• Maintaining and monitoring the entire application process, channel performance, and approval rate

• Working closely with various stakeholders, such as Sales, Operations, and the Credit Team, to develop and implement initiatives that enhance the acquisition process
• Assisting in the development of credit-related policies and regulations
• Supervising and actively participating in the creation of reports, documents, and communication efforts related to new or updated policies and regulations

• Candidates are required to have a minimum of a Bachelor's Degree from a reputable university.
• At least 1 year of experience in a related field is necessary, preferably in the Banking/Multifinance/Financial Company sector.
• Strong analytical skills, self-motivation, good communication, and interpersonal skills are important qualifications.
• Knowledge and understanding of IKNB regulations is a must.

As a Business Analyst, your band of adventurers rely on you to identify and analyze our clients’ requirements and then build them in the form of magnificent IT solutions. It is in no way an easy task, but it is key to accomplishing missions. 

Responsibilities:

• Analyze and identify complex system's needs
• Communicate the client's requirements to the project team
• Provide IT-based solution and model
• Deliver technical documentation and IT solution proposals
• Support IT-based project and product management
• Enhance and document internal and external business process
• Research, document, and adapt new stack technology
• Have fun with the Analyst team.

• Minimum Bachelor Degree from a reputable university
• Minimum 2 years’ experience as an Information Technology Business/System Analyst 
• Strong analytical thinking to explore our journey and marvelous skills to work in a team, also have a keen attention to each of details
• Has experience in writing software requirement specification/technical design documents. 
• Has experience in IT testing (Writing test cases, executing testing, supporting UAT) 
• Good written and verbal communication skills
• Having a data analytic background will be preferable
• Strong analytical thinking to explore our journey and marvelous skills to work in a team, also have a keen attention to each of details
• The placement office will be at Bandung, West Java

Moladin is Indonesia's leading used car fintech and marketplace. We are transforming the used car industry by empowering all players using our proprietary operational, financing, AI and IoT capabilities. We target to continue to grow strongly and explore more opportunities in the coming years. As a Tech start-up, we have one of the most seasoned and deep management teams plus have received strong financial backing from top investors including Sequoia Capital, Rocket Internet, East Ventures, Northstar and DST Global. We have offices based in Indonesia and an office in Singapore. Please refer to our website at https://moladin.com/en/ for more information.

Responsibilities

• Lead data analysis projects from inception to completion, including data collection, cleansing, processing, and analysis.
• Develop and refine pricing models and algorithms to optimize pricing decisions.
• Develop predictive models and algorithms to support business forecasting, optimization, and decision-making processes.
• Collaborate closely with cross-functional teams, including Operations, Strategy, Business, Product and Engineering, to understand the business requirements and translate them into actionable insights.
• Design and develop data visualizations, dashboards, and reports to communicate findings and recommendations effectively to stakeholders.
• Stay current with industry trends, emerging technologies, and best practices in data analysis and data science, and contribute to continuous improvement initiatives within the team.
• Apply advanced statistical techniques and algorithms to identify patterns, trends, and correlations in large datasets.

• Minimum 4 years of experience with data analysis, business intelligence, or data science roles, preferably a fast-paced environment in a FinTech firm.
• Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, Economics, or related field.
• Previous experience in working along with the Pricing teams is preferred, in the automotive industry.
• Understanding of the used car market, pricing dynamics, and customer behavior in the automotive industry is a plus.
• Proficiency in SQL, Github, and Python, or other programming languages for data analysis and statistical modeling.
• Experience with data visualization tools such as Tableau, Power BI, or matplotlib or seaborn is good to have.
• Strong analytical and problem-solving skills, with the ability to think critically and independently.
• Excellent communication and interpersonal skills, with the ability to present technical concepts to non-technical stakeholders.
• Proven track record of delivering high-quality analysis and actionable insights that drive business impact.
• Experience working with large datasets, structured and unstructured data, and data preprocessing techniques.
• Familiarity with basic machine learning techniques such as regression, classification, clustering, and time series analysis.

Moladin is Indonesia’s leading used car fintech and marketplace. We are transforming the used car industry by empowering all players using our proprietary operational, financing, AI and IoT capabilities. We target to continue to grow strongly and explore more opportunities in the coming years. As a Tech start-up, we have one of the most seasoned and deep management teams plus have received strong financial backing from top investors including Sequoia Capital, Rocket Internet, East Ventures, Northstar, and DST Global. We have offices based in Indonesia and an office in Singapore. Please refer to our website at https://moladin.com/en/ for more information. The successful candidate will be responsible for enabling data-driven business decisions by turning complex data into meaningful and easy-to-understand insights. This position offers the opportunity to join an innovative and dynamic team alongside a growing network of dealers and agents.

