Responsibilities

• Responsible for obtaining, reviewing and arranging all loan documents.
• Inputs and updates loan data into using system.
• Assembles and verifies loan documents for accuracy.
• Observing loan activity to determine whether the terms of a loan have been met by the borrower

Requirement

• Minimum 2 years of relevant working experience in credit administration and operation, preferably from start-up/tech company or financial industry.
• Good knowledge on Unsecured loan process and policies, business and Digital Platform.
• Basic proficiency in using data tools (SQL, BigQuery, etc)
• Excellent communication skill and stakeholders’ management.
• Meticulous, have a strong analytical skills and problem solving.

About Us

INDICO is a digital technology subsidiary company of Telkomsel, Indonesia's leading digital telecom company. INDICO plays a strategic role as a holding company that houses current and prospective vertical digital business portfolios, including Kuncie (edu-tech), Fita (health-tech), and Majamojo (game). Moving forward, INDICO aims to explore opportunities in multiple verticals adjacent to Telkomsel’s digital businesses. As a digital platform company, INDICO aims to leverage Telkomsel’s digital assets and capabilities to create a flywheel effect of innovations to develop cross-sectoral digital solutions that will empower Indonesia’s digital economy.

INDICO believe we can reach beyond to empower Indonesians and enable businesses through our strong core values of EPIC WAY (Excellence, Positivity, Impactful Collaboration, Customer First, Walk the Talk, Accountability, Yes-if Mindset).

As an IT Operation Support, you will be an integral part of our technology team, ensuring the smooth operation of IT systems and providing support to internal and external stakeholders. Your role will involve monitoring system performance, troubleshooting issues, and collaborating with various teams to maintain a reliable and efficient IT environment.

What you will do, but not limited to:

• Answering customer questions or resolving computer problems via phone, email, online chat, or in person.

• Providing step-by-step instructions to help customers resolve issue.
• Diagnosing and troubleshooting hardware and software issues 

• Forwarding complex problems to more experienced IT staff.

• Document technical processes and procedures to guide team members and users.

• Keeping technical documentation and service catalogs up to date.

• Conduct regular system checks and prepare reports on system performance and incidents.

• Bachelor's degree in Information Technology, Computer Science, or a related field.
• Minimum 1-2 years of experience in IT support or operations
• Proficiency in SQL for database management, query development, and data analysis.
• Experience with additional programming languages or tools (e.g., Python, PowerShell) is a plus.
• Strong problem-solving skills and experience with hardware, software, and networking.
• Familiarity with IT service management (ITSM) tools and ticketing systems.
• Knowledge of operating systems, server management, and database systems.
• Good communication and interpersonal skills, with a customer-focused approach.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong organizational skills with attention to detail.

Bjak, an industry-leading Information Technology and Services company, is seeking a talented and experienced Lead Engineer to join our team in Indonesia. As the Lead Engineer, you will play a crucial role in managing and driving the development of our cutting-edge technology solutions. This is an exciting opportunity to work in a fast-paced and dynamic environment, where you will have the chance to make a significant impact on our products and services.

Responsibilities

• Lead and manage a team of engineers, providing guidance and support throughout the development lifecycle.
• Collaborate with cross-functional teams to define project requirements and create technical specifications.
• Design, develop, and implement high-quality software solutions that meet business needs.
• Conduct regular code reviews to ensure code quality and adherence to best practices.
• Stay up-to-date with the latest industry trends and technologies, and make recommendations for improvement.
• Troubleshoot complex technical issues and provide timely resolutions.
• Foster a culture of innovation, creativity, and continuous learning within the engineering team.

• MS/BS in Computer Science, Software Engineering, Information Technology or related fields with strong Computer Science fundamentals in algorithms and data structures
• 5+ years of full-time software engineering experience. Strong plus if also knows C++ and backend well
• 3+ years of professional engineering management experience
• Programming experience and understanding of modern technology including: (ReactJS/React Native, NodeJS, Kubernetes, GCP, MongoDB, Docker)
• Experience managing cloud operations for reliability, scalability, and security in GCP/AWS
• Experience recruiting, hiring and onboarding engineering talent
• Strong sense of responsibility; driving initiatives from inception to completion
• Proven experience as a Lead Engineer or similar role.
• Strong knowledge of software development principles, methodologies, and practices.
• Excellent communication and interpersonal skills.
• Ability to effectively manage and prioritize multiple projects and tasks.
• Experience in the Information Technology and Services industry is a plus.

• Do something meaningful; Be a part of the future of finance technology and the no.1 company in the industry!
• Fast moving, challenging and unique business problems
• International work environment and flat organization
• Great career development opportunities in a growing company
• Possibility for relocation and international transfers mid-career
• Competitive salary
• Flexible working hours, Casual work attire

• Responsible to implementing and supporting networking solution (project/maintenance)
• Deploying and inspecting IT Network Systems
• Monitoring the performance and capacity of computer systems
• Performing regular checks on network hardware or software
• Responding to network alerts and hardware malfunctions
• Diagnosing and troubleshooting network errors
• Tracking and documenting network issues and compiling incidents reports • Responding to user requests and providing network training
• Will be work in shifting with a team (24x7) 

Job Description:

• Analysing, diagnosing, and installation to several areas including desktop hardware, operating systems (Windows 7/8/10), application software, network connectivity, databases, printers, scanners, and any related problems

• Maintaining all updates and security patches for applications and operating systems

• Notebook hardware troubleshoot, such as RAM, Hard disk, VGA.

