We are excited to offer an internship opportunity within our corporate finance team. This role is designed for an ambitious student or recent graduate who is eager to gain hands-on experience in one of the biggest fintech in Indonesia. As an intern, you will assist with preparing investor reporting  and managing project documentation, while learning how these strategic functions align to drive business success and investor confidence.

Responsibilities in Investor Relations part:

• Assist in preparing presentations and reports, investor meetings
• Support the IR team in conducting market research and financial analysis.

Responsibilities in Project Management part:

• Assist with tracking project progress, scheduling meetings, and maintaining project documentation
• Help coordinate between different project teams to ensure timely delivery of project components.
• Support the PMO in analyzing project data and preparing status reports.

• Currently enrolled in or a recent graduate of a Bachelor’s program in Business, Finance, Economics, or a related field.
• Strong interest in corporate finance, investor relations, and project management.
• Excellent verbal and written communication skills.
• Ability to handle multiple tasks and prioritize effectively.
• Proficient in spreadsheet and slides

About us

Love, Bonito is a digital-first company on a mission to empower the everyday Asian woman and inspire self-confidence. We are Southeast Asia’s leading womenswear brand, headquartered in Singapore, with an omnichannel presence across Hong Kong SAR China, Indonesia, Malaysia and a retail franchise in Cambodia. In addition, we have also expanded into international markets namely the Philippines and the United States of America.

Founded in 2010, we are proudly female-founded with more than 65% female representation in leadership roles (#girlpower!). We raised a US$50M Series C round in 2021 and know that we’re on the cusp of something great, where we’re working towards becoming the most thoughtful brand globally, for the Asian female consumer, especially when it comes to our products, community and experiences.

There’s a lot more work to be done with all of our exciting plans. So we’re looking to team up with people who are wildly passionate about making an impact and be part of a dynamic team, in a workplace with no corporate BS (yes, you read that right!)

The Role

Reporting into HQ Strategic Finance, this role is based in Jakarta, where you will play a pivotal part in this Business Analyst, championing a data-driven approach in our decision-making through data analytics solutions, whilst driving the analysis and business planning to deliver value to stakeholders. This is a unique, exciting opportunity to influence key decision makers and make a positive difference to Love, Bonito.

Main Responsibilities

• Help define performance metrics, targets and ensure alignment across the company
• Design, build and maintain user-friendly dashboards for tracking OKRs
• Conduct performance reviews (e.g. weekly, monthly, quarterly) within the Strategic Finance team to evaluate business health,and ensure aligned and effective sharing of on-going business recommendations from the Strategic Finance team to management and business stakeholders
• Deep-dive to analyse large data sets (structured and unstructured), interpret patterns, highlight business opportunities areas of weaknesses
• Manage analytics projects from ideation to delivery involving multiple stakeholders 
• Be a data-champion for the Strategic Finance team, ensure alignment with Data team on metrics definitions and Data source of truth – responsible for data education and data foundation within the Strategic Finance team

Requirements & Experiences :

• Open to fresh graduates with internship experience, up to maximum 3-years of experience. 
• BA/BS or Master's degree with an emphasis on coursework of a quantitative nature (e.g., Statistics, Data Science, Mathematics, Computer Science, Engineering, Business) or related study and 1-2 years commercial experience preferably in the consumer industry.
• Data Analytics :
• Experience with SQL and Python
• Experience with data visualisation tools, preferably Tableau and Metabase
• Experience with website tracking is a plus
• You enjoy working with data and all its faults, benefits and opportunities

What you should be :

• A genuine passion and interest in fashion or e-commerce.
• Highly analytical and inquisitive - loves how numbers and data tell a story.
• Meticulous and detail-oriented.
• Highly self motivated, independent, hands-on with a get it down mindset!
• Ability to communicate clearly and effectively in person, in writing, and in presentations
• Strong project management and multitasking abilities.

As our Corporate Finance Analyst/Sr Analyst you will get a chance to directly involve in strategic projects, with exposure to C levels and key stakeholders. Deep analytical skills, managing multiple projects, and the ability to present insights are a must-have to succeed in this role. Analyst/Sr Analyst level in Amartha is equal to Associate/Sr Associate level in other companies.

