About the role

Join Amartha as a Senior Business Analyst within our Partnership Lending business unit. As a crucial member of our team, you will play a pivotal role in shaping the future of our productive and consumptive lending products. Your expertise in data analysis and strategic thinking will be instrumental in driving our mission to deliver innovative financial solutions that empower our customers and contribute to our growth.

Responsibilities

• Conducting comprehensive data analysis on our productive and consumptive lending products to gain insights into customer behavior, trends, and business performance
• Recommend solutions to improve business efficiency and product offerings
• Designing and implementing new lending products, including crafting commercials and building robust product models 
• Monitor product performance and lead continuous improvement initiatives
• Accuracy and timeliness of data analysis and reporting
• Development and launch of new lending products that meet or exceed performance targets
• Achievement of project milestones

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Preferably more than 2 year experience in data analytics or business analysis
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Experience in financial services (banks, P2Ps, mutifinances, etc), and familiar with product & operations
• Fluency in Bahasa Indonesia and English, both written and spoken

• Assist planning processes and forecasts in close coordination with other members of the FP&A team
• Understand & drive insights from the operating units and full company P&L
• Analyze financial results and communicate key messages to senior members of the FP&A team
• Analyze existing processes and identify process improvement opportunities and provide support as new processes are coordinated and put in place
• Ensure delivery of all financial data/reporting in a timely manner from the team members
• Ensure the control and the integrity of the data throughout the reporting production
• Other ad hoc analytical projects as needed

• Bachelor’s Degree in Finance and/or Accounting
• 2-4 years of relevant professional experience including finance and systems administration
• Detail-oriented and well organized with strong written and verbal communication
• Excellent working knowledge of MS Excel, PowerPoint and Word
• Experience with financial system transformation a plus
• Self-starter and team player, able to work independently and collaboratively with various teams in a deadline-focused environment

To contribute to the scholarship and intellectual life of the University by conducting University TriDharma as appropriate under Head of Department supervision. To  participate in the University and wider Department activities. The main responsibility includes the following :

• To engage in undergraduate teaching. The range of duties may vary from time to time but faculty are engaged primarily in lecturing. Some class teaching may also be required. 
• To conduct research, which enhances the School’s high academic reputation. Publication of articles in refereed journals or proceedings, author of book, book editing, module/lesson plan, book translation, and seminar/conference presenter/speaker are some alternative outcomes. 
• To manage as appropriate any research grants secured, including the recruitment and management of any research assistants. To be responsible for the timely delivery of associated research reports. 
• To engage in examining duties, i.e. the production of exam questions/papers, exam marking and moderation. 
• To participate in various Community Development activity approved by the University. 
• To act as academic advisor to students and to refer students to sources of pastoral support. 
• To participate in various University events as committee. 
• To implement other duties and tasks required by Faculty and/or Rectorate. 

INDICO is a subsidiary of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios. 

As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy. Currently, INDICO start to expanding its business in Agritech and Agribusiness named Telkomsel DFE (www.dfe.farm/) 

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

What you will do but not limited to:

• Conduct market research to identify market trends, customer needs, and potential opportunities in the Horticulture industry. 
• Capturing new leads and execute business strategies and operational plans to drive growth and sales in the Horticulture business. 
• Manage relationships with partners and vendors, negotiate contracts, and ensure compliance with agreed terms and conditions. 
• Collaborate with cross-functional teams to ensure effective implementation of business strategies and achieve business objectives. 
• Prepare and present engaging sales presentation to potential customers.  
• Monitor and analyse customer feedback to identify areas for business improvement and innovation. 
• Prepare and present reports on business performance, sales, growth opportunities, and risk assessments. 

• Minimum bachelor's degree in business, Agriculture, Agribusiness, and/or related field. 
• Minimum 2-3 years of experience in the AgriTech industry and has extensive experience in Horticulture is a plus point.  
• Ability to identify and seize business opportunities in the AgriTech sector. 
• Strong business acumen and understanding of the AgriTech industry and its market dynamics. 
• Excellent communication and interpersonal skills to build relationships with stakeholders and partners. 
• Excellent project management skills with the ability to manage multiple projects and stakeholders. 
• Strong analytical and problem-solving skills. 
• Highly motivated and self-driven with a passion for the AgriTech industry and leveraging technology for agricultural development. 
• Ability to work in a fast-paced, agile, and results-driven environment. 

A Laku6 internship is unlike any other. Our interns are quick on their feet, resourceful, adaptable and learn a heck lot in a short amount of time. If you're looking to make an impact and get your hands dirty with a myriad of opportunities, this is the adventure for you.

