan meeting room)
2. Negosiasi dan koordinasi dengan vendor terkait pengadaan kebutuhan ekspansi (office space dan storage),
barang, dan jasa (internet, cctv, konstruksi) di kantor cabang
3. Melakukan fit out untuk ekspansi kantor cabang (ruko)
4. Bertanggung jawab untuk mengawasi operasional kantor wilayah Jawa Timur, wilayah Indonesia bagian tengah
dan timur, diantaranya:
a. Berkoordinasi dengan user di kantor cabang serta pengadaan untuk kebutuhan rutin kantor seperti Sanitasi,
ATK, Pantry, kursi, lemari, dan fasilitas pendukung lainnya
b. Maintenance fasilitas kantor cabang yang berupa ruko seperti menjadwalkan cuci rutin AC, membersihkan
toren air, maintenance building checklist dan pengajuan perbaikan apabila ada yang rusak)
c. Mengatur dan mengawasi pekerjaan OB di kantor cabang
5. Submit pembayaran (FPR) ke tim Finance untuk kebutuhan kantor cabang (Sampah, IPL, dll) serta melakukan
pencatatan Petty Cash dan membuat report pengeluarannya setiap 2 minggu
6. Melakukan update data Opex dan Capex setiap bulannya
7. Support stock opname aset tahunan untuk kantor cabang

• Melakukan penagihan kepada nasabah melalui Telepon
• Melakukan pengecekan akun nasabah untuk mengidentifikasi hutang yang belum dibayarkan
• Melakukan negosiasi tenggat waktu pembayaran atau rencana pembayaran nasabah
• Menyelidiki serta menyelesaikan perbedaan yang terjadi dengan maksud untuk menumbuhkan rasa saling percaya antara debitur sehingga tidak menimbulkan masalah di kemudian hari
• Memiliki inisiatif untuk melakukan strategi penagihan
• Melakukan pekerjaan berdasarkan peraturan perusahaan (SOP)
• Mampu untuk mencapai KPI pribadi dan tim
• Membuat laporan kegiatan dan melaporkan secara berkala kepada Team Leader 

• Collect, review, and maintain data of refund of WHT Art 23 from Merchants
• Input refund payment to Midtrans
• Collect and maintain data of prepaid WHT Art 23 for CFG

• Selling advertising and solutions by establishing partnerships and develop relationships with leasing companies in Indonesia. 
• Maintaining relationship with clients by providing support, information, and guidance 
• Making sales plan and implementation. 
• Finding contacts of prospective clients through means of telephone, email, face to face cold calling, direct mail, and networking.
• Presenting product information to clients. 
• Preparing reports by collecting, analyzing, and summarising campaign result information.

We’re looking for fresh graduates with experience in manipulating datasets and building statistical models for credit risk by leveraging machine learning techniques. You will partner with business, product, and engineering team to explore, determine, analyze, propose, and solve some of the most challenging business problems in lending and reduce risk. You will perform deep-dive exploration and analysis to find improvements in our existing framework. You will be submerged in a fast-paced environment working tightly in a strong team of data scientists and experience firsthand our robust data infrastructure.

Responsibilities

• Perform features selection, parameter binning, and optimize custom predictive machine learning models for credit risk scoring
• Query, process, cleanse, and verify the integrity of data used for analysis
• Analyze key metrics to determine risk and explore areas for improvements
• Create reports and dashboards to monitor model impact and performance
• Help build the variety of data ingredients needed to do modelling effectively
• Maintain the credit risk model platform which is utilized by the team
• Provide advice and guidance on potential efficiency gains and new state-of-the-art credit risk modelling methodologies