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Responsibilities

Fundraise and M&A projects, which include:

• Market research
• Creating a fundraising story and presentation slides
• Financial modeling & and projection
• PMO in the due diligence process

Investor relations, which include:

• Preparing reports
• Manage good relationship with the counterpart team

• Having 1-3 working experience
• Experience in financial/business analysis, modeling, projection
• Knowledge of financial reports & accounting principles
• Excellent presentation & communication skills
• Ability to work independently and proactive
• Ability to juggle multiple projects at the same time
• Prior consulting, advisory, VC, and corporate finance experience is a major plus
• Passed FMVA certified is a major plus

• Prepare and analyze financial statements.
• Ensure accuracy and compliance with financial reporting standards.
• Maintain and reconcile general ledger accounts.
• Ensure financial data accuracy.
• Prepare and file tax returns.
• Ensure compliance with tax laws and regulations.
• Manage invoicing, payment processing, and collections.
• Ensure timely financial transactions.
• Assist in preparing budgets and financial forecasts.
• Analyze budget variances.

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel’s digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy. 

INDICO believes in our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset), which guide our work and interactions. 

We are currently seeking a Corporate Finance Support to join our team. In this role, you will be responsible for providing support to the Corporate Finance department in various tasks. You will assist with financial analysis, budgeting, forecasting, and other finance-related activities. This is a great opportunity to gain hands-on experience in corporate finance and contribute to the financial success of our organization. 

What you will do but not limited to: 

• Prepare daily, weekly, and monthly payment schedule. 
• Reconcile Bank Accounts’ balance 
• Assisting in financial analysis and reporting. 
• Preparing and reviewing tax calculations and tax returns. 
• Contribute to the preparation of financial reports, ensuring accuracy and compliance with relevant regulations. 
• Participating in financial risk assessment and mitigation. 
• Analyze financial data and provide insights to support strategic decision-making. 
• Participate in the development and implementation of financial systems and processes. 
• Collaborate with the Corporate Finance team on ad-hoc tasks and projects. 

• Bachelor degree in Finance and/or Accounting

• Has 1-2  years of experience in corporate finance and/or accounting preferably from Public Accounting Firm 

• Proficiency in Microsoft Excel and other financial software. 
• Strong knowledge of Accounting principles and practices. 
• Excellent attention to detail.
• Strong analytical and problem-solving skills. 
• Ability to work independently and as part of a team. 
• Good communication and interpersonal skills. 

• Responsible for creating SEO-friendly content and managing its publications throughout multiple websites.
• Optimize multiple website contents for on-page optimization and staying up to date in quality.
• Conduct keyword research using various marketing tools (Google Keyword Planner, Moz, Ahrefs,  etc) for content optimization.
• Implement strategies for link building and manage incoming backlinks to build online presence.
• Track SEO related metrics such as organic traffic, keyword rank, conversion rates, etc using Google Analytics or similar tools.
• Perform competitor analysis to identify content gaps and other improvements related to content creation or website development.
• Analyze various websites and social media pages to make recommendations for SEO related improvements.
• Coordinate and work together with design, content, product, and developers to manage SEO related projects
• Stay up-to date with newest SEO, social media, digital marketing trends, and practices that are constantly changing.

• Assist in Journal Entry
• Organize a financial filing system
• Data Entry
• Assist in Preparing report.
• Track all payments.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Kuncie is a startup with a mission to unlock human potential, empowering people to prosper doing what they love.

What you will do but not limited to:

• Create purchase orders and maintain invoices from Vendors.
• Create Quotes and maintain Invoices to Customers.
• Assist Finance Manager to prepare monthly tax report (VAT and Withholding Tax)\
• Reconcile Bank Accounts’ balance.
• Prepare a weekly payment schedule.
• Reconcile Sales report with Payment gateway’s Report
• Maintain expense reimbursement claimed by Kuncie’s employee.
• Assist manager in reviewing budget and forecast in addition to creating accurate and realistic financial projections that align with the company's strategic goals.
• Analyze financial data and prepare reports includes studying financial statements, conducting ratio analysis, and evaluating key performance indicators (KPIs) to assess the company's financial health and performance
• Work together with relevant departments from B2B Sales, Commercial, Legal and People Team to ensure proper administration and execute day to day operations of the business process.
• Other ad-hoc duties as assigned.

• Bachelor's degree in Finance, Accounting, or a related field

• Minimum 2 years of experience in finance or accounting preferably in respectable Accounting firm
• Experience in Corporate Finance with financial systems and software
• Strong understanding of financial and accounting principles and practices
• Excellent analytical and problem-solving skills
• Produce work with a high level of accuracy
• Detail-oriented with strong organizational and data entry skills
• Good communication and collaboration skills
• Proficiency in Microsoft Excel
• Ability to work independently and in a team

We are looking for a Brand Strategist to help us grow our reputation in the market and appeal to a larger audience.

