Total 125 job vacancies by Amartha

This role will lead the acquisition and activation team his/ her main job is to formulate the strategy and monitor its execution. Working closely with following teams:

• MF team (HO and FO). To ensure strategy implementation across all points. MF team will be main operator in agent acquisition as well as main data points to understand key issues and challenges in the implementation
• Business Team (Earn and Poket). Working collaboratively with other digital teams to ensure alignment in target and expectation as well as joint effort in expanding Amartha Digital initiatives
• Business Support and product Team (LnD PnC, Marketing, Afin team, Risk and Audit). Get support regarding both acquisition and activation activities to achieve target
• New Retail’s Area Coordinator and Development team. The role of the acquisition and activation team will drive the expansion initiative. Orchestrating expansion activities across New Retail functions

Responsibilities:

• Understand key requirement from key stakeholders for A1 agents
• Identify key issues in expanding agent network and formulate potential solutions or mitigation plan
• Able to translate of business opportunities to business strategy and able to articulate those strategy in a document
• Translate business strategy into detailed product requirements and operations executions
• Able to create quick and decisive decision making with good judgment
• Work closely with product, marketing, field officer, and other stakeholders
• Able to lead a team and groom the team to become a leader
• Act as a Amartha evangelist to build awareness and understanding

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Have a deep understanding of customer experience, identify and create business opportunities
• Have a deep understanding of agent network business, virtual products and strong background working with rural and underserved market
• Preferably more than 5 year experience in conception and/ or developing and/ or expanding agent network business. preferably BRILINK, Mitra Bukalapak, Payfast, Mitra Tokopedia
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Fluency in Bahasa Indonesia and English, both written and spoken

• Planning, improving, enhancing, automating: acting as a catalyst for change and improvement in performance and quality
• Leading and coaching other QA engineers to grow to their utmost potentials
• Responsible in creating and maintaining the QA processes: setting service standards, ensuring processes comply with standards, writing technical and management reports, determining training needs
• Growing and innovating continuously with us

• Experience with testing automation tools and frameworks: BDD, TDD, Robot Framework, Katalon Studio, Selenium, Cucumber, Gherkin
• Knowledge and understanding of modern development techniques (BDD, TDD, DDD), branching strategies (gitflow, feature branches/flags, trunk-based development) and CI/CD
• Experience with Linux system and Linux administration: CentOs, RHEL, Ubuntu, Secure Linux
• Knowledge and understanding of Docker, VM, Cloud and Orchestration: GCP, AWS, Kubernetes
• Understanding the need for testing automation at all levels: from database to UI from unit tests to user acceptance tests
• Experience leading a testing team: coaching, mentoring and growing people
• Bachelor's Degree (preferably in Computer Science / Information Technology)
• Possesses good problem solving skills (able to identify problems and find simple solutions). Able to think out of the box
• Fun to work with and a team player
• Eager to learn (self-learning and from others), share and grow
• Self motivated and able to inspire and motivate people

Extra plus for:

• ISTQB and/or other capability certification
• Has a good track record proven by work portfolios in Startup or Fintech
• Has experience in lending or e-commerce business
• Previous experience working as: Software Developer, QA Engineer

We are looking for a Brand Strategist to help us grow our reputation in the market and appeal to a larger audience.

This position for designing, developing, ensuring and monitoring cost-effective branding strategy and activations, both offline and digital presence. You’ll also actively take up a role as a PIC for several sustainability and impact projects under Amartha Foundation.

Ultimately, you will ensure our brand message and tone are consistent across all online and offline channels.

