Bjak, an industry-leading Information Technology and Services company, is seeking a talented and experienced Lead Engineer to join our team in Indonesia. As the Lead Engineer, you will play a crucial role in managing and driving the development of our cutting-edge technology solutions. This is an exciting opportunity to work in a fast-paced and dynamic environment, where you will have the chance to make a significant impact on our products and services.

Responsibilities

• Lead and manage a team of engineers, providing guidance and support throughout the development lifecycle.
• Collaborate with cross-functional teams to define project requirements and create technical specifications.
• Design, develop, and implement high-quality software solutions that meet business needs.
• Conduct regular code reviews to ensure code quality and adherence to best practices.
• Stay up-to-date with the latest industry trends and technologies, and make recommendations for improvement.
• Troubleshoot complex technical issues and provide timely resolutions.
• Foster a culture of innovation, creativity, and continuous learning within the engineering team.

• MS/BS in Computer Science, Software Engineering, Information Technology or related fields with strong Computer Science fundamentals in algorithms and data structures
• 5+ years of full-time software engineering experience. Strong plus if also knows C++ and backend well
• 3+ years of professional engineering management experience
• Programming experience and understanding of modern technology including: (ReactJS/React Native, NodeJS, Kubernetes, GCP, MongoDB, Docker)
• Experience managing cloud operations for reliability, scalability, and security in GCP/AWS
• Experience recruiting, hiring and onboarding engineering talent
• Strong sense of responsibility; driving initiatives from inception to completion
• Proven experience as a Lead Engineer or similar role.
• Strong knowledge of software development principles, methodologies, and practices.
• Excellent communication and interpersonal skills.
• Ability to effectively manage and prioritize multiple projects and tasks.
• Experience in the Information Technology and Services industry is a plus.

• Do something meaningful; Be a part of the future of finance technology and the no.1 company in the industry!
• Fast moving, challenging and unique business problems
• International work environment and flat organization
• Great career development opportunities in a growing company
• Possibility for relocation and international transfers mid-career
• Competitive salary
• Flexible working hours, Casual work attire

We are in search of young talent with an energetic personality, yet elegant that fulfill the requirements for a Purchasing Officer to work with our Finance team at the finest 5-star luxury resort in Bali.

Responsibilities

• Research potential vendors
• Compare and evaluate offers from suppliers
• Negotiate contract terms of agreement and pricing
• Track orders and ensure timely delivery
• Review quality of purchased products
• Enter order details (e.g. vendors, quantities, prices) into internal databases
• Maintain updated records of purchased products, delivery information and invoices
• Coordinate with warehouse staff to ensure proper storage

• For Indonesian citizen only
• Minimum of 2 years experience in the same position in a large luxury resort
• Eloquent in English communication in both written and spoken

• Has proven working experience as Purchasing Officer
• Familiarity with sourcing and vendor management
• Has the ability to gather and analyze data and to work with figures
• Bachelor’s Degree in Accounting/Procurement Management/Supply Chain Management/ Business Economics/ Logistics

Tugas dan Tanggung Jawab

• Melakukan tugas utama bagian staff purchasing / pembelian dari dalam dan luar negeri
• Mencari dan menganalisa calon supplier
• Bersedia melakukan pengecekan dilapangan / keluar kantor
• Melakukan negosiasi harga sesuai standar kualitas
• Melakukan koordinasi dengan pihak supplier mengenai kelengkapan dokumen
• Membuat laporan pembelian dan pengeluaran barang (inventory)
• Melakukan pengelolaan dan pengadaan barang

Kualifikasi

• Pendidikan Minimal D3

• Memiliki pengalaman minimal 1 tahun

• Dapat Melakukan Negosiasi yang baik

• Dapat menggunakan Aplikasi Komputer, minimal Ms.Office (Excel, Word, Power Point)

• Mampu bekerja secara individual & team

Service Excellence : Layanan administrasi dan kepatuhan untuk Keunggulan Layanan, memahami tentang layanan EXIM/Pengiriman dan DHL dan asset manajemen peralatan

