About The Role

We are looking for a skilled Business & Operations Analyst to join AMODA, a leading construction tech company. In this role, you will deliver key business insights, streamline processes, and optimize operational efficiency. You’ll support our CEO Office by tracking performance metrics, driving data-driven strategies, and ensuring alignment with AMODA’s business objectives.

Job Responsibilities

• Track, analyze, and report on key performance metrics to support strategic decision-making
• Develop dashboards and reports to provide insights into business performance and operational efficiency
• Assist in the planning and execution of strategic initiatives aligned with company growth objectives
• Support project management efforts, including planning, tracking, and execution of key initiatives
• Conduct research and analysis to identify growth opportunities and areas for optimization
• Stay updated on industry trends and best practices to drive continuous improvement

• Bachelor’s degree in Management, System Information, Mathematics or a related field
• Min 1 year of experience in business analysis, operations analyst, data analyst, sales operations, sales analyst, or related roles
• Excellent analytical and problem-solving skills with the ability to interpret complex data
• Strong communication and presentation skills in both Bahasa Indonesia and English
• Ability to work independently and collaboratively with cross-functional teams
• Highly organized with strong attention to detail and time management skills
• Familiarity with project management tools (e.g., Retool, Trello) is a plus
• Strong Proficiency in Google Workspace and experience with data analytics tools (e.g., SQL, JavaScript, Looker Data Studio, etc)
• Strong strategic thinking and business acumen, with the ability to understand the broader business context and align initiatives with organizational goals

Turner & Townsend is seeking an experienced accountant to help run the finance function for Indonesia which contributes significantly to our South-East Asia region that covers Indonesia, Singapore, Malaysia, Philippines and Vietnam.

• Manage end-to-end financial accounting for Indonesia which includes performing month-end accounting closing, including but not limited to journal adjustments, bank reconciliations, intercompany reconciliations, balance sheet reconciliation schedules, revenue recognition reports.
• Preparation and submission of monthly management accounts (P&L and Balance Sheet) and related schedules as a part of Group reporting. Presentation of results and providing clarifications to the Country/Regional business Leaders, as and when needed.
• Review vendor invoices and expenses processed by our offshore services team, and ensuring accounting is accurate and acceptable. Initiate vendor payments through internet banking.
• Review client invoices and credit notes with attention to values, timeliness of collections, associated costs in earning the revenue, potential accruals and deferrals of income.
• Responsible for filing sales tax returns (GST/SST/VAT/WHT). Working closely with the tax advisors to finalize tax computations and filing necessary tax returns.
• Interact with External Auditors for interim and annual audit – provide information and schedules for audit, drive efficiencies from the finance service provider and external auditors, and provide explanations to ensure smooth and timely audits.
• Assist with preparation of annual budgets, expense utilization run rates, submission of monthly P&L forecasts, timesheet and payroll cost monitoring.
• Preparation of cash flow statements on weekly basis, align with business teams and credit control team to execute related strategies from senior management.
• To become the finance systems’ champion and a finance subject matter expert to our business teams in SEA. Perform any other finance tasks as assigned from time to time by the Senior Manager.

Job Description :

1. Overseeing daily transactions including account payable/receivable, general ledger and bank reconciliations.
2. Preparing budget report and forecast revenue.
3. Preparing Accounting and Financial report.
4. Monitoring the daily performance of accounting department.
5. Track the progress of financial and accounting objectives.
6. Organize financial and maintain update records.
7. Ensure the aging payable & receivable in accordance with the companies targets.
8. Establish accounting policies and procedures, aligned with company target.
9. Experience to develop ERP.

