• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

Job Description:

We are looking for an experienced and visionary Lead Product Manager to oversee the development and growth of our credit product portfolio. In this role, you will lead the strategy, development, and execution of credit-related products, ensuring they meet market demands and regulatory standards. You will collaborate with cross-functional teams across product, engineering, data, risk, and marketing to drive the product vision, create innovative solutions, and enhance customer experiences in the credit space. Your expertise in credit products, combined with your leadership abilities, will be crucial in delivering products that meet customer needs and drive business growth.

Key Responsibilities:

·                Product Strategy & Vision: Define and lead the product strategy and roadmap for credit products, including credit cards, loans, lines of credit, and other financial services. Ensure alignment with business goals and customer needs.

·                Market Research & Trends: Stay on top of industry trends, customer behaviors, and competitor offerings in the credit space. Conduct market research, gather customer feedback, and analyze data to identify new opportunities for growth.

·                Cross-Functional Leadership: Collaborate with engineering, risk, finance, compliance, marketing, and operations teams to drive product development and delivery. Lead product planning sessions and coordinate across teams to ensure timely product launches.

·                Risk & Compliance Management: Work closely with risk, legal, and compliance teams to ensure that all credit products adhere to regulatory requirements, including credit risk policies, underwriting guidelines, and financial regulations.

·                Customer Experience & Journey: Lead efforts to improve the overall customer experience in the credit product lifecycle, from onboarding to repayment. Partner with UX/UI teams to create intuitive, user-friendly experiences for customers.

·                Performance Monitoring: Analyze product performance and customer feedback using key performance indicators (KPIs), and take actionable steps to optimize product features, pricing, and positioning.

·                Mentoring & Leadership: Lead and mentor a team of product managers, providing guidance and expertise on best practices in product management and credit products.

·                Innovation & Scaling: Identify and implement opportunities for innovation and product differentiation in the credit space. Scale existing products and develop new ones that cater to evolving market needs.

·                Stakeholder Management: Communicate product vision, priorities, and progress to senior leadership, and collaborate with external partners, vendors, and financial institutions as necessary.

·                Experience: 7+ years of experience in product management, with at least 3 years focused on credit products (loans, buy now pay later, etc.) or related financial services.

·                Leadership Experience: Proven track record of leading and mentoring product teams, with a demonstrated ability to manage and deliver complex projects across multiple stakeholders.

·                Credit Expertise: Deep understanding of the credit lifecycle, including underwriting, portfolio management, credit risk, and regulatory requirements.

·                Analytical Skills: Strong data-driven decision-making skills. Ability to interpret financial metrics, user analytics, and market data to inform product decisions.

·                Technical Understanding: Familiarity with modern software development practices (Agile, Scrum) and experience working closely with engineering teams on complex financial technology solutions.

·                Collaboration: Strong interpersonal skills with a history of successfully working with cross-functional teams, senior executives, and external partners.

·                Customer-Centric Mindset: Passion for creating customer-first products and delivering seamless, user-friendly credit experiences.

·                Communication: Excellent verbal and written communication skills, with the ability to clearly articulate product vision and influence key stakeholders.

·                Education: Bachelor's degree in Engineering, Computer Science, Finance, Design, or other fields from top local or overseas universities with strong academic results, MBA is a plus.

• Mencari channeling & mengembangkan kerja sama dengan corporate untuk menawarkan produk perusahaan
• Mengawal proses partnership dengan mitra
• Mengawal after sales

Financial Planning and Analyst will own the financial planning, budgeting and forecasting process at a company to inform major decisions made by the executive team and board of directors. The candidate will collect, prepare and analyze financial data from across the organization to create reports that provide data-driven answers to business questions.

An FP&A professional should be a business partner for the entire organization, working closely with various business units, and a strategic advisor to the CFO function. These professionals help leaders of the finance department maintain and mitigate additional costs by identifying opportunities for efficiency, savings and investment.

The ideal candidate possesses leadership capabilities, solid operational and have adequate cost-accounting background and works proactively to drive results. This person is a self-starter, flexible, has a high level of integrity and is action and goal-oriented in a fast-paced, team-oriented, collaborative environment.

Responsibilities:

• Perform budgeting and rolling forecasting the company’s future financial performance that aligns with the company’s strategic plan that sets high-level targets (revenue, net income, core strategic initiatives, etc.). The rolling forecast including forecast of the company’s performance and its direct result to the financial statements (i.e. Profit and Loss, Balance Sheet, and Statement of Cash Flow) 
• Creating custom financial models to support the budget and forecast that account for trends within the business and in the broader industry and economy that may affect revenue and profit
• Perform various financial stress tests / scenarios (e.g. for new line of business or to seek efficiency within the existing business process) to provide timely, accurate and actionable recommendations to senior management.
• Responsible for putting together board reports and management reports such as variance analysis reports, which track budget vs. actual spend by department, including collecting data from different departments, verifying and consolidating that information. 
• Proactively maintain and monitor key financial indicators—like debt-to-equity ratio and current ratio.
• Perform analysis to the financial statements to understand which product lines or services have the highest profit margin or contribute the most to net profit. This task includes breaking down the cost and revenue or profit generated by each department within the company. 
• Perform assessment for the return of the business’s investments with its working capital and finding new investment opportunities
• Provide Ad-hoc reports related to the company or business unit performance to internal and external parties as needed.