Bertanggung jawab atas kualitas masing-masing departemen yang meliputi pengujian laboratorium, pemeriksaan bahan baku, inspeksi produk sesuai Standar 

1. Untuk melakukan proses pemesanan ulang pada kelompok pemasok Anda, dan kemudian menginterpretasikan laporan ini dan melakukan pemesanan pembelian.
2. Untuk memastikan bahwa produk dibeli, dengan jumlah dan kualitas yang dibutuhkan, dan pada waktu yang tepat, untuk memastikan manfaat biaya yang optimal bagi perusahaan. Ini berarti Anda harus mengetahui dan memahami setiap detail tentang sistem pemesanan ulang komputer.
3. Melacak pesanan dan memastikan pengiriman tepat waktu
4. Melakukan riset pasar untuk mengidentifikasi tren harga
5. Mengevaluasi penawaran dari vendor dan menegosiasikan harga yang lebih baik
6. Mempersiapkan analisis biaya

(Please note that we are advertising the same role in multiple locations given the location flexibility)

1) What to Sell? 

Accountable for the Solution portfolio / product mix 

• Define which products are core to the solution portfolio 
• Articulate how each of the products brings unique client benefits 
• Ensure portfolio profitability is understood & improved over time  

Commercial ownership of pricing rate cards & commercial policies 

Close partnership with Global Product Leadership function: 

• Identify the solutions with the highest revenue opportunity 
• Ensure APAC markets needs are met in product development roadmap 
• Provide APAC Markets teams visibility to product plans and timelines 

Identify white space in the portfolio / unmet client needs and seek partner / acquisition programs to meet those needs (where we will not build) 

Accountable for the Portfolio Operating Plan (with the correct mix by solution) 

2) How to Sell? 

Build a strong community around the portfolio / expertise 

• A community that learns, adopts & activates with speed 
• A community that is formed with Sales & Delivery teams  
• Cross country client opportunities / Best practice sharing 
• Define the WOW to guarantee regular connections within local sales leaders & Market leaders 
• Maintain central Knowledge Management drives to enable your communities 

Build and execute the Go To Market plans for the solutions: 

• Campaign calendar & content  
• Commercial Decks / Proposal Decks 
• Improve Demo Scripts 
• Create and coordinate TL and Webinars (with Inside Sales support) 
• Market kit Product adaptation to APAC: Rate cards, Commercial Policies and Discounts, Communication kit (power pages, one-pagers, detailed product presentation, etc). 
• Joint coordination with the Inside Sales teams for external and internal campaigns 

Ensure that the Sales teams are enabled with best-in-class product / solution / sales training materials  

• Seek for consistency across APAC Markets 
• Ensure Power Position sales decks & ‘pitch perfect’ examples available  
• Develop automated gift of content tools (in partnership with Inside Sales) 
• Define the training product plans for APAC teams (in partnership with Inside Sales) 
• Execute and coordinate the internal & external training plan (in partnership with Inside Sales) 
• Work with Inside Sales team to translate these materials to eLearning where appropriate 
• Share competitive analysis 

Be directly involved in sales pitches & keep a close touch with clients: 

• Lead / heavy support to major RFPs and or multi-market RFPs 
• Continuous support to local sales leaders in the definition of the best solution for client specific needs 
• Direct involvement with HQ clients: grow, build, impact relationship and revenue 
• In charge of the coordination of APAC markets for global RFP’s 

Connect with Commercial teams in other regions to identify opportunities to apply in APAC 

Ensure strong visibility to revenue performance / outlook / $risks & opps for your product portfolio on an continuous basis 

3) How to Operate? 

