Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Grow Relentlessly: Striving to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, can we help each other succeed.
• Test | Measure | Act: Staying curious and reinventing ourselves, through innovation and experimentation.
• Focus on Impact: Creating impact through bias for action and tangible results.
• Serve with Obsession: Building win-win relationships for the long-term by having a customer obsession.

As a Associate Manager, Credit, you will be responsible for handling credit cases (preferably the complicated one) from beginning to the end. Associate Manager, Credit is also responsible to assist the Credit Manager/AVP for other tasks as well, whether it is related to credit or even beyond that. Furthermore, he/she is also responsible for mentoring Junior credit analysts, as they prepare to embark further in their career to managing people.

What you will do:

• Evaluating customer’s data and financial documents to determine the degree of risk involved to reduce the risk of customer disputes
• Conduct document and information checking and verification as part of credit assessment processes,
• Prepare spreadsheets and detailed written reports to be presented to the loan committee,
• Identification and provide mitigation actions of all risks entailed,
• Provide professional opinions and/or recommendations to Credit Committee regarding customers’ financial credit status referring to credit policy and guidelines
• Track loan covenants to ensure compliance & complete other duties as assigned.

• Having minimum 5 years working experience as a Credit Analyst and/or Relationship Manager for Lending Business (SME/Commercial segment) in banking and/or relevant lending industry regulated by OJK.
• Ability to work independently with minimal supervision.
• Excellent understanding in business financial statements, analytical skills, and mindset,
• Detail oriented, have a strong verification and critical thinking skills,
• Ability to maintain a high level of professionalism and positive attitude with team members and clients,
• Ability to communicate with stakeholders and peers in effective written and verbal communication skills both in Bahasa & English.

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development - We believe learning should never end and we support everyone with self-learning L&D allowances.
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

We are seeking a proactive and detail-oriented Compliance Manager - Indonesia to assist the Compliance Office in Indonesia. This role will provide critical support in filing reports to Bank Indonesia and PPATK, regulatory horizon scanning, project management, organising & maintaining regulatory portals i.e. e-licensing. The ideal candidate will work closely with the Head of Compliance - Indonesia handling both Regulatory and Financial Crime Compliance, to ensure policies and practices adhere to local regulatory, AML regulation and compliance standards.

Your mission:
Manage reporting to regulators (Bank Indonesia and PPATK)

• Manage regular and ad-hoc reporting to Bank Indonesia accurately, in a timely manner, ensuring all submissions are meeting the requirements. Regular reporting includes physical printing and submission.
• Organise and securely store all regulatory communications in both physical and digital repositories for easy access and compliance, ensuring all submissions are organised and accessible.
• Access and navigate regulatory filing portals to track, trace, and manage deliverables, filings, and reporting requirements.
• Handle escalations from regulatory bodies, promptly disseminating information to relevant internal teams for timely resolution and response.

Support Compliance Office

• Assist Head of Compliance - Indonesia with regulatory horizon scanning, tracking, and managing both internal and external projects to ensure alignment with evolving regulations.
• Collaborate with Head of Compliance - Indonesia to draft and update policies, ensuring compliance with local regulation and effective policy implementation.
• Monitor compliance risks and KPIs, coordinate periodic governance and stakeholder review meetings, maintain robust compliance frameworks and documentation, and support liaison efforts during audits (internal, external, and regulatory).

Projects and compliance specific reviews : depending on the compliance program and criticality, engage & manage specific and thematic compliance reviews.

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel's digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel's digital assets and capabilities to create cross-sectoral digital solutions that will empower Indonesia's digital economy.

The Loyalty & Promotion Product Manager will be responsible for the development and execution of loyalty programs and promotional strategies that enhance customer engagement and retention. You will drive initiatives that create memorable experiences and value for our users.

Your responsibilities include, but are not limited to:

• Plan, and implement innovative loyalty programs that enhance customer experience and retention.
• Analyse customer data to identify trends and opportunities for promotions that align with business goals.
• Collaborate with cross-functional teams to develop promotional strategies across multiple channels.
• Set KPIs and track program performance, analysing results to optimize loyalty efforts.
• Research competitor loyalty programs and promotions to keep offerings competitive and relevant.
• Engage with stakeholders to gather feedback and insights for program improvement.

• Bachelor's degree in Marketing, Business/MBA or any related field.
• Minimum 4 years of experience in product management, marketing, or similar roles, with a focus on loyalty programs & promotions.
• Strong analytical skills, with the ability to leverage data to drive decision-making, and detailed.
• Experience working with loyalty and CRM platforms.
• Strong project management and stakeholder management skills; ability to manage multiple projects simultaneously.
• Excellent communication, presentation, and interpersonal skills.
• Creative and well-structured thinker with a passion for enhancing customer experience.
• Familiarity with emerging trends in loyalty programs and promotions including consumer behaviour in digital ecosystem.
• Proven track record of successfully managing loyalty initiatives and promotional campaigns.
• Exposure in Engineering is a plus.
• Ability to thrive in a fast-paced and dynamic environment.

• Attractive total compensation of salary, festive allowance, and annual bonus
• Private Health Insurance
• Working device provided
• Employee Development Program
• Flexible Working Arrangement
• Culture programs
• Mental Health & Well-being program
• Various club and Engagement activities
• Anniversary Leave

MidPlaza Holding is looking for a knowledgeable and proactive Assistant Manager of Tax to join our Corporate Office in Jakarta. The ideal candidate will support the tax department in managing tax compliance, audits, and transactions, ensuring alignment with regulations and internal policies. This role will involve collaborating with various departments to ensure effective tax planning and reporting.