• Updates and closures of trouble tickets and service requests from user

• Maintain communication with end-user and created report to team leader/SPV.

Tugas & Tanggung Jawab:

Manajemen :

• Mempersiapkan Sales Calls Plan, dan Daily Calls Plan Report menggunakan sistem CRM yang disediakan.
• Mencek ulang aktifitas promosi, aktifitas kompetitif, dan sumber-sumber baru dari dokter-dokter potential melalui kunjungan selektif ke apotik.
• Menindak lanjuti aktifitas distributor dan memastikan bahwa distribusi telah dilaksanakan secara tepat.
• Memberikan laporan-laporan kegiatan secara tepat waktu mengenai kegiatan-kegiatan di area, penerimaan produk, dan kondisi persaingan, atau aktifitas lain seperti yang ditugaskan.
• Menghadiri dan berpartisipasi aktif dalam rapat-rapat dan juga program-program yang ditugaskan, demi perkembangan ilmu dan keahlian masing-masing.

Aktifitas Sales

• Memastikan pencapaian target penjualan melalui kunjungan secara maksimal dan produktif.
• Memastikan bahwa Dokter-dokter potensial kelas A & B telah discover dengan tepat, sesuai dengan yang ditugaskan, dan memenuhi standard kerja, seperti :kunjungan dokter, survey apotik, slide presentation & Round Table Discussion.
• Meningkatkan jumlah pengguna baru dengan agresif.
• Membangun relasi dengan key opinion leader dan dokter-dokter potensial, apoteker, dan lainnya yang berpengaruh pada peresepan produk.
• Menjalankan tugas-tugas yang telah ditetapkan dalam Sales Calls Plan dan Daily Calls Plan.
• Melaksanakan HSE (Health, Safety & Environment) dalam aktifitas sehari-hari.
• Memasukkan target HSE dalam areanya dan melaksanakan HSE dengan standard tertinggi.
• Tantangan utama dari jabatan ini :
• Memaksimal kan pencapaian sales di masing-masing area
• Memonitor dengan cermat, aktivitas-aktivitas perusahaan kompetitor
• Penyelesaian masalah
• Koordinasi secara efektif dengan Distributor
• Mempersiapkan Round Table Discussion / presentasi

Persyaratan Kebutuhan:

• Diutamakan bagi lulusan perguruan tinggi minimum Diploma 3 dari Medical, Farmasi, Biologi atau lainnya
• Berpengalaman dengan produk-produk di kategori / area yang bersangkutan
• Memiliki pemahaman dan pengalaman terkait Product Knowledge, Basic Sales and Marketing, Basic Pharmacy knowledge
• Bersedia untuk ditempatkan di masing-masing area yang dibutuhkan

1 Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2 Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3 Melakukan Kordinasi dengan Atasan Lansung di Area Masing2 terkait kendala lapangan

4   Melakukan Caring pelangan yg mau melakukan Cabut indihome agar mau menggunakan IH kembali

1 Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2 Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3 Melakukan Kordinasi dengan Atasan Lansung di Area Masing2 terkait kendala lapangan

4   Melakukan Caring pelangan yg mau melakukan Cabut indihome agar mau menggunakan IH kembali

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

Account Officer

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1. Melayani informasi, permintaan dan keluhan atas jasa layanan bagi seluruh pelanggan.

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1   Melakukan Kunjungan dan Penagihan kepada Pelanggan Indihome Sesuai Work Order.

2   Melakukan Caring dan Edukasi kepada pelanggan terkait Penyelesaian Pembayaran Tagihan

3   Melakukan Kordinasi dengan Atasan Lansung (Manager Paycoll) di Area Masing2 terkait kendala lapangan

1. Melayani informasi, permintaan dan keluhan atas jasa layanan Telkomsel bagi seluruh pelanggan Telkomsel

2. Membuat eskalasi permasalahan pelanggan yang tidak dapat diselesaikan melalui tiket Cookies atau media lain yang ditentukan kepada fungsi

3. Service Operation Support.

4. Mengidentifikasi dan mencatatkan tujuan atau permasalahan pelanggan/calon pelanggan datang ke GraPARI di aplikasi yang telah ditentukan oleh Telkomsel.