Responsibilities:

• Gather feedback from sales and analyze consumer behavior to define our company’s positioning
• Craft our differentiation strategy for ATL and BTL campaign
• Create guidelines that define our company’s voice both online and offline (including terminology and slogans)
• Brief our creative team about marketing projects they’ll be working on (for example ebooks, email campaigns and advertising banners)
• Conduct competitive research to identify our strengths and weaknesses
• Design promotional campaigns structure for new products and markets
• Develop our social media strategy
• Assess the performance of our advertising campaigns and events
• Analyze market trends and identify new opportunities and challenges

• Work experience as a Brand Strategist or similar role in Marketing
• Portfolio of brand-building finance projects is a plus
• Excellent understanding of the full marketing mix
• Experience developing marketing strategies based on market segmentation
• Data-driven and creativity thinking
• Communication and writing skills
• BSc/MSc in Marketing or relevant field

Responsibilities:

• Lead dataset development for near-term needs (e.g., create and maintain a dataset that can be leveraged across various use cases) and help build out a more robust long term system
• Spearhead innovative analyses to drive business decisions and measure the success of HR programs and initiatives (e.g., analyze exit survey results; analyze key drivers of performance through analyzing the correlation between performance trends and potential drivers; etc.)
• Partner with People Functions (Recruiting, Learning & Development, Career Development, Staffing, Core HR, and Career Services) to support ongoing operational analytics efforts (e.g., recruiting funnel analysis; performance trends analysis; hours and staff utilization analysis; developing a model to identify employees eligible for bonus time off; etc.)
• Ensure best practices are followed for data capture and tracking
• Identify data capture and analytics efficiency improvements as the firm scales and grows and collaborate with teams to implement
• Design and service People dashboards and other tools for visualizing data; support functional team usage
• Maintain unwavering confidentially with HR information
• Manage the daily operations of HRIS, and ensure the system are well operated in efficient, effective and secure manner.

• Should have a bachelor degree. Business analytics, statistics, math, or computer science major will be a plus point
• Should have a t least of experience in an analytical role (HR experience)
• Superb analytical skills; hands-on experience manipulating and deriving insight from large datasets
• Proficiency in analytics tools (excel, google data studio, power BI)
• Experience with HRIS will be a plus point
• Ability to develop strategic recommendations

About the role

As our next Product Manager, you will get a chance to help customer problems, define product visions, and build products to scale. You will work alongside the other Product Managers, Engineering, Data, and UX designers to help Amartha to deliver innovative and delightful user experiences.

Responsibilities

• Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth.
• Create buy-in for the product vision both internally and with key external partners.
• Translate product strategy into detailed requirements and prototypes.
• Scope and prioritize activities based on business and customer impact.
• Work closely with engineering teams to deliver with quick time-to-market and optimal resources.
• Drive product launches including working with the public relations team, executives, and other product management team members.
• Act as a product evangelist to build awareness and understanding.
• Capture insights from newly released features, experiments, research, competitive analysis, and data analysis to identify trends and pinpoint the drivers behind them; Translate these insights into tactical solutions to improve the product

• At least 2 years of product management experience.
• An entrepreneurial mindset; Comfortable working in a complex and face-paced environment.
• Proven track record of managing all aspects of a successful product throughout its lifecycle.
• Strong problem-solving skills and willingness to roll up one’s sleeves to get the job done.
• Skilled at working effectively with cross-functional teams.
• Excellent written and verbal communication skills.
• Experienced in development with agile methods.
• Plus point if you have experience working in fintech.

The Senior Accounting Lead will manage a set of accounting activities to ensure compliance with generally accepted accounting principles, corporate policies and external audits. This person will manage Amartha group end-to-end financial reporting process, including activities to support the financial statement figures.

The Senior Accounting Lead will report to and work closely with the Head of Finance Control, Chief Financial Officer, and others in the organization as needed to perform analysis and reconciliation of accounts and in development and implementation of accounting policies, including preparing technical assessment papers as needed.

The ideal candidate possesses leadership capabilities, solid operational and technical accounting background and works proactively to drive results. This person is a self-starter, flexible, has a high level of integrity and is action and goal-oriented in a fast-paced, team-oriented, collaborative environment.