Strong alignment with Product & Delivery COE organization  

• Ensure product activation & quality consistency across APAC 
• Critical to align how & where new product activation will be tested and scaled through the Delivery COE organization 
• Connect with APAC Delivery team leader to define prioritizations if necessary, delivery gaps & opportunities, define rules and ways of working 

Accountable for new product activation and scale  

Role-model talent management excellence and ensure talent retention  

1. Membuat daftar pembelian barang dan jasa sesuai kebutuhan divisi 
2. Mencari supplier yang sesuai untuk mendapatkan harga terbaik 
3. Mengajukan persetujuan pembelian kepada manajemen 
4. Melakukan negosiasi harga, fitur, dan biaya pengiriman 
5. Membuat dan mengirimkan dokumen pemesanan atau Purchase Order (PO) kepada supplier

• Has at least a Bachelor's Degree in Architecture
• Has minimum 7 years of experience in architectural design development, construction documentation, and detailing on a wide variety of project types.
• Competent Revit user with proven experience from previous projects
• Has knowledge of architectural design and knows the basics of architectural drawing set production and 3D coordination
• Possesses excellent communication skills and fluent in English, both written & verbal

- Monitoring the floor to ensure it remains conducive both Internal and Vendor OS.

- Ensure that there are no missed escalations

- Ensure all tickets are handled properly

- Carrying out coaching, feedback and counseling

- Ensure agent quality

- Conduct analysis and assessment of team performance

- Carry out operational monitoring to ensure that KPIs are maintained according to the SLA

- maintain KPI parameters such as CSAT, AHT, FCR, etc. to comply with SLA. 

- Understand data analysis in contact center scopes (Budgeting, Man Power capacity, Scheduling and Shifting validation, Efficiencies projects relate business and services process improvements)

- Make improvements to achieve KPI and budget skill analysis to ensure budget absorption is managed properly.

• Minimum 8 years of customer experience field.
• Collaborates in the implementation and execution of project delivery, monitors team performance, ensures service quality, and drives achievement of KPIs.
• Highly attuned to customer feedback, with the ability to anticipate and effectively manage unexpected situations or complaints.
• Skilled in organizing performance coaching sessions for team members, driving continuous improvement, and managing staff retention.
• Experienced in overseeing internship operations and administration, leveraging data-driven insights to inform decision-making.
• Strong analytical thinking, problem-solving, communication, and negotiation skills.
• Customer-focused, with solid data processing capabilities and a keen attention to detail.
• Capable of conducting thorough analysis and recommending operational improvements.
• Flexible, adaptable, and committed to a Work-from-Office (WFO) setup.
• Fluent in English, both written and spoken, with strong reporting skills.

Supermom, a fast-growing AI data powerhouse, has a mission to enable parents and families to live better and smarter in Southeast Asia. Boasting one of the largest family communities in Singapore and expanding fast in Indonesia and Malaysia, as well as other SEA countries, we are now looking for a Campaigns Manager (Lead Generation), to be part of this exciting growth story.

Responsibilities

• Strategise and create multi-channel marketing plans to deliver on lead generation campaigns for various client accounts. Channels include farming and email/Whatsapp marketing to existing bases, paid advertising, community marketing, events and partnerships, telesales, offline promoters, etc.
• Brief, project manage, and oversee the quality of work from a team of performance specialists, CRM specialists, data processing specialists, copywriters and designers, to deliver on campaigns. If needed, source for suppliers/freelancers and onboard them.
• Forecast budget/CPL and timelines for campaigns.
• Constantly monitor performance across multiple campaigns, and be agile in moving resources across campaigns or changing creatives/channels as needed, understanding drop-out points throughout the journey and troubleshoot accordingly, ultimately ensuring all deliverables are submitted on time and spend is within budget.
• Drive more sophistication in source attribution and performance measurement.
• Understand our target audiences’ behaviours, as well as analyse and segment our existing base, to improve new user acquisition and cross-sell.
• Continually find ways to optimise campaigns and maximise margins.
• Build long-term strategies for user acquisition while managing short-term fulfilment.
• Interact directly with clients for day-to-day operations, building positive relationships with them to facilitate renewal or other business opportunities.
• Responsible for timely billing of clients.
• Be the subject matter expert for omnichannel lead generation campaigns, advising on best practice, feasibility, pricing/CPL, as well as timeline and budget needed for new campaigns/clients.

