• Memasarkan produk dan memperluas jaringan 
• Melakukan analisis kelayakan kredit calon debitur 
• Menjalin relasi dengan rekanan dan perusahaan potensial calon debitur 
• Menawarkan survey atas produk-produk 
• Melakukan proses transaksi atas unit yang akan dibiayai 
• Menjaga hubungan baik dengan sumber pemesanan 
• Memproses aplikasi kredit konsumen 
• Memonitor dan menginformasikan progress aplikasi kredit 
• Menjaga hubungan baik dengan pelanggan 
• Melakukan pembaharuan data pelanggan pada sistem 

1. Design, Develop, Load Test, Deploy & Debug systems to keep the Cloud Infrastructure that improve reliability, scale, performance, and security
2. Scan, collect and patch system to meet security compliance standard
3. Create DB clusters, and microservices kubernetes as needed
4. Integrate existing and newly built tools with change management systems for documentation
5. Document the tools and methodology clearly
6. Influence your ideas and deliver results

Turner & Townsend is seeking an experienced accountant to help run the finance function for Indonesia which contributes significantly to our South-East Asia region that covers Indonesia, Singapore, Malaysia, Philippines and Vietnam.

• Manage end-to-end financial accounting for Indonesia which includes performing month-end accounting closing, including but not limited to journal adjustments, bank reconciliations, intercompany reconciliations, balance sheet reconciliation schedules, revenue recognition reports.
• Preparation and submission of monthly management accounts (P&L and Balance Sheet) and related schedules as a part of Group reporting. Presentation of results and providing clarifications to the Country/Regional business Leaders, as and when needed.
• Review vendor invoices and expenses processed by our offshore services team, and ensuring accounting is accurate and acceptable. Initiate vendor payments through internet banking.
• Review client invoices and credit notes with attention to values, timeliness of collections, associated costs in earning the revenue, potential accruals and deferrals of income.
• Responsible for filing sales tax returns (GST/SST/VAT/WHT). Working closely with the tax advisors to finalize tax computations and filing necessary tax returns.
• Interact with External Auditors for interim and annual audit – provide information and schedules for audit, drive efficiencies from the finance service provider and external auditors, and provide explanations to ensure smooth and timely audits.
• Assist with preparation of annual budgets, expense utilization run rates, submission of monthly P&L forecasts, timesheet and payroll cost monitoring.
• Preparation of cash flow statements on weekly basis, align with business teams and credit control team to execute related strategies from senior management.
• To become the finance systems’ champion and a finance subject matter expert to our business teams in SEA. Perform any other finance tasks as assigned from time to time by the Senior Manager.

• Oversee daily operations of online B2C marketplaces and offline store; ensuring product listings, stock levels, and pricing are accurate and competitive.
• Manage a small team of marketplace sales staff, ensuring they meet performance and sales targets.
• Handle customer inquiries, negotiations, and disputes, ensuring timely follow-ups and high satisfaction.
• Develop and implement strategies to achieve sales goals and drive growth.
• Manage livestream events and other marketplace initiatives to boost engagement and sales.
• Analyze weekly sales reports to identify trends and areas for improvement.
• Monitor competitor pricing, trends, and customer preferences, providing actionable insights.
• Collaborate with internal teams (warehouse, marketing, product, finance, supply chain) to optimize processes and support business needs.

A Laku6 internship is unlike any other. Our interns are quick on their feet, resourceful, adaptable and learn a heck lot in a short amount of time. If you're looking to make an impact and get your hands dirty with a myriad of opportunities, this is the adventure for you.

As a D2C Business Development Intern, you'll get the chance to develop practical work experience in a tech company and get involved in exciting projects that have direct impact to our business.

During this 6 months internship you will have the opportunities:

• To learn and support plan, execution, and pivot growth experiments on online re-commerce business especially in direct to customer sales strategies
• Be responsible for the daily updates of business performances tracker
• Measure and analyze performances of business funnel and other tracker to help business team to have a full view on business performance
• Working closely with Product team to assist on going or future product development needed based on each business units needs and learnings
• Working with the different teams from product, marketing, customer support, legal, finance sales and operation

About Igloo

Igloo (formerly Axinan) is the first full-stack insurtech firm to emerge from Singapore. With offices across Singapore, Indonesia, Thailand, the Philippines, Vietnam, Malaysia, China and India, Igloo is fueled by a mission of making insurance accessible and affordable for all. Igloos innovation solutions empower companies to eliminate operational risk, drive new revenue streams and optimise and enhance their existing products and services. With a successful Pre-Series C fund round of US$36 million in Dec 2023, Igloo has now raised over US$100 million. The leading regional insurtech firm looks to expand regionally with strategic acquisitions and hiring great talent.

As a passionate team building meaningful solutions to make an impact, we are looking for like-minded individuals to join us at Igloo. At our core, we prioritise teamwork and foster a culture built on strong collaboration and we are looking for talented people like you.

About the role 

We are seeking an experienced Product Owner with a strong focus on B2C to join our dynamic team. As a Product Owner you will be working with the Product & Design, B2C team and play a crucial role to make Igloo become the future of insurance.