Responsibilities

• ETL, analyze complex data sets and develop relevant reports and dashboards to support company-wide decision-making.
• Identify data quality and data structure issues, and work with the appropriate stakeholders to address them.
• Collaborate with internal teams to understand their reporting needs and proactively identify opportunities for analysis.
• Maintain and improve existing reports and dashboards, and implement new ones.

• Minimum Bachelor’s Degree in Computer Science, Statistics, Mathematics, or in a relevant field with a strong academic track record.
• Have at least 1 year of professional experience in Business Intelligence or data-related roles.
• Highly proficient in SQL and familiarity with visualization tools like Looker Studio, Metabase, or Tableau.
• Strong analytical and problem-solving skills, with the ability to not only identify bugs but also gather insights and interpret complex data sets.
• Ability to manage multiple priorities in a fast-paced environment.
• Good communication skills and ability to collaborate effectively with cross-functional teams.
• Fluent in English.

About Us 

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy. Currently, INDICO start to expand its business in Agritech and Agribusiness named Telkomsel DFE (www.dfe.farm/). 

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset). 

What you will do but not limited to: 

• Assisting in the day-to-day financial operations of company in Bandung Area. 
• Ensure the existence of the commercial transaction in field, as well as the accuracy of quantity and payment received. 
• Verify the accuracy of invoice information and other supporting documents required in a transaction. 
• Perform payment process and collection during commercial activities. 
• Perform data entry and reconciliations to ensure the proper and accurate records of financial transactions. 
• Prepare daily, weekly and monthly reports on payments and collection activities

• Diploma or bachelor’s degree in finance, Finance Administration, and/or Accounting. 
• Minimum 1 years of experience in finance or accounting related field. 
• Strong understanding of accounting principles and practices. 
• Strong attention to detail and accuracy. 
• Excellent communication and interpersonal skills. 
• Trustworthy and willing to go the extra mile. 
• Good analytical and problem-solving skills. 
• Proficiency in Microsoft Excel and other financial software. 

• Ability to work independently and in a team. 
• Experienced in agriculture is preferable. 

About the role

As our Accounting Analyst this will be new role that handling transactions off balance sheet/marketplace for AFA and ANR.  

Responsibilities

• In charge for balance of each account in Off Balance Sheet in AFA and ANR in daily movement and balance closing. 
• Perform reconciliation balance with On Balance Sheet team & operation. 
• Monitoring issues T24 impact to Balance Sheet. 
• Support operation for each project and product related to accounting treatment. 
• Transition team for new off-balance sheet accounting system in 2024

The qualifications that you must have

• Preferably  1-2 year of accounting experience  
• Using T24 or Temenos Core Banking System would be plus
• A Bachelor’s degree in Accounting, Finance of related field
• Have marketplace experience would be plus
• Familiar with Accounting Principles and Journaling
• Proficiency in Excel or Spreadsheet
• Self-motivated and detail oriented
• Quick to collaborate and coordinate with other function (product and operation)

About the team

This position will report to Accounting Senior Lead and support by 1 officer but not only dedicated to this analyst.

• Daily review key collection indicators and present highlights to the Head of Collection.
• Conduct regular analysis of agent productivity metrics.
• Develop a thorough understanding of the collection process to address any related issues.
• Perform in-depth analysis of the collection portfolio as needed and provide recommendations for improvement.
• Perform monthly inventory planning to ensure sufficient collection capacity.
• Provide assistance to collection managers with collection tools and system support.
• Actively participate in collection system enhancement.

• Minimum of a Bachelor's degree or demonstrate equivalent experience, with a preference for backgrounds in finance, banking, or related fields.
• Possess a dynamic 2-year track record as a Quality Control (QC) specialist, Investigator, or Auditor.
• Exhibit a passionate interest in the dynamic and evolving landscape of financial technology industries.
• Showcase effective coaching, facilitation, presentation, and team-building abilities.
• Demonstrate proficiency in Microsoft Office, Google Sheets, and Google Drive.
• Display an unwavering attention to detail and precision in your work.
• Harness strong communication, investigation, and negotiation skills.
• Leverage robust analytical capabilities to navigate complex challenges.
• Fluent in both Bahasa and English (preferably).