Responsibilities:

• Manage the end-to-end financial reporting process, monthly and annually, including ensuring all costs incurred are properly recorded, reviewing journal entries, account balance reconciliations, coordination with other department (if needed) and report deliverables preparation
• Prepare technical papers to support company’s accounting treatment
• Participate in the ongoing development/establishment of accounting policies and procedures and operational strategies including the review and implementation of process and system changes.
• Continued focus on improving system efficiencies and business practices
• Assist management in strategic financial projects and corporate actions
• Ensure compliance with internal control policies and the prevailing rules and regulations
• Collaborate with external auditors to ensure successful audit results and compliance
• Interacts at all levels and with budget owners or other stakeholders to produce timely, efficient and accurate month-end close and all internal management and financial reporting through annual report
• Analyze the effect of statutory accounting practices and studies regulations and guidance to ensure correct application of Indonesian GAAP and IFRS
• Make recommendations for changes as needed and ensure that company policies and procedures are followed
• Assist with compilation of information for preparation of tax returns
• Work with Tax, Budget and Treasury to ensure overall coordination of all financial accounting activities through annual report
• Prepare summary feedback of financial statements variances to budget
• Actively review and advise on financial/accounting processes

• At least 5 years of experience, with a minimum of 1 year management experience
• A Bachelor’s / Master's degree in Accounting
• Background in Big 4 accounting firm
• Proficient in Indonesian GAAP and IFRS
• Have experience in financial industry
• Strong problem solving skills and willingness to perform direct work to get the job done
• Skilled at working effectively with cross functional teams
• Excellent business reporting and communication skills

About the role

As an Internal Communications Intern, your main tasks include creating engaging content/copywriting for internal channels, assisting in campaign planning, coordinating events, managing project feedback, providing administrative support, and collaborating with teams to ensure consistent messaging. This internship offers valuable exposure to corporate communication strategies and practices. Join us in building a workplace that has an effective communication environment  — apply now!.

Responsibilities

1. Schedule posts and monitor engagement includes crafting the content and execution of internal email campaigns, including creating templates, segmenting recipient lists, and analyzing campaign performance.
2. Document communication processes and guidelines and guidance on internal communication tools.
3. Help maintain and update the company's intranet by uploading content, ensuring accuracy, and organizing information for easy access by employees.
4. Assist in analyzing data related to internal communications metrics, such as email open rates, newsletter engagement, and intranet traffic, to identify trends and areas for improvement.
5. Create and collaborate with graphic designs in visual assets for internal communications.
6. Help coordinate logistics for internal events and meetings, including booking venues, managing RSVPs, and setting up audiovisual equipment.

The qualifications that you must have:

1. Strong written and verbal communication abilities are essential for crafting clear and engaging messages.
2. The ability to generate fresh ideas and think creatively is crucial for developing innovative communication strategies and content.
3. Being meticulous and thorough ensures accuracy in content creation, data analysis, and document organization.
4. Proficiency in using communication tools, graphic design software, and video editing platforms enhances effectiveness in the role.
5. Capability in managing multiple tasks, coordinating events, and keeping documentation organized is vital for success.
6. Flexibility in adjusting to changing priorities and learning new skills enables smooth navigation of dynamic work environments.
7. The capacity to analyze data and derive meaningful insights helps in optimizing communication strategies and measuring effectiveness.
8. Being a team player and effectively collaborating with colleagues ensures alignment in messaging and project coordination.
9. Efficiently managing time and meeting deadlines ensures timely delivery of communication materials and support.
10. A proactive attitude and a willingness to learn about internal communication practices and technologies contribute to personal growth and professional development in the role.

About the team
The EBIC (Employer Branding and Internal Communication) team is where creativity comes to life. Our secret sauce?  We might specialize in big, complex projects or creating massive content. We don't just think outside the box; we've turned it into a rocket launcher for achieving stellar results.

• Prepare draft and review any legal documents (agreements, confirmation letter, amendments/addendums, side letters, etc.) within the company
• Conduct legal research and provide advisory related to the company's operational and business activities
• Maintain legal database (company documents/company licensing) and organize executed versions of agreements
• Handle general corporate matters, liaise with public notaries, external lawyers, and government authorities in relation to general corporate, licensing of companies, and corporate secretarial matters
• Work closely with relevant business units on new product launches, licensing and compliance matters and all other strategic legal matters
• Prepare administration of general meeting of shareholders
• Analyst and implement relevant laws and regulations to provide updated agreements, company regulations, etc
• Support any related jobs assigned by Legal & Compliance Sr. Lead, Legal & Compliance Head and/or business stakeholders.