This position for designing, developing, ensuring and monitoring cost-effective branding strategy and activations, both offline and digital presence. You’ll also actively take up a role as a PIC for several sustainability and impact projects under Amartha Foundation.

Ultimately, you will ensure our brand message and tone are consistent across all online and offline channels.

Responsibilities:

• Gather feedback from sales and analyze consumer behavior to define our company’s positioning
• Craft our differentiation strategy for ATL and BTL campaign
• Create guidelines that define our company’s voice both online and offline (including terminology and slogans)
• Brief our creative team about marketing projects they’ll be working on (for example ebooks, email campaigns and advertising banners)
• Conduct competitive research to identify our strengths and weaknesses
• Design promotional campaigns structure for new products and markets
• Develop our social media strategy
• Assess the performance of our advertising campaigns and events
• Analyze market trends and identify new opportunities and challenges

• Work experience as a Brand Strategist or similar role in Marketing
• Portfolio of brand-building finance projects is a plus
• Excellent understanding of the full marketing mix
• Experience developing marketing strategies based on market segmentation
• Data-driven and creativity thinking
• Communication and writing skills
• BSc/MSc in Marketing or relevant field

• Interpreting data, analyzing results using query, data statistical techniques.
• Create robust, reusable data querying, transformation, and visualization processes using tools such as Excel, SQL, Big Query, Python, R and other big data tools.
• Develop analytical reports and represent large, complex sets of data through visual representation.
• Present information in a way that drives fact based decision making.
• Propose and define new business process improvement opportunities based on the data to drive business impact.
• Work with management to prioritize business and information needs.

The Benefits

Annual Performance Review, Bonus, THR, Private Insurance for you, your spouse and family from day 1, Medical checkup, Annual leave credits, Annual Team Outing, Regular engagement activities.

JOB OBJECTIVE

This position will be hired by a third-party contracting company and assigned to Hitachi Solutions

To take responsibility for functional analysis, gap fit with MS Dynamics 365, determining modification requests to MS Dynamics 365 and writing specifications or their development.

JOB RESPONSIBILITIES

• Work as D365 Consultant on the assigned engagement.
• Lead in conducting Conference Room Pilot sessions showing Dynamics 365 ERP fit to the customers organization or clients’ requirement Operations / Dynamics AX solution fit to the customer’s needs.
• Advise customer organization on solution usage and help minimize gaps between standard product customer's business processes with creative configuration
• Prepare Business Process Discovery Documents.
• Configure Microsoft Dynamics 365 F&O modules
• Prepare functional specification documents and design for customizations required for Dynamics 365 ERP implementations.
• Lead in conducting End user training
• Provide pre-go live and post go live end user support
• Ensure project documents are complete and project is delivered successfully as per the plan
• Perform related duties as assigned

EMPLOYMENT TYPE: Full time position

WORK SCHEDULE:  9 AM to 6 PM Indonesia Time

WORK LOCATION: Must be open to both client site work in Jakarta, or Work From Home, when required.

We are looking for a Senior Data Analyst who will conduct research and in-depth analyses to drive revenue and business growth. You will also translate the analysis into impactful insights and recommendations for diverse stakeholders and management. Overall, your day-to-day responsibilities will revolve around:

• Serving as a strategic advisor, partnering with cross-functional teams to understand business objectives, challenges, and opportunities
• Collaborating with business stakeholders (Growth, Product, Marketing, etc) to develop data-driven strategies and action plans to optimize business processes, improve operational efficiency, and drive cost savings
• Analyzing customer behavior and segmentation to identify acquisition, retention, and satisfaction opportunities
• Identifying and implementing A/B testing and experimentation initiatives to evaluate the impact of different strategies, features, and campaigns
• Translating data analysis findings into clear, concise recommendations to drive revenue growth, optimize marketing initiatives, and improve product performance
• Conducting comprehensive data analysis, leveraging advanced statistical methods and analytical tools to uncover actionable insights and trends
• Developing impactful reports, dashboards, and presentations to communicate insights, recommendations, and progress to stakeholders at all levels of the organization

• A Bachelor's degree, preferably in Computer Science, Statistics, Mathematics, Economics, or Engineering
• Have at least 2 years of relevant work experience in management/strategic consulting, banking, fintech, e-commerce, and/or start-ups
• Experience in analyzing & quantifying complex strategic issues tied to long-term business growth
• Strong foundation in data query/manipulation using SQL and data visualization using tools like Tableau
• Strong business sense and ability to articulate complex analysis results to a wide range of audiences, and translate these to actionable business insights
• Possess structured critical thinking and detail-oriented
• Effective communicator to both technical and business audiences

• Capital market sharing session
• Flexible work arrangement
• Self development program
• Health insurance benefits
• Well being and counseling program

Job purpose

As part of Credit Risk Team to detect, prevent fraud and minimize risk.

