Total 211 job vacancies by Moladin

• Manage the day-to-day finance operations.
• Conduct daily reconciliation of incoming and outgoing payments for Used Car Financing and Dana Tunai.
• Promptly and proactively inform the relevant team of any findings.
• Create reconciliation templates customized to suit the needs of the Accounting team.
• Ensure the financial records are accurate and complete.
• Collaborate with internal teams to resolve any financial issues.
• Provide comprehensive support for the closing process and handle any ad hoc requests.

• Bachelor's degree in Economics or Accounting.
• At least 1 year of experience in a Finance Operation or Reconciliation role.
• Proficiency in Microsoft Excel and Google Spreadsheet formulas, such as VLOOKUP, Pivot, and SUMIF.
• Meticulous attention to detail.
• Strong analytical and problem-solving abilities.
• Excellent organizational and time management skills.
• Effective communication and interpersonal skills.

• Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility.
• Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system.
• Ability to compare and collaborate with KJPP on property valuation, as well as verify the collateral value by conducting at least three (3) valid data comparisons in the surrounding area.
• Demonstrate commitment to a target number of visits and comply with SLA processing time and SOP implementation.
• Perform the know-your-customer (KYC) process, validate documents, verify collateral, and identify potential fraud.
• Have a keen understanding of property value and ownership (ownership title) and conduct on-site verification with customers.

• Minimum Bachelor's or Master's Degree from a reputable university.
• Minimum of 3 years of industry experience in the evaluation of SME, Micro SME, or Commercial Loans.
• Proficient understanding of property valuations across different areas, including the ability to identify factors that may affect the value of collateral.
• Thorough knowledge of the credit process and underwriting, covering loan submission, documentation, appraisal policy, collateral approval analysis, collateral security title, and legal document review.
• Demonstrates exceptional attention to detail and a high level of interest in analyzing customer data.
• Highly accountable with a strong sense of integrity, commitment, and discipline.

• Responsible for approving all SME loan applications, demonstrating sound credit and business judgment, and adept at identifying high-risk, early warning signs, and potential fraud conditions in customer profiles.

• Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP).
• Achieve daily targets for reviewing incoming loan applications and adhere to committed Service Level Agreements (SLA).
• Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation.
• Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of future approval.
• Develop and propose mitigation strategies for financing customers to minimize lending risks, and effectively communicate solutions to sales, marketing, and business teams.

• Minimum Bachelor's or Master's degree from a reputable university.

• Having a minimum of 3 years of experience as a Credit Analyst in SME/Micro SME/Commercial Loans.
• Having authority limit approval with a minimum of 500 million and the ability to assess the creditworthiness of both individuals and companies.
• Proficient in comprehending the entire credit process and underwriting, including but not limited to loan submission, documentation, policy adherence, approval analysis, and collateral security evaluation.
• Demonstrate keen attention to detail and a strong interest in analyzing customer data. Exhibit qualities of high responsibility, integrity, commitment, and discipline.

• Melakukan tugas administratif perusahaan.
• Memeriksa keakuratan data dari berbagai dokumen.
• Mampu membuat laporan kerja secara berkala.
• Menyiapkan dokumen yang diperlukan.
• Mengumpulkan dan menyusun dokumen yang diperlukan.
• Menguasai pengisian dokumen.

• Memiliki pengalaman minimal 1 tahun di bidang Administrasi Support.
• Mengetahui sistem inventory warehouse menjadi prioritas.
• Mahir dalam mengoperasikan Microsoft Excel, termasuk penggunaan formula perhitungan.
• Berorientasi pada hasil.
• Ketelitian yang tinggi dalam memeriksa keakuratan data dan dokumen gudang.
• Memiliki sikap yang bertanggung jawab, jujur, disiplin, dan teliti dalam menjalankan tugas administratif gudang.
• Berkemampuan komunikasi yang baik dengan orang lain.

• Conduct visits and surveys to customers and collect required documentation to check customer eligibility.
• Thoroughly analyzing collateral condition (car or vehicle) and giving recommendations in system on the car appraisal.
• Commit to the target number of visits as well as committed to SLA processing time.
• Performing know-your-customer (KYC) process, document authentication, verification, and fraud detection.
• Inspect and swipe the frame machine number of car (validity checking) and safely take the original BPKB to do blocking in administration service office (Samsat).
• Ensuring all the documents and checking verification has completed with a good quality report.