Responsibilities:

• Assist in preparing and filing tax returns in compliance with local tax laws.
• Conduct tax research and analysis to identify tax savings opportunities.
• Prepare tax provision calculations and ensure accurate financial reporting.
• Supervise and mentor tax staff and ensure timely completion of tasks.
• Coordinate and liaise with tax authorities during audits and inquiries.
• Stay updated on changes in tax laws and implement necessary changes within the organization.
• Assist in developing tax strategies and policies that align with business goals.

• Bachelor's degree in Accounting, Finance, or related field.
• Minimum 5 years of experience in tax compliance or consulting, with at least 2 years in a supervisory role.
• Certified Brevet A and B is required.
• Strong understanding of Indonesian tax laws and regulations.
• Excellent analytical, organizational, and problem-solving skills.
• Proficient in using tax software and MS Office applications.
• Strong communication skills, both written and verbal.
• Ability to work well under pressure and meet deadlines.
• Fluent in English; proficiency in other languages is a plus.

✨ Lowongan Kerja 2025 - Nusantara Sakti Group ✨

Marketing Communications Manager plays a crucial role in orchestrating and implementing the hotel's marketing strategies to enhance its brand image and drive revenue. This position is responsible for developing and executing comprehensive marketing campaigns and communication initiatives, targeting both potential and existing high-end clientele. The Marketing Communications Manager collaborates with various departments to ensure consistent and compelling messaging across all channels, including digital platforms, social media, print, and events. By leveraging their expertise in luxury hospitality and market trends, they aim to position the hotel as a premier destination, fostering customer loyalty and increasing overall brand recognition within the competitive hospitality industry.

• Managing technical team capabilities report and plan
• Preparing technical support team performance reports
• Assisting the Sales team both in presales and post-sales
• Understanding customer's requirements and needs and able to provide the right solutions
• Training, mentoring, evaluating, and motivating the team
• Assign and monitor the workload, set the goals and standards, and provide feedback and guidance
• Communicate the customer needs and expectations, report the performance and issues, and coordinate the resources and solutions
• Handle complex or escalated customer complaints, troubleshoot technical problems, implement policies and procedures, and ensure compliance with quality and security standards

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Melakukan penawaran produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Melakukan penawaran penempatan freezer produk es krim ke pemilik warung/toko/sekolah (new open outlet)
• Membina hubungan baik ke pemiik warung/toko/sekolah

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

Mampu melakukan presentasi product maupun project.

Aktif melakukan customer visit untuk mencari tahu kebutuhan customer, mencari data dan membina hubungan yang mendalam.

Melakukan kegiatan sales mulai dari penawaran, proses marketing, tender, dan penjualan.

Mencapai target penjualan dengan melakukan kegiatan sales secara proaktif.

1. Mengidentifikasi kebutuhan pelanggan dan menawarkan solusi yang tepat melalui produk dan layanan yang tersedia dan menangani masalah pelanggan hingga tuntas.
2. Menyiapkan dan menyampaikan presentasi produk yang informatif dan menarik kepada pelanggan untuk mendemonstrasikan manfaat layanan yang ditawarkan.
3. Menggunakan sistem manajemen hubungan pelanggan (CRM) untuk mencatat aktivitas penjualan dan mengawasi status prospek
4. Berpartisipasi dalam acara pemasaran, pameran, dan seminar untuk memperluas jaringan dan mempromosikan layanan perusahaan.
5. Menilai kinerja penjualan secara berkala dan menyusun laporan tentang pencapaian dan tantangan yang dihadapi untuk mendapatkan dukungan dalam pengembangan strategi penjualan ke depan.

Join a fast-growing global leader in cybersecurity, trusted by some of the biggest names in the industry. Besides many enterprises and government agencies, nearly 30% of the world’s top MSSPs rely on our platform, and that number is growing every day as more companies recognize the value of next-generation security solutions. We're at the forefront of protecting organizations against sophisticated cyber threats using cutting-edge AI and automation technologies.

We offer a highly competitive compensation package on par with industry leaders like Google and Microsoft, ensuring our team is rewarded for their expertise and dedication. We are fully remote, providing the flexibility to work from anywhere in Indonesia. We are rooted in transparency and openness, without rigid hierarchies. We are feedback-driven, encouraging open communication and innovation at every level. Our culture is built on diversity, openness, and collaboration, fostering creativity and innovation that drives real impact in the market.

Responsibilities:

• Create and deliver compelling demonstrations of Stellar Cyber products and solutions.
• Understand and effectively present our security platform and solutions.
• Providing pre-sales technical assistance and product education.
• Actively driving and managing the technology evaluation stage of the sales process.
• Taking ownership of customer issues reported and seeing problems through to resolution.
• Diagnose and troubleshoot Stellar Cyber software and hardware and help our customers deploy the Starlight solution.
• Install network traffic sensors in various environments; including the physical network, virtual networks, public and private cloud, servers.
• Very close working relationship with TAC support and Product Management. Respond to RFI's & RFP's.
• Provide weekly report to management on the status of high priority cases and pre-sales activity.
• 30-50% travelling throughout all sales territories.
• Ultimately, you will be a person our customers trust. They will rely on you to provide timely and accurate technical sales support.

• 5+ years of proven experience in a heavy customer focus position involving and technical knowledge of a companies' products and services.
• 5+ years of technical/pre-sales support as a sales or systems engineer.
• Strong understanding of the following technologies: TCPIP, Networking, Routing, Switching, LAN Extensive Cyber Security experience including Network Security, Firewall, IDS, Sandbox and Security detections.
• Having Linux, Windows administrator, SIEM technology, and Virtualization is a big plus.
• Public/Private cloud, AWS, Azure and Google Cloud application installations and management.
• Degree in a relevant field, like Computer Science, IT, Engineering.