Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors.

And here at Funding Societies | Modalku we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

Modalku’s Relationship Manager - Farmer will perform a role focusing on analysing client’s business financial needs and relationship management, including new client acquisition, provision of financial advice and on-going servicing of commercial and corporate clients. The working environment in Modalku is providing dynamic and flexible working environment and culture in an innovative business and a supportive ambiance where you can sharpen your talents with new challenges and personal career growth thus requiring independence and good time management in order to perform day-to-day tasks and achieve quarterly targets.

Responsibilities :

• Preparing Commercial-scaled loan proposals for new & existing clients (including reviews of 5Cs, Business Analysis, Financial Analysis, Cash Flow Analysis, Loan Structure and Industry Analysis) using both manual and scoring methods
• Recommending loan proposals of prospective or existing debtors to credit committees
• Supervising loan facilities usage of existing debtors
• Handling day-to-day loan disbursements and repayments
• Fully complying with all regulatory requirements related to Know Your Customer & Anti Money Laundering procedures and internal procedures and policies

• GPA >3.0
• Experienced in Commercial/Corporate Banking or Financial Institution for at least 3-5 years
• Able to work remotely and independently
• Having good understanding of risk yet strive to perform
• Having good communication and presenting skills

Additional Requirements :

• English proficiency both oral and written
• Driving skills

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development: We believe learning should never end and we support everyone with curated learning programs on our internal learning platform
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

• Take charge of implementing strategy and managing collection activities across branches in the specified area.
• Create and oversee collection strategies, and track progress across branches.
• Monitor the collection performance and cost efficiencies of all branches.
• Be accountable for achieving collection targets across branches.

• At least a Bachelor's Degree.
• Possess a minimum of 5 years of experience in a managerial role focused on Collection and Recovery within financial institutions.
• Must exhibit excellent negotiation and problem-solving skills, as well as strong mathematical abilities. Additionally, proficiency in training is essential.
• Display effective management skills, showcasing the ability to make decisions under challenging circumstances.
• Demonstrate a high level of ethical commitment and trustworthiness.

Moladin is Indonesia’s leading used car fintech and marketplace. We are transforming the used car industry by empowering all players using our proprietary operational, financing, AI and IoT capabilities. We target to continue to grow strongly and explore more opportunities in the coming years.

As a Tech start-up, we have one of the most seasoned and deep management teams plus have received strong financial backing from top investors including Sequoia Capital, Rocket Internet, East Ventures, Northstar and DST Global. We have offices based in Indonesia and an office in Singapore. Please refer to our website at https://moladin.com/en/ for more information.

Key Responsibilities:

• Process Analysis and Improvement:
  Conduct thorough analysis of existing processes to identify inefficiencies and areas for improvement.
  Develop and implement process improvement strategies
  Collaborate with teams to streamline workflows and reduce operational bottlenecks.
• Change Management:
  Champion a culture of continuous improvement and operational excellence across the organization.
  Lead change management initiatives to ensure successful implementation of process improvements.
  Provide training and support to team members to adapt to new processes.
• Cross-Functional Collaboration:
  Collaborate with various departments to align process improvement efforts with organizational goals.
  Work closely with stakeholders to understand their needs and pain points in current processes.
• Documentation and Standardization:
  Create and maintain documentation of improved processes and best practices.
  Ensure standardization of processes across departments.

• Bachelor's degree in Business, Operations Management, or a related field with a minimum of 2 years of working experience in a startup is a plus.
• Proven experience in process improvement and operational excellence roles.
• Strong analytical and problem-solving skills.
• Effective communication and leadership abilities.
• Change management and stakeholder management experience.
• Proficiency in project management tools, GoogleSheet, SQL is a huge plus.

• Take charge of implementing strategy and managing collection activities across branches in the specified area.
• Create and oversee collection strategies, and track progress across branches.
• Monitor the collection performance and cost efficiencies of all branches.
• Be accountable for achieving collection targets across branches.

• At least a Bachelor's Degree.
• Possess a minimum of 5 years of experience in a managerial role focused on Collection and Recovery within financial institutions.
• Must exhibit excellent negotiation and problem-solving skills, as well as strong mathematical abilities. Additionally, proficiency in training is essential.
• Display effective management skills, showcasing the ability to make decisions under challenging circumstances.
• Demonstrate a high level of ethical commitment and trustworthiness.