Duties and responsibilities

• Review applicant’s documents
• Entry applicant’s data
• Conduct Phone Verification to verify customer’s data and documents
• Maintenance data request reviewer
• Make sure all procedures are followed accordingly based on policy.
• Coordinate collaborations with other departments.

We are PZ Cussons. Our purpose is For everyone, for life, for good.

Sustainability and the wellbeing of people, families and communities everywhere are at the heart of everything that we do.

Since our founding in 1884, we have been creating products to delight, care for and nourish consumers. Across our core categories of Hygiene, Baby and Beauty, our trusted and well-loved brands include Carex, Cussons Baby, Sanctuary Spa and St. Tropez.

- Deliver processes and transactions in compliance with Risk and Financial Control policies

- Deliver FSS transactions and transaction corrections accurately processed within the timescales set by SLAs and OLAs.This involves processing transaction corrections, call out process exceptions and provide answers to transaction queries in a timely manner.
- Provide reconciled period end Tax data to Tax Team for processing of tax returns
- Prepare balance sheet reconciliations within the timescales set by the period end checklist. At period end, responsible for sub-ledgers reconciled to the general ledger and delivery of complete and accurate trial balances to Financial Control.
- Support internal audit on queries and requests for information. Provide technical support to Finance and business stakeholders via standard and ad hoc analysis and investigations as and when required.
- Contribute subject matter expertise to Finance change projects (including business requirements and user-acceptance test scripting.)
- Regularly review FSS processes for process continuous improvement opportunities. Deliver small-scale process change projects.
- Ensure that any standard operating procedures and process maps utilised to carry out FSS processes are accurate and up-to-date. Ensure that transactions, reconciliations and any supporting documentation are filed and can be recovered in accordance with Financial Control policy.
- Enhance Finance skills via an agreed and documented development plan.

PZ Cussons is big enough to make your mark, small enough to make it yours. Apply to join us!

We are PZ Cussons. Our purpose is For everyone, for life, for good.

Sustainability and the wellbeing of people, families and communities everywhere are at the heart of everything that we do.

Since our founding in 1884, we have been creating products to delight, care for and nourish consumers. Across our core categories of Hygiene, Baby and Beauty, our trusted and well-loved brands include Carex, Cussons Baby, Sanctuary Spa and St. Tropez.

- Deliver processes and transactions in compliance with Risk and Financial Control policies

- Deliver FSS transactions and transaction corrections accurately processed within the timescales set by SLAs and OLAs.This involves processing transaction corrections, call out process exceptions and provide answers to transaction queries in a timely manner.
- Provide reconciled period end Tax data to Tax Team for processing of tax returns
- Prepare balance sheet reconciliations within the timescales set by the period end checklist. At period end, responsible for sub-ledgers reconciled to the general ledger and delivery of complete and accurate trial balances to Financial Control.
- Support internal audit on queries and requests for information. Provide technical support to Finance and business stakeholders via standard and ad hoc analysis and investigations as and when required.
- Contribute subject matter expertise to Finance change projects (including business requirements and user-acceptance test scripting.)
- Regularly review FSS processes for process continuous improvement opportunities. Deliver small-scale process change projects.
- Ensure that any standard operating procedures and process maps utilised to carry out FSS processes are accurate and up-to-date. Ensure that transactions, reconciliations and any supporting documentation are filed and can be recovered in accordance with Financial Control policy.
- Enhance Finance skills via an agreed and documented development plan.

PZ Cussons is big enough to make your mark, small enough to make it yours. Apply to join us!

We are PZ Cussons. Our purpose is For everyone, for life, for good.

Sustainability and the wellbeing of people, families and communities everywhere are at the heart of everything that we do.

Since our founding in 1884, we have been creating products to delight, care for and nourish consumers. Across our core categories of Hygiene, Baby and Beauty, our trusted and well-loved brands include Carex, Cussons Baby, Sanctuary Spa and St. Tropez.