Tasks & Responsibilities

• Melakukan pekerjaan perawatan mekanik / listrik / elektronik / instrumen mesin-mesin produksi sesuai dengan jadwal dan petunjuk yang sudah ditentukan
• Memeriksa kemampuan peralatan mekanik / listrik / elektronik / instrumentasi yang ada dengan alat ukur untuk memastikan bawah peralatan tersebut dalam kondisi prima
• Melakukan troubleshooting peralatan mekanik / listrik mesin produksi
• Mempersiapkan peralatan dan bahan-bahan untuk digunakan dalam perawatan dan perbaikan peralatan mekanik / listrik mesin-mesin produksi
• Melakukan pekerjaan perbaikan di workshop atau laboratorium listrik / elektronik

 PERSYARATAN BERKAS

• Surat lamaran / CV
• Fc ijazah transkip nilai
• Fc KTP
• Sertifikat keahlian (jika ada)
• Surat pengalaman kerja (PENTING)
• Kirim lamaran via email : sit.alishmah.bekasi@gmail.com
• +62 895-0280-8751

As a VCA Managed Services Senior Manager you will manage and deliver managed services engagements for Visa clients in Indonesia.

In this role, you are expected to:

• Managed Service Project Delivery: Directly drive the implementation of VCA’s strategy recommendation by working on-site with Visa clients. Lead the PMO of strategic initiatives by collaborating with client counterparts. Initiatives will typically be in cards product management, portfolio optimization, operational improvements and campaigns.
• Managed Service Project Oversight: Oversee specialist VMS resources working on-site with Visa clients. Manage client relationship and overall project management.
• Business Development: Support proposal content development, conduct research on Visa and industry data to analyze potential client needs, identify suitable Visa / VCA solutions to solve client needs
• Internal Collaboration: Work cross-functionally with other Visa teams to bring a holistic solution to our clients leveraging Visa’s rich value-added services (VAS) from functions such as Marketing, Products, Risk and Merchant Solutions teams

1. Conduct in-depth credit analysis of group lending, including financial statement analysis, credit scoring, and risk rating assignments.
2. Monitor the performance of the credit portfolio, identifying trends, concentrations, and potential risks; prepare regular reports for management.
3. Liaise with Funding Team to define RAC per Lenders to manage PD & CoC as per agreed appetite.
4. Assist in the assessment of credit risk exposure across various portfolios and product lines, providing insights on risk mitigation strategies.
5. Maintain and update credit and portfolio databases, ensuring data accuracy and integrity for analysis and reporting.
6. Support the development and execution of stress testing scenarios to evaluate portfolio resilience under adverse economic conditions.
7. Work closely with the underwriting, finance, and compliance teams to align on credit policies and ensure adherence to risk management standards.
8. Stay informed about market trends, economic conditions, and regulatory changes that may impact credit risk and portfolio management.
9. Prepare presentations and reports summarizing credit risk assessments and portfolio performance for senior management and stakeholders.

1. Bachelor’s degree in finance, Economics, Business Administration, or a related field. A Master’s degree or relevant certifications (e.g., CFA, FRM) is a plus.
2. 5-7 years of experience in credit analysis, risk management, or portfolio management within the financial services industry, especially in micro segment.
3. Strong understanding of credit risk assessment methodologies, financial analysis, and portfolio management techniques.
4. Excellent quantitative and analytical skills, with proficiency in data analysis tools and software (e.g., Excel, SQL, or risk management software).
5. Knowledge of advanced analytical techniques, including statistical modeling.
6. Strong verbal and written communication skills, capable of presenting complex information clearly and concisely to various stakeholders.
7. High level of attention to detail and accuracy in data analysis and reporting.
8. Ability to identify issues, think critically, and develop practical solutions in a fast-paced environment.

Syarat :

• Pendidikan terakhir minimum Diploma III
• Memiliki pengalaman bertanggung jawab dalam mengurus cabang
• Berpengalaman memimpin lebih dari 5-10 anggota tim
• Memiliki pengalaman min 2 tahun di Micro Finance sebagai Business Manager / Leader (Lembaga Keuangan Sistem Grameen Bank / Microfinance diutamakan)
• Dapat menyusun strategi Sales & Marketing sebagai paduan tim untuk mencapai target
• Mempunyai Kendaraan Pribadi dan SIM C
• Bersedia ditempatkan di Wilayah Kerja Amartha di Simpang Empat 2

Tugas & Tanggungjawab :

• Memastikan seluruh KPI Cabang di lingkup Regionalnya dapat dicapai dengan baik
• Memastikan operasional cabang di Areanya dapat berjalan melalui pemenuhan dan pengelolaan SDM
• Memastikan ekspansi kawasan Kelola yang ditetapkan Amartha dapat berjalan dengan baik
• Memastikan kualitas portfolio sesuai dengan tujuan Amartha dan nilai audit cabang sesuai dengan ekspekstasi management.
• Menegakkan prinsip keterbukaan di cabang

Persyaratan:

Pria/Wanita;

Minimal lulusan S1 semua Akuntansi, Manajemen, atau setara;

Diutamakan memiliki pengalaman di bidang administrasi atau pelayanan pelanggan;

Menguasai komputer (Microsoft Office: Word, Excel, dan PowerPoint);

Membuka kesempatan untuk Penyandang Disabilitas.