• A bachelor’s degree from a reputable university
• 3-4 or more years of legal experience in a corporate setting, background from financial and/or technology company setting would be a plus
• Experience in drafting business contract and contract negotiation
• Being fluent in English (written and oral) is a must
• Attain multitasking and time management skills, with the ability to prioritize tasks
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization
• Display commercial acumen and the ability to balance legal considerations with business objectives
• Exceptional analytical and problem-solving skills, with attention to detail
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

Compliance Analyst will have overall responsibility in supporting various regulatory compliance initiatives (with particular focuses on P2P, payment system provider (PJP) and multifinance businesses) and ensuring that all compliance requirements are met – this includes:

• Supporting  regulatory licenses matters, set up compliance framework & guidelines, including anti-bribery & corruption, external vendor compliance management, data privacy;
• Managing regulatory engagement with relevant authorities and ensuring compliance with mandatory reporting requirements to regulators;
• Ensuring the delivery of timely, accurate, and commercially practical reporting to the regulator (s) and recommendations on licensing, regulatory and counter-party risk for business;
• Performing report on gap analysis on each prevailing regulation in relation to the group businesses;
• Incident management (e.g. responding to regulatory investigations / inspections by authorities;
• Ensuring compliance with regulatory requirements on regular basis.

• Experienced compliance officer with minimum of 2 years PQE;
• Ideal candidate would have a mix of (i) prior in-house experience in the bank and financial services sector (preferably a P2P, licensed e-money / wallet operator in Indonesia) and (ii) private practice experience in law firms;
• Demonstrable track-record in compliance matters;
• Extensive experience in interacting with regulators, particularly with OJK Fintech and Bank Indonesia;
• Fluent in English is a must;

• Excellent drafting, negotiation, and communication skills;
• Strong stakeholder management skills, with the ability to work collaboratively with cross-functional teams and build relationships at all levels of the organization;
• Display commercial acumen and the ability to balance legal considerations with business objectives;
• Exceptional analytical and problem-solving skills, with attention to detail;
• Ability to work independently, prioritize tasks, and manage multiple projects simultaneously;
• Demonstrated professionalism, integrity, and discretion in handling confidential information.

The Procurement Officer (“Admin”) is responsible for the administrative works of Procurement such as Purchase Order creation & distribution and maintaining internal Tracker to help the operational business of the Company.

Responsibilities

• Create Purchase Order (PO) as required by the Procurement Buyer
• Send PO to Vendor by email & ensure the Vendor received the email
• Manage the end-to-end administrative process of Vendor Management to fulfill the Users and/or Regulatory needs, such as Vendor Registration
• Proactively liaise with the Procurement Buyer for the Purchase Order purpose
• Maintain the internal Tracker for end-to-end PR to PO journey for SLA & Saving reporting

• Minimum Diploma 3 in any major 
• No Minimum of years of experience as an Officer or Admin Purchasing/Procurement
• MS excel mastery, familiar with SAP is plus point
• Preferably have excellent communication skill including negotiation and presentation 
• Teamwork player
• Able to understand stakeholder needs, analyze their needs and be a solution-oriented person.
• Eager to learn new things and challenge
• Detail oriented

About the role

Join Amartha as a data analyst in our New Retail business unit. As an important member of our team, you will play a critical role in shaping the future of Amartha One's digital services products. Your skills in data analysis and strategic thinking will play a critical role in driving our mission to have an immediate impact on Amartha One agents

Responsibilities

• Carrying out comprehensive data analysis of Amarthaone agents from acquisition to activation
• Coordinate with FO team to drive weekly milestones
• Recommend solutions to improve acquisition and activation efficiency
• Designing new initiatives to help increase weekly productivity achievements
• Monitor amartha one Agent performance and lead continuous improvement initiatives

The qualifications that you must have

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Preferably more than 2 year experience in data analytics or business analysis
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Fluency in Bahasa Indonesia and English, both written and spoken

As our next star as Internal Auditor Sr. Analyst, you will get a chance to help Amartha with implementing Internal Audit activities and demonstrate your keen ability to identify the root cause of problem. You will work alongside the other internal audit team, risk division, and monitoring Amartha’s operational activities to deliver improvement of business process quality of Amartha.