• Deliver processes and transactions in compliance with Risk and Financial Control policies.
• Deliver Finance Shared Service transactions and transaction corrections accurately processed within the timescales set by SLAs and OLAs. This involves processing transaction corrections, call out process exceptions and provide answers to transaction queries in a timely manner.
• Provide reconciled period end Tax data to Tax Team for processing of tax returns.
• Prepare balance sheet reconciliations within the timescales set by the period end checklist.
• At period end, responsible for sub-ledgers reconciled to the general ledger and delivery of complete and accurate trial balances.
• Support audit on queries and requests for information.
• Provide technical support to Finance and business stakeholders via standard and ad hoc analysis and investigations as and when required.
• Contribute subject matter expertise to Finance change projects (including business requirements and user-acceptance test scripting.)
• Regularly review Finance Shared Service processes for process continuous improvement opportunities.
• Deliver small-scale process change projects.
• Ensure that any standard operating procedures and process maps utilised to carry out Finance Shared Service processes are accurate and uptodate.
• Ensure that transactions, reconciliations and any supporting documentation are filed and can be recovered in accordance with Financial Control policy.
• Enhance Finance and Accounting skills via an agreed and documented development plan.

PZ Cussons is big enough to make your mark, small enough to make it yours. Apply to join us!

We are PZ Cussons. Our purpose is For everyone, for life, for good.

Sustainability and the wellbeing of people, families and communities everywhere are at the heart of everything that we do.

Since our founding in 1884, we have been creating products to delight, care for and nourish consumers. Across our core categories of Hygiene, Baby and Beauty, our trusted and well-loved brands include Carex, Cussons Baby, Sanctuary Spa and St. Tropez.

• Deliver processes and transactions in compliance with Risk and Financial Control policies.
• Deliver Finance Shared Service transactions and transaction corrections accurately processed within the timescales set by SLAs and OLAs. This involves processing transaction corrections, call out process exceptions and provide answers to transaction queries in a timely manner.
• Provide reconciled period end Tax data to Tax Team for processing of tax returns.
• Prepare balance sheet reconciliations within the timescales set by the period end checklist.
• At period end, responsible for sub-ledgers reconciled to the general ledger and delivery of complete and accurate trial balances.
• Support audit on queries and requests for information.
• Provide technical support to Finance and business stakeholders via standard and ad hoc analysis and investigations as and when required.
• Contribute subject matter expertise to Finance change projects (including business requirements and user-acceptance test scripting.)
• Regularly review Finance Shared Service processes for process continuous improvement opportunities.
• Deliver small-scale process change projects.
• Ensure that any standard operating procedures and process maps utilised to carry out Finance Shared Service processes are accurate and uptodate.
• Ensure that transactions, reconciliations and any supporting documentation are filed and can be recovered in accordance with Financial Control policy.
• Enhance Finance and Accounting skills via an agreed and documented development plan.

PZ Cussons is big enough to make your mark, small enough to make it yours. Apply to join us!

• Prepare draft and review any legal documents (agreements, confirmation letter, amendments/addendums, side letters, etc.) within the company
• Conduct legal research and provide advisory related to the company's operational and business activities
• Maintain legal database (company documents/company licensing) and organize executed versions of agreements
• Handle general corporate matters, liaise with public notaries, external lawyers, and government authorities in relation to general corporate, licensing of companies, and corporate secretarial matters
• Work closely with relevant business units on new product launches, licensing and compliance matters and all other strategic legal matters
• Prepare administration of general meeting of shareholders
• Analyst and implement relevant laws and regulations to provide updated agreements, company regulations, etc
• Support any related jobs assigned by Legal & Compliance Sr. Lead, Legal & Compliance Head and/or business stakeholders.

• A bachelor’s degree from a reputable university
• 3-4 or more years of legal experience in a corporate setting, background from financial and/or technology company setting would be a plus
• Experience in drafting business contract and contract negotiation
• Being fluent in English (written and oral) is a must
• Attain multitasking and time management skills, with the ability to prioritize tasks
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization
• Display commercial acumen and the ability to balance legal considerations with business objectives
• Exceptional analytical and problem-solving skills, with attention to detail
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

Compliance Analyst will have overall responsibility in supporting various regulatory compliance initiatives (with particular focuses on P2P, payment system provider (PJP) and multifinance businesses) and ensuring that all compliance requirements are met – this includes:

• Supporting  regulatory licenses matters, set up compliance framework & guidelines, including anti-bribery & corruption, external vendor compliance management, data privacy;
• Managing regulatory engagement with relevant authorities and ensuring compliance with mandatory reporting requirements to regulators;
• Ensuring the delivery of timely, accurate, and commercially practical reporting to the regulator (s) and recommendations on licensing, regulatory and counter-party risk for business;
• Performing report on gap analysis on each prevailing regulation in relation to the group businesses;
• Incident management (e.g. responding to regulatory investigations / inspections by authorities;
• Ensuring compliance with regulatory requirements on regular basis.

