• Manage Fraud risk Operations, including but not limited to Prevention, Detection, Investigation and Monitoring.
• Identify fraudulent and high risk applications and/or transactions.
• Develop and manage fraud risk strategics, including the creations of rules and triggers to detect and prevention fraud also monitoring risks and implementing preventive measures.
• Determined fraud by analyzing accounts and transactions pattern.
• Develop fraud risk reports for management, highlighting trends, mapping high risk area.
• Training employee on anti fraud best practices.
• Work closely with other team to ensure fraud risk is considered in all new initiative and complied with regulator.
• Stay updated and connected with the same industries, technologies and regulatory changes related to fraud prevention.
• Liaise with superior.

Untuk mengelola dan mengatur manajemen Compensation & Benefit (COMBEN), performa karyawan, serta penilaian kompetensi, sekaligus menganalisis dan menjalankan hubungan industrial secara efektif.

1. Responsible for area sales productivity

2. Responsible to monitor MSIG Life Insurance Indonesia's Bancassurance Consultant activity

3. Alongside Head of Bancassurance Regional, responsible to evaluate & develop BC's performance

4. Responsible to build and maintain excellent business realtionship with Bank Partner Leaders & Staff

• Market research to identify new opportunities and new customers
• Generate innovative ideas to promote company's products and services
• Identify and analyze company's main competitors
• Develop and grow long-term relationships with customers
• Negotiate sales and close sales and service contract agreements
• Promote new product/service activities from company to order opportunities
• Responsible for and providing solutions to customer complaints
• Create weekly report for sales opportunities

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

• Melakukan aktivitas marketing (Pre Sales,Sales & After Sales Service) untuk target market pelanggan

Job Description :

1. Oversee recruitment process, including sourcing, interviewing, and onboarding of new employees;
2. Manage employee relations, address concerns, and support staff development initiatives;
3. Implement and update HR policies and procedures, ensuring compliance with regulations;
4. Maintain accurate and confidential employee records, incl. contracts, benefits and performance data;
5. Ensure compliance with labor laws, workplace safety, and company policies;
6. Ensure smooth daily operations of the office, incl. supplies managament, facilities maintenance, and general office upkeep;
7. Develop and maintain administrative systems, policies, and procedures to improve efficiency;
8. Provide translation support for HR and administrative documents in English, Chinese, and Indonesian;
9. Coordinate with external translation services as needed for complex documents;
10. Provide administrative support to executives, including scheduling, travel arrangements, and preparation of meeting materials;
11. Assist with organizing internal events, team meetings, and employee engagement activities;
12. Ensure data accuracy and secure storage of sensitive information.

1. MENGATUR TEKNIS REVIEW PATTERN BERSAMA TEAM PATTERN DAN MERCHANDISER DAN MEMBERIKAN PENJELASAN PADA PEMBUATAN PATTERN
2. MENGATUR REVIEW SEWING DENGAN SUPERVISOR, OPERATOR, QC DAN MERCHANDISER DALAM MEMBERIKAN PENJELASAN PROSES SEWING
3. REVIEW SAMPLE YANG SUDAH SELESAI JAHIT DAN COMMENT SUDAH DIAPLIKASIKAN SEBELUM KIRIM SAMPLE KE BUYER
4. MENCARI SOLUSI PROSES SEWING YANG MUNGKIN LEBIH EFEKTIF UNTUK BULK PRODUKSI
5. MEETING DENGAN BUYER/PERANCANG DAN BERSAMA MEMBERIKAN PENJELASAN KEPADA TEAM PATTERN DAN SEWING DENGAN BENAR

As Relationship Manager, you will be part of critical role in developing and nurturing relationships with clients focused on funding and investment opportunities. This position requires understanding of funding mechanisms, and P2P market trends to offer the best financial solutions to our clients.. This role will be direct report to Head of Funding  and this role also are part of the Premium Lender team RM

Responsibilities

• Develop an action plan to achieve and exceed the revenue/new customer acquisition targets set for the year.
• Acquire new customers while constantly maintaining and upgrading the existing customer portfolio to achieve the set targets.
• Provide excellent service to customers (both existing and potential) by maintaining close relationships and managing their portfolios. 
• Advise clients on various funding and investment options, tailoring solutions to their specific needs.
• Monitor P2P market trends and regulatory changes affecting funding and investments.
• Ensure compliance with P2P regulations and internal policies.