Job Responsibilities 

• Requirements gathering ­ work with the commercial, insurance, marketing and business teams in your local market to gain a deep understanding of customer needs and use this knowledge to write user stories. You will create user flow diagrams to support the different stakeholders in understanding the user journey.
• Product management ­ assist with developing and maintaining the product backlog as well as participating in agile practices. Collaborate with designers, developers, and QA teams to ensure that the product is developed to Igloo’s high quality standards.
• Product research ­ interview customers to gather customer insights and pain points. You will also analyze market trends and competition to assist with defining the product strategy.
• Post Launch tracking ­ continuously monitors the success of features that have launched and provides feedback to the wider product team.
• Operations ­ train the wider team on new product features to ensure successful adoption.
• Metrics tracking ­ Continuously evaluate and optimize the product based on quantitative and qualitative feedback.

• Bachelor's degree or equivalent practical experience preferably from a tech-focused product company
• Prior experience, preferably with proven B2C domain; product experience in platforms/app would be advantageous
• Prior experience working in a high-growth environment, ideally with a mix of experience in MNCs and start ups
• Critical thinking skills and growth mindset
• A self-starter with hands-on experience and who can execute in a fast-paced environment

Responsibilities

• Responsible for obtaining, reviewing and arranging all loan documents.
• Inputs and updates loan data into using system.
• Assembles and verifies loan documents for accuracy.
• Observing loan activity to determine whether the terms of a loan have been met by the borrower

Requirement

• Minimum 2 years of relevant working experience in credit administration and operation, preferably from start-up/tech company or financial industry.
• Good knowledge on Unsecured loan process and policies, business and Digital Platform.
• Basic proficiency in using data tools (SQL, BigQuery, etc)
• Excellent communication skill and stakeholders’ management.
• Meticulous, have a strong analytical skills and problem solving.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel’s digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy.

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

As an IT Operation Support, you will be an integral part of our technology team, ensuring the smooth operation of IT systems and providing support to internal and external stakeholders. Your role will involve monitoring system performance, troubleshooting issues, and collaborating with various teams to maintain a reliable and efficient IT environment.

What you will do, but not limited to:

• Answering customer questions or resolving computer problems via phone, email, online chat, or in person.

• Providing step-by-step instructions to help customers resolve issue.
• Diagnosing and troubleshooting hardware and software issues 

• Forwarding complex problems to more experienced IT staff.

• Document technical processes and procedures to guide team members and users.

• Keeping technical documentation and service catalogs up to date.

• Conduct regular system checks and prepare reports on system performance and incidents.

• Bachelor's degree in Information Technology, Computer Science, or a related field.
• Minimum 1-2 years of experience in IT support or operations
• Proficiency in SQL for database management, query development, and data analysis.
• Experience with additional programming languages or tools (e.g., Python, PowerShell) is a plus.
• Strong problem-solving skills and experience with hardware, software, and networking.
• Familiarity with IT service management (ITSM) tools and ticketing systems.
• Knowledge of operating systems, server management, and database systems.
• Good communication and interpersonal skills, with a customer-focused approach.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong organizational skills with attention to detail.

Bjak, an industry-leading Information Technology and Services company, is seeking a talented and experienced Lead Engineer to join our team in Indonesia. As the Lead Engineer, you will play a crucial role in managing and driving the development of our cutting-edge technology solutions. This is an exciting opportunity to work in a fast-paced and dynamic environment, where you will have the chance to make a significant impact on our products and services.

Responsibilities

• Lead and manage a team of engineers, providing guidance and support throughout the development lifecycle.
• Collaborate with cross-functional teams to define project requirements and create technical specifications.
• Design, develop, and implement high-quality software solutions that meet business needs.
• Conduct regular code reviews to ensure code quality and adherence to best practices.
• Stay up-to-date with the latest industry trends and technologies, and make recommendations for improvement.
• Troubleshoot complex technical issues and provide timely resolutions.
• Foster a culture of innovation, creativity, and continuous learning within the engineering team.

• MS/BS in Computer Science, Software Engineering, Information Technology or related fields with strong Computer Science fundamentals in algorithms and data structures
• 5+ years of full-time software engineering experience. Strong plus if also knows C++ and backend well
• 3+ years of professional engineering management experience
• Programming experience and understanding of modern technology including: (ReactJS/React Native, NodeJS, Kubernetes, GCP, MongoDB, Docker)
• Experience managing cloud operations for reliability, scalability, and security in GCP/AWS
• Experience recruiting, hiring and onboarding engineering talent
• Strong sense of responsibility; driving initiatives from inception to completion
• Proven experience as a Lead Engineer or similar role.
• Strong knowledge of software development principles, methodologies, and practices.
• Excellent communication and interpersonal skills.
• Ability to effectively manage and prioritize multiple projects and tasks.
• Experience in the Information Technology and Services industry is a plus.