• Experienced compliance officer with minimum of 2 years PQE;
• Ideal candidate would have a mix of (i) prior in-house experience in the bank and financial services sector (preferably a P2P, licensed e-money / wallet operator in Indonesia) and (ii) private practice experience in law firms;
• Demonstrable track-record in compliance matters;
• Extensive experience in interacting with regulators, particularly with OJK Fintech and Bank Indonesia;
• Fluent in English is a must;

• Excellent drafting, negotiation, and communication skills;
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization;
• Display commercial acumen and the ability to balance legal considerations with business objectives;
• Exceptional analytical and problem-solving skills, with attention to detail;
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously;
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

• Responsible for conducting credit evaluations on companies to ensure loan feasibility and repayment capability.
• Work in credit risk management teams to identify and evaluate credit risks, and provide recommendations on loan approvals or rejections.
• Play a key role in supporting the growth of productive credit portfolios and ensuring the quality of credit assets is maintained.

Main Responsibilities:

• Credit Analysis: Conduct comprehensive credit analysis on companies to assess creditworthiness, including analyzing financial statements, cash flows, financial ratios, and business risks. Generally, Credit Analysts should understand the assessment of the 5 Cs (character, capacity, capital, collateral, and condition).
• Risk Assessment: Evaluate credit risks associated with each company, including industry risk, market risk, and operational risk, to understand potential credit losses.
• Portfolio Monitoring: Regularly monitor the company's credit portfolio to identify potential credit risks and take necessary actions to mitigate risks.
• Credit Commitments: Analyze and determine the appropriate amount and terms of loans for each company based on credit analysis results.
• Report Preparation: Prepare credit analysis reports and credit recommendations for senior management and credit committees, including routine reports to regulators.
• Team Collaboration: Collaborate with sales teams, risk management, and other departments to ensure efficient and timely credit decision-making processes.
• Compliance and Regulation: Ensure that all credit analysis processes comply with company regulations and policies as well as applicable banking and financial compliance standards.
• Market Development: Identify new opportunities for business growth and portfolio development in relevant Company business sectors.
• Information Updates: Keep abreast of relevant industry developments and market trends to ensure continuous updates and improvements in credit analysis processes.
• Customer Relations: Build and maintain good relationships with companies to strengthen long-term business relationships.

Melakukan administrasi penerimaan dana dari konsumen atau pihak lain ke cabang beserta pencatatannya

Melakukan kunjungan dan penagihan angsuran kepada konsumen sesuai dengan bucket yang ditangani dengan tujuan untuk mencapai target penagihan yang diberikan.

The Analyst works as a key member of the Strategic Purchasing for Primary Health Care (SP4PHC) project, which is supported by a grant from the Bill & Melinda Gates Foundation that provides technical assistance to countries to improve how funds are allocated to healthcare providers to achieve the goal of universal health coverage.

In Indonesia, SP4PHC is working with Ministry of Health (MOH) since the late 2022 on supporting the MOH’s Health Transformation agenda, and specifically focusing on reforms around improving PHC, health financing, and digital health across Indonesia. SP4PHC Indonesia is implementing three strategies, which aim to improve how JKN purchases PHC services, optimize flow of funds via districts to PHC providers, and foster integration of telemedicine into purchasing arrangements for PHC services.

To support these strategies, several activities related to the health system, financing, and policy will be carried out. The Analyst will be a core technical member of the SP4PHC Indonesia team and will report to the Project Director. This is a full-time position based in Jakarta, Indonesia.