• A Bachelor’s / Master's degree in Accounting or Finance
• Minimum 5 years of working experience, with a minimum of 3 years as manager experience
• Have a background in accounting or advisory firm
• Have experience in financial industry and having knowledge in cost accounting
• Proficient in Microsoft Excel and math 
• Strong problem solving skills and willingness to perform direct work to get the job done
• Skilled at working effectively with cross functional teams
• Excellent business reporting and communication skills
• Strong business partnering skills. Business partnering skills include the ability to work well with others and understand their business priorities and goals, build a deep knowledge of the company and its processes, and turn droves of information into easily understood reports. 

Untuk mengelola dan mengatur manajemen Compensation & Benefit (COMBEN), performa karyawan, serta penilaian kompetensi, sekaligus menganalisis dan menjalankan hubungan industrial secara efektif.

He or She will responsible for the smooth and efficient daily operation of guest experience  and ensures that all hotel guests and visitors receive an optimum level of service and care at all times responsible for the smooth and ensures guest loyalty program receive an optimum level of service and care at all times. He or She will communicate with all Head of Department and make sure the guest receive excellence experience during their stay.

Digital Marketing Intern 

About Us 

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel’s digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy. 

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset) 

As a Digital Marketing Intern , you will play a crucial role in ensuring customer satisfaction by effectively addressing and resolving complaints. This position involves close collaboration with various teams to enhance the overall customer experience and drive improvements in service delivery. 

What will you do but not limited to: 

• Assist in the creation, implementation and optimization of digital advertising campaigns across various platforms such as WhatsApp, Google Ads, Facebook & Instagram Ads, LinkedIn and more. 

• Support in set up, execute, optimize various paid channels including YouTube, SEM, Display, Facebook, Instagram but not limited to different biddable channels 

• Assist in designing split tests on Google Ads & Facebook Ads by using customer data and third-party data 

• Conduct in-depth standard and custom ad effectiveness studies for WhatsApp Business, Facebook & Google advertisers. 

• Analyze campaign performance and provide actionable insights 

• Generate weekly and monthly performance reports 

• Perform competitor analysis and trend research to improve strategies. 

• Participate in brainstorming sessions to generate fresh content ideas for campaigns and marketing initiatives. 
• Support the team with scheduling meetings, maintaining databases, and other tasks as needed. 

• Bachelor’s degree in Business, Marketing, Communications, or a related field. 

• Familiarity with digital marketing tools (e.g., Google Ads, Facebook Ads, Canva, or Adobe Creative Suite). 

• A balance perspective between creativity and data driven. 

• Self-learner, ambitious, good attitude, excited by challenges. 

• Have good knowledge on the latest marketing trends and happenings and analytical tools. 

• Basic knowledge of SEO and content marketing principles. 

• Ability to work collaboratively in a team-oriented environment while also being proactive and self-motivated. 

• A passion for storytelling and crafting engaging content. 

As Marcomm Coordinator, your essential responsibilities and duties of the position include, but are not limited to:

• Assist in developing and implementing the company's overall marketing strategy.
• Conduct market research to identify trends and target audiences.
• Coordinate with marketing/PR/social media managers, designers and content creators to produce high-quality marketing materials.
• Manage and maintain marketing databases through Customer Relationship Management (CRM) systems.
• Track and analyze campaign performance and report on key metrics using data analytics tools (e.g., website traffic, leads generated).
• Support with event planning and execution (e.g., media events, campaign launches, trade shows).
• Ensure distribution of internal and external marketing materials and communication.
• Stay up-to-date on the latest marketing trends and tools.
• Conduct market research to identify target audiences, competitor trends, and marketing opportunities.
• Manage marketing budgets

The candidate is required to demonstrate sensible business acumen to plan sales campaigns & activation, as well as the necessary technical skill sets: data crunching, campaign performance analysis, and marketing tools usage such as but not limited to: email, SMS/whatsapp marketing. Well knowledge of optimization and marketing tools [Insider, Mailchimp, etc], relevant experience within fintech and or P2P companies will be a plus.