• Minimum 5 years’ experience in user acquisition marketing, either with B2C brands or with agencies
• Minimum 2 years’ experience in people management
• Proven experience in managing successful B2C demand generation programmes
• Proven experience in managing CRM/lifecycle marketing and/or performance marketing
• Working knowledge of Hubspot and GA4
• Excellent time management and project management; able to multitask and handle multiple campaigns at the same time
• Agile when solving a range of implementation or operational issues
• Good interpersonal skills to deal with different types of clients, internal colleagues and stakeholders
• Meticulous and detail-oriented
• Proficient in written and spoken English

Job purpose

• As part of Credit Risk Team to minimize risk, detect and prevent fraud

Duties and responsibilities

• Manage and responsible for the overall Anti-fraud & investigation Process
• Liaise with Superior (Head of Credit Ops)
• Responsible to maintain daily and weekly report
• Develops fraud model prevention initiatives
• Recovers fraud losses
• Coordinate collaborations with other departments.
• Monitoring and developing team performance and coaching if needed

We are looking for a skilled and passionate Golang Back-end Lead who will be responsible for our server-side application logic along with its integration with the front-end platforms. In this position, you will use your programming skills and tools to analyze and translate business/feature requirements into well-structured, efficient, scalable software, as well as provide leadership and mentoring to the team on technical aspects. You will also be actively involved in researching new technologies/tools that can be incorporated to improve the current system.

Descriptions:

• Develop secure, well-architected, scalable and performant backend applications in Golang
• Implement best practices for maintainable quality code
• Optimize existing codes to improve performance and efficiency
• Provide mentorship, code reviews and technical direction to your team members.
• Develop partnerships with engineers and product managers to better understand and implement product requirements.
• Collaborate with Product, QA and UI team to deliver features and improvements
• Build & maintain a strong team of developers that consistently deliver solid results.
• Monitor and adapt the team's pace to instill a sense of urgency for progress while avoiding burnout.

• Backend engineers with 5+ years of experience building product feature, including 1+ years of leadership experience.
• Having 4+ years of experience with Go programming language, paradigms, constructs, and idioms.
• Understand the importance of good coding standards/best practices as well as how they can be implemented in production environments.
• Experienced in handling Event Stream Processing (Kafka).
• Experience and strong understanding of the microservices concept.
• Familiar with Golang tools and frameworks.
• Accustomed to modern version control systems such as Git, especially Gitlab.
• Experience in Deployments to Cloud services such as AWS/GCP.
• Experience in Integrations using Pipelines.
• Comfortable operating in a Linux environment.
• Self-motivated, passionate & eager to improve by keeping up-to-date with the latest trends in back-end development.
• Good communication & teamwork skills, capable of collaborating with other team members.
• Good self-managing skills, in particular with keeping up with the timeline.

• Capital market sharing session
• Flexible work arrangement
• Self development program
• Health insurance benefits
• Well being and counseling program

Kualifikasi :

• Pendidikan minimal Diploma/Sarjana
• Usia maksimal 28 tahun
• Pengalaman 1 tahun di posisi yang sama
• Mampu Berbahasa Mandarin
• Memiliki kemampuan komputer & internet yang baik
• Komunikatif, teliti, cekatan, bertanggung jawab, inisiatif & motivasi yang tinggi
• Mampu bekerja secara individual dan team serta berintegritas yang baik
• Bersedia berlokasi bekerja di Alamsutra Tangerang dan bergabung secepatnya.

Deskripsi Pekerjaan

• memiliki pengalaman dalam bidang Clearance import dan export 
• mengerti dan mengenal istilah-istilah dan dokumen dalam bidang export import
• bertanggung jawab dalam mempersiapkan dokumen dokumen yang diperlukan untuk melakukan proses pengeluaran barang import dari pelabuhan dan proses pengiriman barang export
• mengerti cara melakukan pemesanan unit container import dan export, jasa ekspedisi, menghubungi pelayaran, dsb.
• bertanggung jawab atas jadwal dan pengiriman barang dari supplier, dan follow up hingga barang tiba di gudang tujuan
• Mencari dan mrnganalisa calon supplier yang sesuai dengan barang yang dubutuhkan

Responsibility:

