Total 3 credit control executive job vacancies in mataram west nusa tenggara

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Grow Relentlessly: Striving to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, can we help each other succeed.
• Test | Measure | Act: Staying curious and reinventing ourselves, through innovation and experimentation.
• Focus on Impact: Creating impact through bias for action and tangible results.
• Serve with Obsession: Building win-win relationships for the long-term by having a customer obsession.

As a Associate Manager, Credit, you will be responsible for handling credit cases (preferably the complicated one) from beginning to the end. Associate Manager, Credit is also responsible to assist the Credit Manager/AVP for other tasks as well, whether it is related to credit or even beyond that. Furthermore, he/she is also responsible for mentoring Junior credit analysts, as they prepare to embark further in their career to managing people.

What you will do:

• Evaluating customer’s data and financial documents to determine the degree of risk involved to reduce the risk of customer disputes
• Conduct document and information checking and verification as part of credit assessment processes,
• Prepare spreadsheets and detailed written reports to be presented to the loan committee,
• Identification and provide mitigation actions of all risks entailed,
• Provide professional opinions and/or recommendations to Credit Committee regarding customers’ financial credit status referring to credit policy and guidelines
• Track loan covenants to ensure compliance & complete other duties as assigned.

• Having minimum 5 years working experience as a Credit Analyst and/or Relationship Manager for Lending Business (SME/Commercial segment) in banking and/or relevant lending industry regulated by OJK.
• Ability to work independently with minimal supervision.
• Excellent understanding in business financial statements, analytical skills, and mindset,
• Detail oriented, have a strong verification and critical thinking skills,
• Ability to maintain a high level of professionalism and positive attitude with team members and clients,
• Ability to communicate with stakeholders and peers in effective written and verbal communication skills both in Bahasa & English.

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development - We believe learning should never end and we support everyone with self-learning L&D allowances.
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

Internship Period : 6 Months (preferred)

During this 6 months internship you will have the opportunities:

• To learn and support in finance projects such as create, review and check financial statements, ledgers, accounts, and initiate correction where appropriate.

• Prepare financial analytics including variances reporting and highlight any matter of concern.

• Involve in finance initiatives and projects e.g processes improvement and systems migration.

• Handle intercompany cross charge and reconciliation.

• Ensure timely submission of monthly management reporting.

• Working with the different teams to drive user acceptance during implementation of new tools

• Monitor, enforce and improve internal controls, accounting procedures and policies.

• Support rapid business growth and expansion.

Join the vibrant team at Harmoni Bali as a Sales Executive and take your career to new heights! We are searching for a motivated and enthusiastic individual with a passion for sales and customer engagement to help us showcase the unique offerings of our beautiful hotel. In this role, you'll be the face of our brand, building relationships with clients, identifying their needs, and providing tailored solutions that exceed their expectations. Your ability to connect with people and communicate our value proposition will be key in converting inquiries into bookings and driving revenue.

At Harmoni Bali, we believe every interaction counts, and our Sales Executive plays a critical role in making a lasting impression. Whether you're networking at events, conducting sales presentations, or following up on leads, your dedication will directly impact our success and contribute to creating unforgettable experiences for our guests. If you're ready to embrace the challenge of growing our client base in the magical surroundings of Bali, we'd love for you to be a part of our dynamic team!

Responsibilities

• Develop and execute effective sales strategies to drive room bookings and event sales.
• Identify new business opportunities and establish strong relationships with potential clients.
• Conduct product presentations and host site visits for prospective clients.
• Utilize CRM systems to track and manage sales activities, pipelines, and follow-ups.
• Collaborate with the marketing team to create promotional materials and campaigns.
• Attend industry events and networking functions to promote our offerings.
• Provide outstanding customer service, ensuring client satisfaction from inquiry to post-event.

• Bachelor's degree in Business, Marketing, Hospitality Management, or a related field.
• At least 2 years of experience in sales.
• Strong interpersonal and communication skills with a knack for building relationships.
• Proficiency in sales software and CRM tools.
• Self-motivated with a results-oriented mindset.
• Ability to work independently and as part of a team.
• Familiarity with local market and industry trends is a plus.