Data Analysis for Policy Reform

·        Support the generation of evidence and insights from the Consortium implementation, and work with the MoH and partners to incorporate these into policy development and roll-out

·        Assist the team to streamline study results, produced by universities within the Consortium to ensure it is aligned with the Ministry of Health’s directives

·        Support team to generate targeted evidence and provide technical support to MOH and BPJS-K on improving JKN and work with these partners to incorporate these findings into policy development and roll-out

·        Support construction and costing of INA Grouper as a payment mechanism within Indonesian national health insurance scheme, as requested by MOH

·        Prepare data for analysis, documenting the study protocol and upholding good research practice

·        Analyze data and synthesize information, especially as it relates to strategic purchasing

·        Conduct literature reviews related to current evaluations, studies, publications on national health insurance, primary health care, telemedicine, and other topics as required

·        Collect qualitative and quantitative data from MoH, BPJS-K, and other partners

·        Prepare communications for policy and technical meetings or forums

Data Analysis for Learning Agenda and Knowledge Management

• Collaborate with other staff on key themes like human resources for health, telemedicine and commodities and supply chain, from literature reviews, research, and learning product development

• Support data collection and synthesis for the learning agenda based on key evaluation and learning questions

• Synthesize M&E data for the learning agenda and to inform policy-oriented reports and analyses

• Contribute to the development of knowledge management systems

• Maintain project database of all data, information, reports, technical papers, and publications

• Draft policy reviews, policy briefs, national and international scientific publications

Technical Support and Pilot Implementation

• Contribute to the design of strategic purchasing pilots to test policy options at the district level

• Conduct field monitoring of pilots and liaise with an external third party to monitor and evaluate the pilot project

• Together with project partners, support the development of data management systems and ensure data quality for pilot projects

• Provide technical inputs and support the development of a private sector engagement strategy

• Provide technical support to the government and private sector partners as required

Strategic Partnerships

• Develop and maintain strong working relations with technical and management units in partner organizations (MoH, BPJS-K, subnational Health Offices, other health financing development partners, and private sector agencies)

• Arranging interviews, discussions, and meetings with various stakeholders related to JKN, PHC, telemedicine, and others as required

• Contribute to the development of strategic networks and partnerships to build the portfolio of ThinkWell Indonesia

• Contribute to the development and maintenance of project workplans and planning/reporting

1. Bachelor’s degree from medical school

2. Preferably master’s degree in public health, health economic, health system or health policy

3. Have relevant working experience at least 7 years for bachelor’s degree or 5+ years for graduate degree; experience in telemedicine and/or digital health preferred

4. Have experience in a management consulting firm, bilateral or multilateral development agency, and/or international NGO

5. Advanced proficiency in Excel and PowerPoint required; proficiency in statistical analysis packages (e.g. STATA) preferred

6. Exceptional analytical, research and problem-solving capabilities

7. A thoughtful systems thinker with grounded, pragmatic understanding of the complexities of our work

8. Tech Analystvvy and skilled at visual display of data

9. Demonstrated poise and professionalism in engaging with external partners, donors, and stakeholders

10. Full fluency in English and BahaAnalyst Indonesia

11. Outstanding written and verbal communication skills, including the ability to relate respectfully with staff at all levels, ages, genders, nationalities and orientations as well as across work areas

12. Ability and willingness to travel up to 25%.

The SA leverages that expertise to support and conduct high level analysis, generate insights, influence policy and to support program design and execution. The SA is responsible for supporting (on behalf of the Ministry of Health) a consortium to pilot primary health care transformation agenda in Indonesia. The SA is expected to contribute to the development and active dissemination of high-quality technical knowledge products.

The SA works as a key member of the Strategic Purchasing for Primary Health Care (SP4PHC) project, which is supported by a grant from the Bill & Melinda Gates Foundation that provides technical assistance to countries to improve how funds are allocated to healthcare providers to achieve the goal of universal health coverage.

In Indonesia, SP4PHC is working with Ministry of Health (MOH) since the late 2022 on supporting the MOH’s Health Transformation agenda, and specifically focusing on reforms around improving PHC, health financing, and digital health across Indonesia. SP4PHC Indonesia is implementing three strategies, which aim to improve how JKN purchases PHC services, optimize flow of funds via districts to PHC providers, and foster integration of telemedicine into purchasing arrangements for PHC services.

To support these strategies, several activities related to the health system, financing, and policy will be carried out. The SA will be a core technical member of the SP4PHC Indonesia team and will report to SP4PHC Project Director. This is a full-time position based in Jakarta, Indonesia.

Program design and implementation

• Support ministries of health and finance on development of national health financing strategies, budget planning, preparation and execution, and budget advocacy.

• Support sub-national actors in decentralized settings by strengthening capacity to respond to increased autonomy for planning, budgeting and public financial management.