About the team

Job Desc

• Greet and welcome guests as soon as they arrive at the Amartha Village
• Direct visitors to the appropriate person A-teams
• Answer, screen, and forward incoming phone calls
• Ensure the reception area is tidy and presentable, with all necessary stationery and material (e.g. pens, forms and brochures)
• Provide basic and accurate information in-person and via phone/email
• Receive, sort, and distribute daily mail/deliveries
• Maintain Amartha Village security by following safety procedures and controlling access via the reception desk (monitor logbook, issue visitor badges)
• Order front Amartha Village supplies and keep an inventory of stock
• Update calendars and schedule meetings
• Perform other clerical receptionist duties such as filing and document delivery 

Requirements

• Proven work experience as a Receptionist, Front Office Representative, or similar role
• Proficiency in Microsoft Office Suite
• Hands-on experience with office equipment (e.g. filing and printers)
• Professional attitude and appearance
• Solid written and verbal communication skills
• Ability to be resourceful and proactive when issues arise
• Excellent organizational skills
• Multitasking and time-management skills, with the ability to prioritize tasks
• Customer service attitude is a must
• Good looks and understands basic English conversations
• Have bachelor degree and/or vocational sertifcation

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.

We are seeking a highly motivated and skilled Lead Data Analyst - Finance to join our dynamic team at Funding Societies. As a lead data analyst, you will be part of a fun team which will be working to support all business functions with finance focus in Funding Societies. In short, the function of a data analyst is to understand the needs of the business and use data to derive a solution that you will then present, implement, and track and add value to the company and its performance. In addition to having a knack for problem-solving, it is crucial that you are willing to learn, understand, and hear the needs of our people.  We solve challenging problems. As long as you are adding value to the business, you are your own boss. You’ll get loads of support from your friendly, talented and motivated colleagues

What will you do:

• Lead, mentor & enable team members to drive a high performance team
• Ensure the timeliness and accuracy of Finance data analysts work for key projects such as finance audit, finance closing, regulatory & BAU reporting
• Pioneer and develop financial analysis capabilities within the data team, and perform some hands on analyses yourself to drive insights from multiple data sources
• Collaborate with regional Finance and various business teams, plan roadmap & quarterly OKR, drive projects and propose solutions and strategies to business challenges
• Establish best practices in coding & analytics solutions 
• Contribute to driving overall team process improvements through new frameworks, processes, and execution excellence 

What we are looking for:

Must-haves

• Qualifications Bachelor in finance and/or quantitative related disciplines or equivalent. 3-7 years of experience
• Good stakeholder management ability 
• Ability to be hands on and mentor team members problem solve 
• Prioritization skills
• Experience leading and managing team performance for at least 1 year
• Strong logical reasoning and analytical mind, with can-do attitude
• Independent learner who enjoys solving challenges (Google is your best friend)
• Outstanding communication and teamwork skills, with cross-departmental and cross-team projects experience, independently promoting project execution
• SQL, Python, visualization tools such as Tableau/Qlik experience required
• English is required

Good to have:

• Experience working in FinTech or financial industries highly preferred
• Experience in working on performance management, cost allocation, financial statement analysis, building financial model with basic accounting understanding is preferred
• Experience with agile methodology
• Understanding of ELT workflow

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

About the role

As an Admin support, you will have the opportunity to participate in important projects, create and implement strategies to enhance the adoption of new digital products for Amartha's partners across all operational areas. You will collaborate with the Field Operations team & Head Office to achieve set targets.

Responsibilities

● Performing a verification check on the submission of specimens from Point.

● Submitting specimen signing requests to the COO

● Sending specimens that have been signed by the COO to Point.

● Providing solutions for issues related to the opening of new accounts or updating specimens

faced by Point.

● Monthly recap of specimen submissions and resolutions for new account openings and

specimen changes.