• A Bachelor’s degree in Finance, Economics of related field from Reputable University
• Minimum of 3 years of experience in banking,P2P, or financial services with a focus on funding and investments
• Strong understanding of funding mechanisms, investment strategies, and financial markets
• Excellent networking, communication, and negotiation skills
• Proven track record in sales and client relationship management
• Detail-oriented with strong analytical and problem-solving skills

• Lead and mentor a team of software engineers, including backlog grooming, sprint planning and code reviews.

• Involved in system design discussion with Head of Engineering
• Involved in incident management, mainly in proactive and preventive initiatives.
• Drive technical projects
• Contribute technically to projects by owning services, improve code quality, improve development process, and build operational excellence.
• Work closely with the product management team & business team in product requirements and review.

• Have experience 5 years in financial technology industry is preferable

• Fast learner & good analytical thinking.
• Advanced knowledge in (according to priorities) Go
• Have exposure to architectural patterns of high-scale web application.
• Have experience with distributed storage and database systems, including SQL or NoSQL.
• Have a systematic problem-solving approach and knowledge of algorithms, data structures, and complexity analysis.
• Good communication skill, team player and comfortable working with a cross-functional team.
• Have a passion for learning, improving and contributing to projects with a strong sense of ownership.
• Have experience with TDD.
• Have experience with refactoring large systems.
• Have experience with event driven architecture.
• Would be a plus if you have experienced with Kafka, Kubernetes, Grafana, Prometheus.

We Are Hiring: Sales Executive

Halo! Sondre Digital sedang membuka kesempatan bagi Anda yang berbakat untuk bergabung sebagai Sales Executive.

Kami mencari kandidat yang memenuhi kriteria berikut:

Perempuan

Minimal 3 tahun pengalaman kerja

Memiliki kemampuan berpikir kreatif

Berorientasi pada target

Bergabunglah bersama kami untuk mengembangkan karier Anda di lingkungan kerja yang dinamis dan penuh inovasi.

Kirimkan CV Anda ke:

·        Meningkatkan penjualan melalui platform online seperti media social, e-commerce, atau website.

·        Melakukan penjualan langsung (offline) di toko atau pameran.

·        Menjalin hubungan baik dengan pelanggan untuk meningkatkan kepuasan dan loyalitas

·        Membuat strategi pemasaran untuk mencapai target penjualan.

·        Melaporkan hasil penjualan secara berkala.

We are seeking a Talent & Culture Manager to join our team in Kuta Selatan, Indonesia. In this role, you will be responsible for developing and implementing strategies to enhance our organizational culture and manage talent effectively.

Key responsibilities include:

• Develop and implement comprehensive talent management strategies aligned with organizational goals
• Oversee the full recruitment cycle, from sourcing candidates to conducting effective onboarding processes
• Design and implement learning and development programs to enhance employee skills and performance
• Collaborate with leadership to cultivate a positive and productive work culture
• Guide managers through performance management processes and best practices
• Organize and execute employee engagement initiatives to foster a cohesive work environment
• Analyze HR data to provide actionable insights for organizational improvement
• Offer expert HR advice while maintaining strict confidentiality
• Develop and implement diversity, equity, and inclusion initiatives to promote a more inclusive workplace
• Create and manage succession planning strategies to ensure organizational continuity
• Design and oversee employee recognition programs to boost morale and retention
• Conduct regular salary benchmarking and compensation reviews to ensure competitive offerings
• Develop and implement HR policies and procedures in compliance with local labor laws and company standards
• Manage employee relations issues, including conflict resolution and grievance handling
• Collaborate with other departments to align HR initiatives with overall business objectives

Description 

About Us 

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios. As a digital platform company, INDICO aims to leverage Telkomsel’s assets and capabilities to create a flywheel effect of innovations resulting cross-sectoral digital solutions that will further empower Indonesia’s vastly growing digital economy. 