As a B2B Business Development Intern, you'll get the chance to develop practical work experience in a tech company and get involved in exciting projects that have direct impact to our business especially in our B2B line of business. 

During this 6 months internship you will have the opportunities:

• Build and maintain strong relationships with our retail partners.
• To learn and support plan, execution, and pivot growth experiments on online re-commerce business especially in direct to customer sales strategies
• Be responsible for the daily updates of business performances tracker
• Measure and analyze performances of business funnel and other tracker to help business team to have a full view on business performance
• Working closely with Product team to assist on going or future product development needed based on each business units needs and learnings
• Working with the different teams from product, marketing, customer support, legal, finance sales and operation 

A Laku6 internship is unlike any other. Our interns are quick on their feet, resourceful, adaptable and learn a heck lot in a short amount of time. If you're looking to make an impact and get your hands dirty with a myriad of opportunities, this is the adventure for you.

As a D2C Business Development Intern, you'll get the chance to develop practical work experience in a tech company and get involved in exciting projects that have direct impact to our business.

During this 6 months internship you will have the opportunities:

• To learn and support plan, execution, and pivot growth experiments on online re-commerce business especially in direct to customer sales strategies
• Be responsible for the daily updates of business performances tracker
• Measure and analyze performances of business funnel and other tracker to help business team to have a full view on business performance
• Working closely with Product team to assist on going or future product development needed based on each business units needs and learnings
• Working with the different teams from product, marketing, customer support, legal, finance sales and operation

• Turnover, profit, distribution increasing responsibility for the region
• Implement central marketing activities in collaboration with local user journey marketing
• Support introduction and actively use digital sales workflows (CRM, B2B portal)
• Comment on turnover and profit (incl. Measures), visit evaluations and plans via CRM
• Train and instruct the retailer´s trading staff
• Support the dealer with online dealer's business
• Lead and steer the business for retail and users in the defined territory as Business Owner: Active development, maintenance and growth of existing and potential dealers and users (product range, distribution)
• Take entrepreneurial decisions on potential oriented retail and user segmentation for a systematic market capture approach for all channels (face to face / digital / outbound / mixed)
• Develop direct user relationship to drive conversion and gain a deep user, market & competitor understanding
• Steer Bosch digital and human resources with retailers and users in the region, "orchestrate the region"

• Turnover, profit, distribution increasing responsibility for the region
• Implement central marketing activities in collaboration with local user journey marketing
• Support introduction and actively use digital sales workflows (CRM, B2B portal)
• Comment on turnover and profit (incl. Measures), visit evaluations and plans via CRM
• Train and instruct the retailer´s trading staff
• Support the dealer with online dealer's business
• Lead and steer the business for retail and users in the defined territory as Business Owner: Active development, maintenance and growth of existing and potential dealers and users (product range, distribution)
• Take entrepreneurial decisions on potential oriented retail and user segmentation for a systematic market capture approach for all channels (face to face / digital / outbound / mixed)
• Develop direct user relationship to drive conversion and gain a deep user, market & competitor understanding
• Steer Bosch digital and human resources with retailers and users in the region, "orchestrate the region"

• Turnover, profit, distribution increasing responsibility for the region
• Implement central marketing activities in collaboration with local user journey marketing
• Support introduction and actively use digital sales workflows (CRM, B2B portal)
• Comment on turnover and profit (incl. Measures), visit evaluations and plans via CRM
• Train and instruct the retailer´s trading staff
• Support the dealer with online dealer's business
• Lead and steer the business for retail and users in the defined territory as Business Owner: Active development, maintenance and growth of existing and potential dealers and users (product range, distribution)
• Take entrepreneurial decisions on potential oriented retail and user segmentation for a systematic market capture approach for all channels (face to face / digital / outbound / mixed)
• Develop direct user relationship to drive conversion and gain a deep user, market & competitor understanding
• Steer Bosch digital and human resources with retailers and users in the region, "orchestrate the region"

1. Develop and execute a comprehensive go-to-market strategy that aligns with the company’s overall goals and objectives
2. Lead and manage all aspects of the go-to-market project, including timelines, budgets, and resources. Ensure that the project stays on track and meets its milestones
3. Collaborate across departments such as product and tech, marketing, and operations to ensure a seamless launch process
4. Conduct market research to identify target audiences, competition, and trends. Use this information to refine the GTM strategy
5. Provide sales teams with the necessary tools, training, and materials to effectively sell the product or service
6. Establish key performance indicators (KPIs) to measure the success of the project and regularly report on progress to senior management
7. Identify potential risks and challenges on the project  and develop contingency plan to mitigate them