The qualifications that you must have

● Open for Fresh Graduate (D3-S1)

● Have good communication skill to collaborate with cross division and field team

● Proficiency in Microsoft Office

● Comfortable working in a complex and face-paced environment

About the team

A flexible lending business support team with members scattered across multiple regions, focuses

on supporting various aspects of Amartha's business (performance disbursement, new product

features, expansion to new points, petty cash) with the goal of achieving set targets. Enthusiastic

about new ideas, they execute with an 'Above & Beyond' approach. If the initial approach doesn't

succeed, they embrace a fresh spirit to explore alternative ideas

About the team

Culture & Engagement team is responsible for building a positive working environment through various engagement programs and initiatives that fosters employee’s satisfaction, productivity, and retention

Job Desc

• Support the development and execution of engagement programs
• Help to plan and organize culture campaigns that promote team-building and social interaction
• Responsible in handling administrative and operational matters related to internal activities
• Build a good connection with employee communities to reinforce 

Requirements

• have minimum 6 months experience in handling events, campaigns, or internal communication
• willing to travel occasionally
• possess can do attitude and growth mindset
• love to build good relation with people
• nice to have exposure in creative assets

About the role

As our next Partnership Investment Analyst, you will support business team to perform service operations to individual lenders. You will also work alongside other analysts as well as other function whom will be focusing on maintaining service quality, SLA resulting to lenders satisfaction leve

Responsibilities

• Gain a deep understanding of individual lender operations requirements
• Identify gap to ideal process and SLA, gather requirements/ support from other functions (product/ engineering/ finance/ etc)
• Generate report, analysis and input for the business process improvement
• Conduct regular data reconciliation with cross related teams
• Strong individual contributor, able to work effectively with cross functional teams

The qualifications that you must have

• At least 1 year of working experience in Operations/ data analysis role
• Attentive to details, meticulous in doing numbers crunching and reporting in timely manner
• Familiar in using management information system tools and able to use BI tools is a plus
• Experience in Banking Back Office/ Fintech operations is a plus 

About the team

Our Partnership Investment operations team consists of 4 people, serving more than 100k lenders to ensure a smooth plotting, transactions, reconciliation process as well as the accuracy to maintain service  quality towards lender.

About the role

Join Amartha as a Senior Business Analyst within our Partnership Lending business unit. As a crucial member of our team, you will play a pivotal role in shaping the future of our productive and consumptive lending products. Your expertise in data analysis and strategic thinking will be instrumental in driving our mission to deliver innovative financial solutions that empower our customers and contribute to our growth.

Responsibilities

• Conducting comprehensive data analysis on our productive and consumptive lending products to gain insights into customer behavior, trends, and business performance
• Recommend solutions to improve business efficiency and product offerings
• Designing and implementing new lending products, including crafting commercials and building robust product models 
• Monitor product performance and lead continuous improvement initiatives
• Accuracy and timeliness of data analysis and reporting
• Development and launch of new lending products that meet or exceed performance targets
• Achievement of project milestones

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Preferably more than 2 year experience in data analytics or business analysis
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Experience in financial services (banks, P2Ps, mutifinances, etc), and familiar with product & operations
• Fluency in Bahasa Indonesia and English, both written and spoken

Moladin is looking for a skilled Pricing Analyst to join their team. In this role, you will be responsible for analyzing and interpreting data related to Car Pricing and market trends to help Moladin make informed pricing decisions. With the support of the company's cutting-edge technology and strong partner network, you will contribute to Moladin's mission of simplifying the transaction process and creating a better customer experience for agents, dealers, and customers across Indonesia.

Responsibilities

• Appraisal car condition based on inspection result and determine adjustments financing price to dealers.
• Analyze and compare the financing price to dealers against the price of the units in the market.
• Develop pricing framework to identify the best way to make Deduction.
• Give recommendations on inspection framework to improve Appraisal process.
• Conduct market research and gather data from various sources to analyze trends in the automotive industry, particularly in the used car market.
• Develop and maintain pricing models and tools to support Moladin's sales and marketing teams.
• Monitor and report on the effectiveness of pricing decisions, making recommendations for adjustments as needed.
• Assist with other analytical projects as assigned by the company leadership.

• 3+ years of experience in pricing analyst or related field in used car or car financing industry is a must.
• Prior experience in inspecting cars is highly desirable.
• Excellent analytical and problem-solving skills, with the ability to interpret complex data sets and draw meaningful insights.
• Proficiency in Microsoft Office and Google Worksheet.
• Strong communication and collaboration skills, with the ability to work effectively with cross-functional teams.
• Detail-oriented mindset and ability to manage multiple tasks and deadlines.
• Passion for automotive industry and desire to contribute to the growth and success of Moladin.