• Memproses dokumen pembelian dari penetapan nomor permohonan pembelian sampai  dengan penginputan data
• Bertanggung jawab atas pengarsipan dokumen-dokumen pembelian
• Membuat laporan pembelian bulanan kepada atasan
• Mempersiapkan dokumentasi yang dibutuhkan untuk kegiatan dan proses invoicing dari transaksi yang dilaksanakan kepada pemasok
• Memastikan material atau barang yang dibeli sesuai dengan standar kualitas yang berlaku

About us

Love, Bonito is a digital-first company on a mission to empower the everyday Asian woman and inspire self-confidence. We are Southeast Asia’s leading womenswear brand, headquartered in Singapore, with an omnichannel presence across Hong Kong SAR China, Indonesia, Malaysia and a retail franchise in Cambodia. In addition, we have also expanded into international markets namely the Philippines and the United States of America.

Founded in 2010, we are proudly female-founded with more than 65% female representation in leadership roles (#girlpower!). We raised a US$50M Series C round in 2021 and know that we’re on the cusp of something great, where we’re working towards becoming the most thoughtful brand globally, for the Asian female consumer, especially when it comes to our products, community and experiences.

There’s a lot more work to be done with all of our exciting plans. So we’re looking to team up with people who are wildly passionate about making an impact and be part of a dynamic team, in a workplace with no corporate BS (yes, you read that right!).

The role

You will be responsible for developing compelling, on-brand content across Love, Bonito’s platforms, with a special focus on day-to-day product description pages (PDP), as well as broader campaign and social media copy. This role demands a versatile wordsmith who can balance creative storytelling with clear, sales-driving product messaging. Additionally, the Lead Copywriter will OC and manage social content writing, ensuring high-quality output and a consistent brand voice across all touchpoints.

This role is ideal for someone with a passion for storytelling, sharp linguistic abilities, and a keen eye for creating engaging product-focused content, while leading a team to ensure the brand’s voice shines across all communications.

Key Responsibilities

• Product Description Writing: Write sharp, detailed, and engaging product descriptions for daily updates to the website, ensuring each product's unique selling points (USPs) are highlighted in a manner that resonates with Love, Bonito’s target audience. Ensure every description stays true to the brand’s tone and style, while enhancing the shopping experience.
• Campaign Copy: Develop creative and aspirational copy for seasonal campaigns, ensuring that brand stories and key messaging are clear and compelling across all media channels, including emails, website, social, and retail.
• Social Media Content: Collaborate with the marketing and social teams to create punchy, shareable social media content that aligns with brand strategy and engages the community. Maintain the brand’s approachable, yet stylish tone across all platforms.
• Search Engine Optimization (SEO) Content: Work closely with the SEO team to develop keyword-rich, engaging content that boosts organic visibility and drives traffic. Ensure all content maintains the brand’s tone while optimizing for search engines without sacrificing readability.
• Quality Control (QC): Review and approve content produced by the social content writing team, ensuring consistency, accuracy, and quality control. Be the final gatekeeper for copy before it goes live, ensuring it’s error-free and aligned with Love, Bonito’s voice.
• Cross-functional Collaboration: Work closely with product, marketing, and e-commerce teams to ensure product messaging is clear and consistent across all customer touchpoints. Ensure that all copy, from product pages to emails and ads, supports the brand’s overall business objectives.
• Mentorship & Team Oversight: Provide direction and support to the social content writing team, offering feedback and guidance on copy style, structure, and brand alignment. Foster creativity while maintaining the brand’s voice and helping the team manage multiple projects.
• Editing & Proofreading: Maintain exceptional standards for written content, editing for grammar, style, tone, and overall clarity. Ensure all copy reflects the brand identity, whether it's product descriptions, campaign messaging, or everyday communications.
• Innovative Storytelling: Continuously push boundaries with creative storytelling across all platforms, staying ahead of trends in language, content style, and engagement strategies. Ensure all copy remains relevant and inspiring to Love, Bonito’s diverse and evolving customer base.