1. Conduct in-depth credit analysis of group lending, including financial statement analysis, credit scoring, and risk rating assignments.
2. Monitor the performance of the credit portfolio, identifying trends, concentrations, and potential risks; prepare regular reports for management.
3. Liaise with Funding Team to define RAC per Lenders to manage PD & CoC as per agreed appetite.
4. Assist in the assessment of credit risk exposure across various portfolios and product lines, providing insights on risk mitigation strategies.
5. Maintain and update credit and portfolio databases, ensuring data accuracy and integrity for analysis and reporting.
6. Support the development and execution of stress testing scenarios to evaluate portfolio resilience under adverse economic conditions.
7. Work closely with the underwriting, finance, and compliance teams to align on credit policies and ensure adherence to risk management standards.
8. Stay informed about market trends, economic conditions, and regulatory changes that may impact credit risk and portfolio management.
9. Prepare presentations and reports summarizing credit risk assessments and portfolio performance for senior management and stakeholders.

1. Bachelor’s degree in finance, Economics, Business Administration, or a related field. A Master’s degree or relevant certifications (e.g., CFA, FRM) is a plus.
2. 5-7 years of experience in credit analysis, risk management, or portfolio management within the financial services industry, especially in micro segment.
3. Strong understanding of credit risk assessment methodologies, financial analysis, and portfolio management techniques.
4. Excellent quantitative and analytical skills, with proficiency in data analysis tools and software (e.g., Excel, SQL, or risk management software).
5. Knowledge of advanced analytical techniques, including statistical modeling.
6. Strong verbal and written communication skills, capable of presenting complex information clearly and concisely to various stakeholders.
7. High level of attention to detail and accuracy in data analysis and reporting.
8. Ability to identify issues, think critically, and develop practical solutions in a fast-paced environment.

• Prepare daily payment to supplier in line with SOP and payment schedule
• Prepare journal entries and assist monthly close process
• Perform monthly bank reconciliation
• Perform monthly intercompany reconciliation
• Prepare documentation for audit process
• Fixed Asset monitoring

Team Summary

The Visa team of Indonesia comprises of a highly motivated bunch of problem solvers who create impactful experiences for our clients. Here at Visa, we strive to excel with our partners via strong collaboration, we look to enable and inspire all players in the ecosystem to drive electronification of payments in the two markets.

What a Marketing Analyst does at Visa

The individual will be responsible for implementing client marketing VAS projects to our clients in Indonesia and delivering tactical marketing solutions by working closely with local and regional marketing teams, regional Partner Marketing Services team, Business Development team, Visa’s Consulting team, and external agencies.

There may also be some of the capacity of this role that will be dedicated to supporting the Indonesia marketing team on client events, merchandising, and other client marketing engagements.

The Analyst will report to the Head of Marketing, Indonesia, and based in Jakarta.

Key Responsibilities

• Bring the “best of Visa” marketing to our key clients and work cohesively with Visa marketing community locally, regionally, and globally, as well as the local Indonesia Business Development, Visa Consulting and Business Development teams.
• Be responsible for implementing Marketing VAS projects and handling co-marketing client engagements with local Visa Client Marketing team and Business Development Teams.
• Work closely with all relevant marketing and finance teams, locally and regionally, and external agencies to ensure the effective and timely delivery of revenue and margins associated to Marketing VAS commitments.
• Take charge of administrative deliverables related to client marketing project management and VAS including but not limited to marketing approvals, procurement processes, contract management and VIK process management in full compliance with Visa’s policy and process.
• Be responsible to support marketing related activities in cross-functions / company events as assigned and upon business context and requirements (client forums, client events, merchandising, and other client marketing engagements). Participate in the internal business agenda and activities cross-functionally as assigned and act as Visa’s brand custodian to ensure all marketing materials adheres to internal branding guidelines.

Why this is important to Visa

Successfully handling this position will allow Visa to meaningfully support our clients and partners to excel in their marketing initiatives as well as to scale up the Marketing VAS delivery. It thereby drives our common interest in stabilizing and growing clients’ as well as Visa’s business.

• Melakukan penagihan kepada para konsumen sesuai wilayah tagihannya agar penerimaan angsuran konsumen dapat dilakukan secara cepat dan tepat.
• Melaksanakan Kebijakan Collection yang telah ditentukan oleh perusahaan.
• Melakukan tugas umum dari Collection di Perusahaan Pembiayaan