• At least a Diploma or Bachelor’s Degree from reputable university.
• Having experience minimum of 1 - 2 years as a surveyor/appraisal/analyst in financial institution.
• Possess good knowledge of car condition (body, engine, interior, and exterior).
• Able to work under target in field.
• Having experience in credit or lending companies will be good.
• Excellent communication and interpersonal skills.
• A professional appearance, friendly manner, and positive attitude.
• Ready to work on weekends or after office hours.

• Conduct visits and surveys to customers and collect required documentation to check customer eligibility.
• Thoroughly analyzing collateral condition (car or vehicle) and giving recommendations in system on the car appraisal.
• Commit to the target number of visits as well as committed to SLA processing time.
• Performing know-your-customer (KYC) process, document authentication, verification, and fraud detection.
• Inspect and swipe the frame machine number of car (validity checking) and safely take the original BPKB to do blocking in administration service office (Samsat).
• Ensuring all the documents and checking verification has completed with a good quality report.

• At least a Diploma or Bachelor’s Degree from reputable university.
• Having experience minimum of 1 - 2 years as a surveyor/appraisal/analyst in financial institution.
• Possess good knowledge of car condition (body, engine, interior, and exterior).
• Able to work under target in field.
• Having experience in credit or lending companies will be good.
• Excellent communication and interpersonal skills.
• A professional appearance, friendly manner, and positive attitude.
• Ready to work on weekends or after office hours.

• Melakukan tugas administratif perusahaan.
• Memeriksa keakuratan data dari berbagai dokumen.
• Mampu membuat laporan kerja secara berkala.
• Menyiapkan dokumen yang diperlukan.
• Mengumpulkan dan menyusun dokumen yang diperlukan.
• Menguasai pengisian dokumen.

• Memiliki pengalaman minimal 1 tahun di bidang Administrasi Support.
• Mengetahui sistem inventory warehouse menjadi prioritas.
• Mahir dalam mengoperasikan Microsoft Excel, termasuk penggunaan formula perhitungan.
• Berorientasi pada hasil.
• Ketelitian yang tinggi dalam memeriksa keakuratan data dan dokumen gudang.
• Memiliki sikap yang bertanggung jawab, jujur, disiplin, dan teliti dalam menjalankan tugas administratif gudang.
• Berkemampuan komunikasi yang baik dengan orang lain.

• Melakukan pemeriksaan mobil bekas secara detail dengan mengikuti standar operasional perusahaan, termasuk pemeriksaan terhadap mobil bekas yang pernah terendam banjir atau mengalami tabrakan.
• Bertanggung jawab dalam menyusun dan menyajikan laporan hasil pemeriksaan secara tertulis dan lisan.
• Berinteraksi dengan konsumen dengan sopan dan ramah serta memberikan hasil inspeksi kepada mereka.
• Menjaga fasilitas perusahaan dan menjaga ketertiban dalam melakukan pekerjaan.
• Mampu mengendarai mobil dan siap bekerja secara shift dan rotasi ke lokasi cabang atau titik inspeksi.

• Pengalaman minimal 3 tahun pengalaman bekerja di bengkel authorized atau 1 tahun sebagai inspector.
• Pendidikan minimal lulusan SMK jurusan otomotif.
• Memiliki integritas tinggi, memiliki komunikasi dan kemampuan pemecahan masalah yang baik
• Wajib memiliki kendaraan bermotor serta memiliki SIM C.
• Tidak memiliki catatan kriminalitas.

PT Moladin Finance Indonesia (formerly PT Pro Car International Finance) is part of the Moladin Group. MOFI is a finance company that provides financial services to anyone, anywhere, and anytime. MOFI products are fully digital with innovative, flexible and effective processes. Since changing to Moladin Finance Indonesia in April 2023, MOFI has focused on meeting consumer needs, both productive needs through investment and working capital financing facilities, as well as other needs through multipurpose financing facilities. MOFI is licensed and supervised by OJK.

Moladin is searching for a Legal & Compliance Officer! You will be responsible for ensuring that Moladin's operations and transactions are in compliance with all relevant regulations and legislation. You will play a critical role in ensuring the company is operating within the legal framework while maintaining the highest standards of ethics.