Qualifications & Experience

• Creative Writing & Copywriting: Proven track record in writing creative copy that blends storytelling with clear business objectives. Ability to adapt tone and style to different formats, from product descriptions to long-form campaign copy.
• Product Description Expertise: Demonstrated ability to write sharp, engaging, and conversion-driven product descriptions. Strong understanding of how to highlight key product features in a way that is both informative and compelling to customers.
• Attention to Detail: Excellent command of the English language with an acute eye for detail when it comes to grammar, punctuation, and brand consistency. Proven ability to meticulously proofread and edit copy across a variety of platforms.
• Collaboration: Strong cross-functional collaboration skills, able to work closely with teams across marketing, e-commerce, and product development to ensure a cohesive brand message.
• Leadership: Experience in managing junior writers & mentoring the social team,  providing constructive feedback, and fostering a positive and creative work environment.
• Project Management: Strong ability to manage multiple projects and deadlines simultaneously, ensuring content is delivered on time and aligned with brand goals.
• Sales-Driven Mindset: Ability to write copy that doesn’t just tell a story but drives conversions, particularly for e-commerce platforms.
• Trend Awareness: Up-to-date with the latest trends in digital content, social media, and copywriting, particularly within the fashion and lifestyle space.
• Strategic Vision: A big-picture thinker who can balance day-to-day writing needs with long-term brand storytelling and marketing strategies, contributing to the overall success of campaigns and the brand.

1. Flexible Work Arrangement

• Work from anywhere!
• Remote work according to HQ operating hours

2. Staff Wellness

• Comprehensive corporate insurance (Fully covered visits at our panel clinics, Dental coverage, Maternity reimbursement)

3. Learning and Career Development

• Learning and development (i.e. subscription plans to best-in-class resources, personal development fund etc)
• Dedicated leadership training for those of managerial responsibilities
• Friday pm off for learning

4. #TeamLB perks

• Generous staff discount off LB products
• Corporate partnerships with a variety of companies
• Welcome to #TeamLB store gift cards (get your LB work outfit on us!)
• Employee driven peer-to-peer recognition platform to honour and celebrate everyday achievements
• Internal Referral programme

About the team

Agent Network is currently expanding, we are targeting to grow more than 20x in 2025. In order to win the market we need to expand our supplier base upon which we can develop a competitive platform. The goals for the Partnership team are competitive, completeness and availability.

Onboarding new suppliers

• Conduct market research, analyze market trends, identify key potential products and potential suppliers
• Build establish productive relationship with suppliers
• Lead price negotiation process (liaise with Procurement Team)
• Lead contracting process (liaise with Legal Team)

Managing supplier base

• Define and monitor KPI and performance metrics for each suppliers
• Develop monitoring tools
• Build effective communication channel with all the supplier for issue resolutions
• Conduct regular reporting to management

Managing supply operations

• Monitor and ensure product availability, success transaction, on time performance in the platform
• Vendor deposit management

• A bachelor degree from reputable university
• A strong background and a minimum 4 years experience in managing partnership of telco products and/or partnership operations in similar platform
• Good communication and negotiation skill is a must
• Strong network particularly in telco and PPOB industry
• Able to effectively working with multiple stakeholders
• Capable of leading the team
• Strong data analytical skills is mandatory and data query capabilities is massive plus points
• Have a deep understanding of customer experience, identify and pursue business opportunities

• Develop Enterprise Risk Management Framework, Policy, Procedures and all relevant documents to ensure the Company operates within the OJK requirements and risk policies.
• Identify gaps in the implementation against regulations, standardized methodology and/ or best practice and plan for practicable improvements.
• Drive an effective implementation of Enterprise Risk Management, across the Company, in line with Group and Regulatory Governance Framework principle and Policy.
• Manage risk management programs for multiple domain, i.e. multi finance, P2P Lending, and insurance broker.
• Lead the risk reporting preparation to ensure delivery of accurate, timely, and good quality reports, as required by Group and Regulator.
• Communicate findings and insights to various stakeholders, including senior management and related departments for timely risk mitigation.

Kualifikasi :

1. Seluruh jurusan
2. Usia maksimal usia 35 Tahun
3. Memiliki pengalaman minimal 1 tahun di bidang Purchasing
4. Memiliki kemampuan bernegosiasi dan komunikasi yang baik
5. Mampu mengoperasikan Ms Office
6. Mampu mengendarai mobil menjadi nilai tambah

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.