• Support the design and implementation of health financing mechanisms such as health insurance and performance-based financing.

• Support team to generate targeted evidence and provide technical support to MOH and BPJS-K on improving JKN and work with these partners to incorporate these findings into policy development and roll-out

• Lead analyses on health expenditure, including out-of-pocket spending, financial forecasting, benefit incidence analysis, resource tracking and cost-effectiveness.

• Produce high quality written reports and presentations, including technical documents, project status reports, policy briefs, and publications for conferences and journals.

• Create graphics and visualizations of quantitative and qualitative data.

Research

• Develop research protocols, including data collection instruments such as surveys and semi-structured interview questionnaires, and support validation of instruments.

• Conduct desk research including literature reviews, data mining and analysis on relevant technical and policy issues and effectively summarize findings.

• Data collection and analysis for country research studies. Data collection may entail working closely with stakeholders, such as BPJS-K, Centers of Excellence, and the National Population and Family Planning Board (BKKBN)

• Provide quantitative and qualitative data analyses across a range of subjects.

Data Management

• Develop and manage large datasets such as NHA, IDHS, SUSENAS, and BPJS-K claims. This includes cleaning, constructing, sorting, and updating variables.

• Provide technical advice on how to mitigate risk when working with large datasets, such as accounting for missing data points

• Document the research process through Stata .do files or other methods to follow responsible record-keeping practices

Project Reporting and Representation

• Draft or revise sections of donor reports and coordinate team member input.

• Prepare communications for policy and technical meetings or forums

• Occasionally represent ThinkWell with external partners, donors or stakeholders at meetings and events.

Project Administration and Operations

• Develop and maintain strong working relations with technical and management units in partner organizations (BPJS-K; MoH; BKKBN; IBI; Bappenas; District Health Offices; and private sector agencies)

• Arrange interviews, discussions, and meetings with various stakeholders related to FP and MNCH and others as required

• Actively participate in virtual discussions with ThinkWell members from other projects and other countries

SP4PHC-Specific Responsibilities:

• Develop econometric modelling and participate in discussions throughout every step of the data analysis process

• Support the Deputy Director of Learning in developing and pursuing learning products, especially exploring research questions and how to address them-

• Contribute to the development of knowledge management systems

• Maintain project database of all data, information, reports, technical papers, and publications

• Conduct field monitoring of pilots and liaise with an external third party to monitor and evaluate

• At the direction of the Program Lead, contribute to ThinkWell’s various efforts to support the Government of Indonesia’s response to the COVID-19 outbreak

1.    BA/BS (Econ) and 7+ years experience or graduate degree and 5+ years experience;

2.    Relevant work experience in a management consulting firm, bilateral or multilateral development agency, and/or international NGO, preferably with some experience managing projects in low- or middle-income countries;

3.    Advanced proficiency in Excel and PowerPoint required; proficiency in statistical analysis packages (e.g. STATA) preferred;

4.    Demonstrated capacity to configure and analyze data, including from various large datasets such as NHA, IDHS, SUSENAS, RISKASFAS, RISKASDES, and MNCH mortality and morbidity data;

5.    Demonstrated experience with health economics, especially in the areas of econometrics research and Indonesian health systems

6.    Exceptional analytical, research and problem solving capabilities;

7.    A thoughtful systems thinker with grounded, pragmatic understanding of the complexities of our work;

8.    Tech savvy and skilled at visual display of data;

9.    Demonstrated poise and professionalism in engaging with external partners, donors, and stakeholders;

10. Full fluency in English and Bahasa Indonesia;

11. Outstanding written and verbal communication skills, including the ability to relate respectfully with staff at all levels, ages, genders, nationalities and orientations as well as across work areas;

12.  Ability and willingness to travel up to 25%.

About the role

Join Amartha as a data analyst in our New Retail business unit. As an important member of our team, you will play a critical role in shaping the future of Amartha One's digital services products. Your skills in data analysis and strategic thinking will play a critical role in driving our mission to have an immediate impact on Amartha One agents

Responsibilities

• Carrying out comprehensive data analysis of Amarthaone agents from acquisition to activation
• Coordinate with FO team to drive weekly milestones
• Recommend solutions to improve acquisition and activation efficiency
• Designing new initiatives to help increase weekly productivity achievements
• Monitor amartha one Agent performance and lead continuous improvement initiatives

The qualifications that you must have

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Preferably more than 2 year experience in data analytics or business analysis
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Fluency in Bahasa Indonesia and English, both written and spoken