About the team :

Our Internal Audit team is a growing family of currently 20 people based in Jakarta. Together with the risk team, the core of our role is to always strive to create a stable & risk-free inside Amartha’s ecosystem of solutions and in the end to give back from Amartha to community.

Responsibilities:

• Ensuring audit plan is executed properly and sufficient audit evidence and/or documentation is obtained to support audit findings
• Collect and analyze data to detect anomaly transaction, deficient controls, duplicated effort, extravagance, fraud, or non-compliance with laws, regulations, and management policies.
• Implement systems and procedures related to audit process.
• Demonstrate the ability to identify root cause of audit process.
• Prepare audit working papers in complete, systematic, and timely manner and ensure those are documented in accordance with professional standard.
• Prepare detailed audit report.
• Providing insightful recommendations to minimize or eliminate risks to shareholders.
• Monitor open issues and ensure implementations of recommend internal control measures.
• Maintain good relations with the Auditee and third counterparts during the implementation of internal audit assignment.
• If required, conduct investigations into fraud cases.

• Bachelor’s Degree in economics, accounting, management, or in another business related discipline from top grade universities.
• At least 4 year(s) audit experience in banking industry or audit consulting firm as risk or audit advisor is preferable.
• Certified banking internal auditor, risk management or related certification would be an advantage.
• Proficient in Ms. Word, Excel, and PowerPoint.
• Have a good knowledge in internal auditing and risk management.
• Familiar with COSO framework and concept.
• Ability to work with multiple projects, proactive and high initiative.
• High Integrity, quick learner, agile, honest attitude, excellent team work, good attitude, and detail oriented.
• Strong analytical thinking, root cause analysis, and problem solving.
• Have a good project management skill in developing system.
• Good communication skill written & verbal.

Responsibilities

• Manage social media: FB Group, FB Page, Tiktok, and WA Community
• Supporting in reporting social media insight
• Supporting in brand activation for AmarthaFin
• Monitoring negative sentiment on social media above via comments and dm
• Creating content plan for social media
• Supporting team to increase the engagement on social media
• Assist any activation for the borrower's side.

The qualifications that you must have

• Currently in the last semester of your study (most preferably major in Marketing or any related field study) or just graduated.
• Basic technical knowledge of crafting copy, content plan, and social media;
• Creative, innovative, and great communication skills;
• Work from office and anywhere

Financial Planning and Analyst will own the financial planning, budgeting and forecasting process at a company to inform major decisions made by the executive team and board of directors. The candidate will collect, prepare and analyze financial data from across the organization to create reports that provide data-driven answers to business questions.

An FP&A professional should be a business partner for the entire organization, working closely with various business units, and a strategic advisor to the CFO function. These professionals help leaders of the finance department maintain and mitigate additional costs by identifying opportunities for efficiency, savings and investment.

The ideal candidate possesses leadership capabilities, solid operational and have adequate cost-accounting background and works proactively to drive results. This person is a self-starter, flexible, has a high level of integrity and is action and goal-oriented in a fast-paced, team-oriented, collaborative environment.

Responsibilities:

• Perform budgeting and rolling forecasting the company’s future financial performance that aligns with the company’s strategic plan that sets high-level targets (revenue, net income, core strategic initiatives, etc.). The rolling forecast including forecast of the company’s performance and its direct result to the financial statements (i.e. Profit and Loss, Balance Sheet, and Statement of Cash Flow) 
• Creating custom financial models to support the budget and forecast that account for trends within the business and in the broader industry and economy that may affect revenue and profit
• Perform various financial stress tests / scenarios (e.g. for new line of business or to seek efficiency within the existing business process) to provide timely, accurate and actionable recommendations to senior management.
• Responsible for putting together board reports and management reports such as variance analysis reports, which track budget vs. actual spend by department, including collecting data from different departments, verifying and consolidating that information. 
• Proactively maintain and monitor key financial indicators—like debt-to-equity ratio and current ratio.
• Perform analysis to the financial statements to understand which product lines or services have the highest profit margin or contribute the most to net profit. This task includes breaking down the cost and revenue or profit generated by each department within the company. 
• Perform assessment for the return of the business’s investments with its working capital and finding new investment opportunities
• Provide Ad-hoc reports related to the company or business unit performance to internal and external parties as needed.