• Designing and implementing operation at MOFI in order to support the company to be the prominent digital multi finance in Indonesia
• Overseeing day to day operations in lending business to ensure everything has been as per policies and procedures
• Creating and updating policies and procedures (SOP) for overall operation activity
• Lead Manage large team (>50 people) across Indonesia and able to give direction and decision for daily operations / business decision including to escalate for any issues to management
• Able to designing operation dashboard that can track productivity, SLA and cost management
• Creating zero fraud environment in company and able to identify for any potential operational backlogs

• Min Bachelor / Master Degree in reputable University
• Experience as Operation Head in Financial Institutions, that lead various operation businesses with total experience of 7-10 years.
• Advanced in project management and resolution handling
• Experience in managing big team (>30 people) with proactive mindset and problem solving
• Able to act as a trainer for all the team members
• Good leadership skills and ability to work well in a cross-cultural team and various other cross-functional stakeholders to achieve company goals.
• Adaptable and able to embrace change and thrive in an extremely fast-paced environment
• Resourceful, able to resolve issues in a timely and efficient manner
• Strong communication skills, both oral and written, with the ability to effectively communicate advice backed up by sound judgment (proficiency in English is a must)

We are looking for a talented and experienced Senior Software Development Engineer in Test to join our team at Moladin Financial Services. As a Senior Software Development Engineer in Test, you will ensure the highest quality possible of our software delivery by implementing and maintaining test automation scripts. Working alongside product managers and developers, you will also enhance our quality engineering process by identifying gaps and implementing solutions to address them. If you are passionate about software quality, have a deep understanding of test automation best practices, and thrive in a collaborative environment, we want to hear from you!

Responsibilities

• Design and implement comprehensive test plans and test cases for backend and frontend development.
• Improve and maintain automation test coverage to reduce manual effort during day-to-day quality engineering.
• Identify edge cases and ensure software robustness before production deployment.
• Work closely with product managers, designers, developers, and fellow quality engineers to design test suites.
• Be involved in the entirety of the software development journey right from the inception of new features.
• Create exhaustive documentation of test reports to provide complete visibility to the stakeholders.
• Mentor the team by having tech discussions and knowledge-sharing sessions.
• Actively contribute to the hiring and onboarding process.
• Own the quality of Moladin deliverables in the form of services, web applications, and mobile applications.

• More than 4 years of experience in software testing, with at least 2 years in software test automation.
• Expertise in web and mobile application testing using test automation frameworks such as Cypress or WebdriverIO.
• Familiar with test management tools such as Allure TestOps, JIRA, or TestRail.
• Basic knowledge of Javascript and SQL.
• Exposure to the Agile development process, CI/CD tools such as Jenkins, and cloud infrastructure on Amazon Web Services or Google Cloud Platform.
• Knowledge of software performance and security testing is a plus.
• Prior experience in the financial services industry is preferred.

PT Moladin Finance Indonesia (formerly PT Pro Car International Finance) is part of the Moladin Group. MOFI is a finance company that provides financial services to anyone, anywhere, and anytime. MOFI products are fully digital with innovative, flexible and effective processes. Since changing to Moladin Finance Indonesia in April 2023, MOFI has focused on meeting consumer needs, both productive needs through investment and working capital financing facilities, as well as other needs through multipurpose financing facilities. MOFI is licensed and supervised by OJK.

Moladin is searching for a Legal & Compliance Officer! You will be responsible for ensuring that Moladin's operations and transactions are in compliance with all relevant regulations and legislation. You will play a critical role in ensuring the company is operating within the legal framework while maintaining the highest standards of ethics.

• Develop, maintain, and implement legal credit operational programs, including policies and guidelines, documentation, training logs, and related policies/procedures.
• Prepare legal opinion and assistance on financing contracts based on the applicable law and regulations, including drafting, reviewing, advising and obtaining the perfection of the financing and security legal documentations.
• Manage, monitor and administer the public notary to ensure the effective and efficient processing of the financing contracts, collateral checking and pledging documentations including to ensure “zero mistakes documentation” to secure the interest of the creditor when exercising its rights to a Non Performing Financing debtor. 
• Managing internal operations process with credit analyst, appraisal and custodian team to ensure an effective service level agreement based on the company standard operating procedures.
• Provide regular reporting to the management and submit accurate and timely reports to regulators (as applied) to ensure the avoidance of sanctions/fines from regulators.
• Monitor changes in laws, regulations, and industry best practices to ensure the company remains up-to-date and compliant.
• Liaise with external regulators such as the Land National Office, Ministry of Law and Humans Rights, Courts, and other related government agencies.

• Bachelor’s Degree/University degree or equivalent experience.
• Minimum of 5-10 years of relevant experience in the Legal Credit and/or Operation function of financial institutions, preferably Multifinance Company and/or Banks.
• Solid understanding of applicable laws, regulations, and industry standards, with a focus on legal credit, compliance, and corporate governance.
• Exceptional attention to detail, highly responsible, with strong integrity, commitment and discipline.
• Passionate about delivering high-quality work and exceeding expectations in a fast-paced environment.
• Strong communication skills, both oral and written, with the ability to effectively communicate advice backed up by sound judgment.