Currently INDICO is expanding its business in Agritech and Agribusiness named DFE - Digital Food Ecosystem (https://www.dfe.co.id/en). DFE presents an integrated value chain of agriculture, empowering farmers to boost efficiency and productivity. 

As the Agri Production Manager, you will be responsible for overseeing the development and operational of farm/site/factory to ensure that projects are completed on time, within budget, and in accordance with all regulatory requirements while also overseeing the operational of production. You will manage various aspects of site development including planning, execution, and stakeholder management. 

Key Responsibilities: 

• Lead and oversee daily operations of poultry management and processing factory, ensuring compliance with health and safety standards. 

• Manage supply chain logistics on-farm poultry broiler & egg and palm sugar factory. 

• Develop and implement operational strategies to improve production efficiency and quality control processes. 

• Monitor and evaluate production performance metrics, establishing KPIs to measure success. 

• Train, mentor, and develop the operations team, promoting a culture of continuous improvement. 

• Collaborate with cross-functional teams to align operational goals with the overall business strategy. 

• Conduct audits and assessments to ensure the operational procedures align with regulatory requirements. 

• Prepare and manage budgets for the operations department, ensuring appropriate resource allocation. 

• Identify and implement cost-saving initiatives without compromising quality. 

• Provide regular reports to senior management regarding operational performance and areas for improvement. 

• Bachelor's degree in industrial engineering and/or animal husbandry. 

• A minimum of 7 years of experience in operations management, specifically in poultry and/or food processing industries. 

• Experienced in opening new farm/site/factory. 

• Strong knowledge in poultry broiler and egg is a plus.  

• Understand industry standards, operational, food and safety regulations, and practices. 

• Proven experience in managing large-scale infrastructure development projects successfully. 

• Strong knowledge of local regulations and environmental laws pertaining to site development. 

• Excellent project management skills, with the ability to manage multiple projects and priorities simultaneously. 

• Strong leadership and interpersonal skills to manage cross-functional teams and stakeholders effectively. 

• Excellent communication skills, both verbal and written, for effective collaboration and reporting. 

• Analytical and problem-solving abilities, with a strong attention to detail. 

• Proficiency in project management software and tools. 

• Willingness to work in a fast-paced and dynamic environment that is results-oriented. 

• Good understanding/has experience in livestock and/or food certification processes. 

• Attractive total compensation of salary, festive allowance, and annual bonus 

• Private Health Insurance 

• Working device provided 

• Employee Development Program 

• Flexible Working Arrangement 

• Culture programs 

• Mental Health & Well-being program 

• Various club and Engagement activities 

• Anniversary Leave

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

• Bertanggung Jawab untuk lebih dari 1 (satu) toko modern / tradisional yang ditunjuk
• Melakukan aktifitas promosi dan penjualan
• Melakukan aktifitas merchandising seperti implementasi display dan materi POSM
• Menyampaikan informasi terkait issue di toko

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Menawarkan Produk Elektron kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Menawarkan pelaku usaha untuk ditawarkan pinjaman
• Follow up data hingga approve
• Canvassing

• Menjalin relasi dan monitoring ke distributor terkait dengan penjualan dan operasional
• Monitoring tim sales menjalankan proses strategi dan perencaan tambahan (toko/bengkel baru)
• Monitoring data penjualan & support data untuk RSM
• Negoisasi dengan oulte terkait produk otomotif
• Monitoring laporan harian, mingguan dan bulanan

• Memasarkan produk perbankan, seperti tabungan, deposit, giro
• investasi dan asuransi.
• Menjalin hubungan baik dengan pelanggan/nasabah
• Menjalankan proses perbankan sesuai dengan prosedur