Rentokil Initial is an international business services company employing over 35,000 colleagues across 70 countries. We strive to protect people and enhance lives, for example by controlling pests, improving hygiene and improving interior spaces with plants and scenting. We are experts in the field we operate in, investing in training, science, innovation, and technology. Listening and acting on feedback is part of our culture to support colleagues and our customers. Rentokil Initial regards equality and fairness as a fundamental right of all of its colleagues. We live our values of service, Relationships and Teamwork which were identified by our colleagues across the world.

Our family of businesses

Rentokil Pest Control is the world's leading commercial pest control company, operating in 70 countries and ranked in the top 3 in 65 of those countries. Rangking in the top 3 in 38 of the 44 countries we operate in, Initial Hygiene is the market leader who provides quality, diligent and friendly services to all customers. In France, Initial Workwear specialists in the supply and laundering of workwear, garments and protective uniforms and equipment: focusing on top quality products and services. Our plant business, Ambisius is seen as the expert in interior and exterior `landscaping"; operating across the US, Europe, Asia & Pacisifc. Steritech Branch Protection by Rentokil Initial is an industry leader and pioneer, providing innovative solutions that help customers to mitigate risks and drive business growth. We also have specialist businesses such as Medical Services, Specialist Hygiene and Property Care, which lead their respective fields. Across all of our operations globally, we have a positive reputation among our customers for our knowledge and integrity. We have central support functions of Human Resource, IT, Finance, Legal and Marketing & Innovation in the Rentokil Initial Head Office locations and in Country. Working within our function departments, you would be supporting all of our businesses.

Responsibility :

1. Coordinating with service at branch offices in performing service hygiene and pest control work

2. Receiving customer complaints and informing the complaint to the service team at the branch for follow-up and treatment / inspection

3. Assisting the sales team in presenting product introduction and pest awareness to customers

4. Assist the sales team in making service / treatment work schedules and monitoring actual treatment to customers

5. Assist the service team in conducting inspections and making work reports requested by customers

6. Attend coordination meetings that discuss the progress of work requested by customers

7. Assisting the administration team to collect evidence of service (docket) which has been done by the service team at the branch

8. Assist regional NKAs to carry out surveys and cooperate with branches for the implementation of work

9. Ensure that regional NKA customers receive service quality according to standards

10. Assist regional NKA customers in facing food safety audits

1. Bachelor Degree from Biology, Entomology, Kesehatan Masyarakat or Agriculture
2. Fresh graduates or 1 year of experience
3. Active in English
4. Having driving license
5. Having knowledge about pest control
6. Having leadership, communication and presentation skill
7. Experience to operating computer especially Microsoft Excel
8. Willing to travel

1. Attractive monthly base salary
2. Training & Development

• Installing and configuring computer hardware, software, systems, networks, printers, and scanners
• Monitoring and maintaining computer systems and networks
• Responding in a timely manner to service issues and requests
• Providing technical support across the company (this may be in person or over the phone)
• Setting up accounts for new users
• Repairing and replacing equipment as necessary
• Testing new technology
• Possibly training junior staff

• A bachelor's degree in computer science, information technology, or similar
• 1-2 years of experience as an IT support specialist
• Exceptional ability to provide technical support and resolve queries
• In-depth knowledge of computer hardware, software, and networks
• Ability to determine IT needs and train end-users
• Proficiency in IT helpdesk software, such as Freshservice and SysAid
• Experience in documenting processes and monitoring performance metrics
• Advanced knowledge of database maintenance and system security
• Ability to keep up with technical innovation and trends in IT support
• Exceptional interpersonal and communication skills

• Installing and configuring computer hardware, software, systems, networks, printers, and scanners
• Monitoring and maintaining computer systems and networks
• Responding in a timely manner to service issues and requests
• Providing technical support across the company (this may be in person or over the phone)
• Setting up accounts for new users
• Repairing and replacing equipment as necessary
• Testing new technology
• Possibly training junior staff

• A bachelor's degree in computer science, information technology, or similar
• 1-2 years of experience as an IT support specialist
• Exceptional ability to provide technical support and resolve queries
• In-depth knowledge of computer hardware, software, and networks
• Ability to determine IT needs and train end-users
• Proficiency in IT helpdesk software, such as Freshservice and SysAid
• Experience in documenting processes and monitoring performance metrics
• Advanced knowledge of database maintenance and system security
• Ability to keep up with technical innovation and trends in IT support
• Exceptional interpersonal and communication skills