Job description: 

• Develop and oversee overall performance marketing strategy 
• Create strategy and optimization for Google Ad campaigns (SEM, Discovery, GDN, UAC, etc) 
• Create strategy and optimization for Social Ads ( Facebook, Instagram, LinkedIn and Tiktok Ads) 
• Ensure top organic search ranking positions (SEO) 
• Regularly review and optimize all advertising campaigns for positive ROAS (Return of Ads Spend) 
• Supervise the paid listings on third party websites and media partners 
• Collab with CRM team to create strategy and optimization for email marketing campaigns (EDM newsletters, drip campaigns, loyalty campaigns, etc.) 
• Supervise all performance tracker and measure all marketing campaigns
• Regularly review multi-channel analytics reports (Search, Social, Ads, Email, Website, Blog) and recommend optimization action plans to sales and marketing teams 
• Conduct regular conversion rate optimization audits and execute A/B tests, user testing/feedback to improve conversion rates across the brands’ digital channels and assets
  
  

• Up to 5 years of experience as Project Manager, Digital marketing, Campaign Planner, Product Marketing, or other relevant roles 

• Proficient in spoken and written English 
• Proficient with Microsoft excel, google sheet, and data analytics tools for generating insights. 
• Proficient with digital marketing tools i.e. Adjust, mix panel, clevertap, ahrefs, sms tools, etc
• Google Ads Search and Display certified 
• GAIQ certified 
• Google Tag Manager 
• Strong proven track record for managing millions in ad spend 
• Email marketing platforms 
• Self-driven 
• Degree in Marketing communications or equivalent 
• Past relevant experience in the Financial industry/fintech is highly valued 

Preferred characteristics: 

• Detail-oriented without missing the big picture; 
• Able to process, synthesize and derive an actionable conclusion from big data;
• Excellent project management skills and keeping on top of matters, including data crunching and generating data driven business recommendation; 
• Sensible business acumen and an entrepreneurial mindset; performance marketing and or product marketing strategy experience a plus 
• Able to become an excellent individual contributor as well as a reliable team player.
• Excellent relational ability; stakeholder management aptitude from mid to senior level across division and functions.

• Melayani dan menjelaskan tentang Produk Elektronik kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Melayani dan menjelaskan tentang Produk Elektronik kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Melayani dan menjelaskan tentang Produk Elektronik kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Melayani dan menjelaskan tentang Produk Elektronik kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Melayani dan menjelaskan tentang Produk Elektronik kepada pelangggan
• Merawat dan menjaga kebersihan display yang ada di toko
• Bersedia bekerja dengan target yang telah ditentukan
• Melayani & menjawab pertanyaan pelanggan dengan baik

• Menawarkan & menjual unit kepada pelanggan
• Melayani & menjawab pertanyaan pelanggan dengan baik
• Mencari pelanggan & melayani pelanggan di showroom
• Melakukan kegiatan follow up kepada pelanggan

• Menawarkan & menjual unit kepada pelanggan
• Melayani & menjawab pertanyaan pelanggan dengan baik
• Mencari pelanggan & melayani pelanggan di showroom
• Melakukan kegiatan follow up kepada pelanggan

• Menawarkan & menjual unit kepada pelanggan
• Melayani & menjawab pertanyaan pelanggan dengan baik
• Mencari pelanggan & melayani pelanggan di showroom
• Melakukan kegiatan follow up kepada pelanggan

• Menawarkan & menjual unit kepada pelanggan
• Melayani & menjawab pertanyaan pelanggan dengan baik
• Mencari pelanggan & melayani pelanggan di showroom
• Melakukan kegiatan follow up kepada pelanggan

• Menawarkan & menjual unit kepada pelanggan
• Melayani & menjawab pertanyaan pelanggan dengan baik
• Mencari pelanggan & melayani pelanggan di showroom
• Melakukan kegiatan follow up kepada pelanggan

• Mengikuti pelatihan produk, SOP dalam proses penjualan produk
• Menginformasikan kehadiran atau posisi serta lokasi kerja
• Menjelaskan, memperkenalkan serta menjual produk
• Membuat laporan hasil penjualan secara daily

• Mengikuti pelatihan produk, SOP dalam proses penjualan produk
• Menginformasikan kehadiran atau posisi serta lokasi kerja
• Menjelaskan, memperkenalkan serta menjual produk
• Membuat laporan hasil penjualan secara daily

• Mengikuti pelatihan produk, SOP dalam proses penjualan produk
• Menginformasikan kehadiran atau posisi serta lokasi kerja
• Menjelaskan, memperkenalkan serta menjual produk
• Membuat laporan hasil penjualan secara daily

• Mengikuti pelatihan produk, SOP dalam proses penjualan produk
• Menginformasikan kehadiran atau posisi serta lokasi kerja
• Menjelaskan, memperkenalkan serta menjual produk
• Membuat laporan hasil penjualan secara daily

• Mengikuti pelatihan produk, SOP dalam proses penjualan produk
• Menginformasikan kehadiran atau posisi serta lokasi kerja
• Menjelaskan, memperkenalkan serta menjual produk
• Membuat laporan hasil penjualan secara daily