• Do something meaningful; Be a part of the future of finance technology and the no.1 company in the industry!
• Fast moving, challenging and unique business problems
• International work environment and flat organization
• Great career development opportunities in a growing company
• Possibility for relocation and international transfers mid-career
• Competitive salary
• Flexible working hours, Casual work attire

Tugas & Tanggung Jawab:

Manajemen :

• Mempersiapkan Sales Calls Plan, dan Daily Calls Plan Report menggunakan sistem CRM yang disediakan.
• Mencek ulang aktifitas promosi, aktifitas kompetitif, dan sumber-sumber baru dari dokter-dokter potential melalui kunjungan selektif ke apotik.
• Menindak lanjuti aktifitas distributor dan memastikan bahwa distribusi telah dilaksanakan secara tepat.
• Memberikan laporan-laporan kegiatan secara tepat waktu mengenai kegiatan-kegiatan di area, penerimaan produk, dan kondisi persaingan, atau aktifitas lain seperti yang ditugaskan.
• Menghadiri dan berpartisipasi aktif dalam rapat-rapat dan juga program-program yang ditugaskan, demi perkembangan ilmu dan keahlian masing-masing.

Aktifitas Sales

• Memastikan pencapaian target penjualan melalui kunjungan secara maksimal dan produktif.
• Memastikan bahwa Dokter-dokter potensial kelas A & B telah discover dengan tepat, sesuai dengan yang ditugaskan, dan memenuhi standard kerja, seperti :kunjungan dokter, survey apotik, slide presentation & Round Table Discussion.
• Meningkatkan jumlah pengguna baru dengan agresif.
• Membangun relasi dengan key opinion leader dan dokter-dokter potensial, apoteker, dan lainnya yang berpengaruh pada peresepan produk.
• Menjalankan tugas-tugas yang telah ditetapkan dalam Sales Calls Plan dan Daily Calls Plan.
• Melaksanakan HSE (Health, Safety & Environment) dalam aktifitas sehari-hari.
• Memasukkan target HSE dalam areanya dan melaksanakan HSE dengan standard tertinggi.
• Tantangan utama dari jabatan ini :
• Memaksimal kan pencapaian sales di masing-masing area
• Memonitor dengan cermat, aktivitas-aktivitas perusahaan kompetitor
• Penyelesaian masalah
• Koordinasi secara efektif dengan Distributor
• Mempersiapkan Round Table Discussion / presentasi

Persyaratan Kebutuhan:

• Diutamakan bagi lulusan perguruan tinggi minimum Diploma 3 dari Medical, Farmasi, Biologi atau lainnya
• Berpengalaman dengan produk-produk di kategori / area yang bersangkutan
• Memiliki pemahaman dan pengalaman terkait Product Knowledge, Basic Sales and Marketing, Basic Pharmacy knowledge
• Bersedia untuk ditempatkan di masing-masing area yang dibutuhkan

• Pendidikan minimal S1 Teknik Sipil/Arsitek/Elektro
• Pengalaman kerja minimal 10 tahun di bidang konstruksi infrastrukstur power/lainnya, dengan 5 tahun di posisi manajerial.
• Memiliki pemahaman yang kuat tentang manajemen proyek, teknik konstruksi, dan keselamatan kerja
• Memimpin dan mengelola seluruh proyek konstruksi dari awal hingga selesai
• Bertanggung jawab atas perencanaan, pelaksanaan, dan pengawasan proyek sesuai dengan standar kualitas, waktu, dan anggaran yang ditetapkan
• Menetapkan persetujuan proyek, memantau dan melakukan koreksi terhadap pelaksanaannya
• Mengelola tim proyek dan berkoordinasi dengan berbagai pihak, termasuk kontraktor, vendor, dan pemangku kepentingan
• Menyusun laporan kemajuan proyek dan memberikan saran serta solusi untuk optimasi proses
• Memastikan kepatuhan terhadap regulasi keselamatan dan lingkungan
• Memiliki pemahaman yang kuat tentang manajemen proyek, teknik konstruksi, dan keselamatan kerja.
• Keterampilan kepemimpinan dan manajemen tim yang baik.
• Kemampuan berkomunikasi yang efektif dan mampu bekerja dalam tekanan.
• Mahir menggunakan Autocad, Sketchup, SAP 2000, ETABS & Ms. Office 
• Mampu membuat RAB, Material Schedule & ERP

1 Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2 Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3 Melakukan Kordinasi dengan Atasan Lansung di Area Masing2 terkait kendala lapangan

4   Melakukan Caring pelangan yg mau melakukan Cabut indihome agar mau menggunakan IH kembali

1 Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2 Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3 Melakukan Kordinasi dengan Atasan Lansung di Area Masing2 terkait kendala lapangan

4   Melakukan Caring pelangan yg mau melakukan Cabut indihome agar mau menggunakan IH kembali

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1. Melayani informasi, permintaan dan keluhan atas jasa layanan bagi seluruh pelanggan.

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order.

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

Mengawasi dan mengkoordinasikan serta memastikan kepatuhan terhadap prosedur keuangan

• melatih satwa
• menjaga kondisi kesehatan dan pakan satwa
• menjaga higienitas dan sanitasi kebersihan kandang satwa
• memperkenalkan dan mengedukasi terkait satwa kepada pengunjung