• Proficient in Microsoft Excel and math 
• Have an appetite for crunching numbers
• Strong business partnering skills. Business partnering skills include the ability to work well with others and understand their business priorities and goals, build a deep knowledge of the company and its processes, and turn droves of information into easily understood reports. 
• At least 5 years of experience, with a minimum of 1 year management experience
• A Bachelor’s / Master's degree in Accounting or Finance
• Have a background in accounting or advisory firm
• Knowledge in cost accounting
• Have experience in financial industry
• Strong problem solving skills and willingness to perform direct work to get the job done
• Skilled at working effectively with cross functional teams
• Excellent business reporting and communication skills

Amartha merupakan platform teknologi keuangan mikro terdepan yang memiliki misi mewujudkan kesejahteraan bersama lewat pembangunan infrastruktur keuangan digital bagi ekonomi akar rumput. Berdiri sejak 2010, Amartha hadir sebagai microfinance untuk menghubungkan usaha mikro pedesaan yang dijalankan oleh para pengusaha UMKM tangguh dengan akses permodalan terjangkau. Kami mendukung pengusaha UMKM tangguh di regional Jawa, Sumatera, Sulawesi, Nusa Tenggara dan regional lainnya.

Responsibilities

• Melakukan recovery Point (cabang) pasca fraud/high PAR (menunggak) dengan penugasan selama 3-6 bulan di Point yang direkomendasikan
• Berkoordinasi dengan BM, AM, RM, HMB terkait strategi recovery PAR dan evaluasi pencapaian bulanan
• Memberikan pendampingan perbaikan bisnis proses, mapping majelis, & revamping majelis.

• SIAP ditempatkan di seluruh cabang Amartha di Indonesia selama 3 - 6 bulan
• Berpengalaman dalam bidang Grameen minimal 2 tahun atau berpengalaman di perusahaan keuangan lainnya
• Memahami dan berpengalaman dalam bidang collection serta penanganan nasabah bermasalah
• Memahami & implementasi bisnis proses berdasarkan konsep Grameen model
• Bersedia traveling dan ditempatkan di seluruh Indonesia

•Garnering complex/diverse information, design structured risk strategies and run quality risk assessments.

•Supporting the development of risk management plans and understand build, install and commissioning requirements. Implementing clear and concise information flows.

•Helping the identification of thematic risks, issues, cross. dependencies and constraints across projects and producing updates on mitigation progress across the Infrastructure Directorate.

•Supporting and assuring the risk management process from project inception through to construction and handover.

•Facilitating regular risk workshops and reviews, conducting or facilitating Quantitative Cost & Schedule Analyses of individual projects and programmes, and assurance of the outputs.

•Prepare risk-based measurement and reporting metrics, including risk limits exception

•Facilitate the annual “Key Risk Identification Process”. Provide quarterly status updates on Key Risks to business group risk officer, and continuously communicate emerging risk issues and potential and actual breaches of Risk Management policies to the Business Group Risk Officer

•Monitor to ensure that all identified gaps in management’s risk management process are resolved on a timely basis

•⁠ ⁠Bachelors degree in any equivalent field

•⁠ ⁠At least 5 years experience as PMO

•⁠ ⁠Familiar with Financial Technology

•⁠ ⁠Has positive attitude, comfortable with targets, and is self-motivated

•⁠ ⁠who has a keen eye for detail, who understands about the impacts of managing risk well and how people get the best out of people.

•⁠ ⁠Operational risk management, third party risk management, IT risk management

•⁠ ⁠Working knowledge of insurance and asset management products and operations

•⁠ ⁠Ability to manage effective working and communication relationship with business group executive team.

•⁠ ⁠Establish and roll out local operating guidelines within the parameters

About the role

As our next Program Officer, you will contribute to the Impact & Sustainability team in creating as well as managing environmental, social, and governance initiatives in Amartha.

Responsibilities

• Report Writing Assistance
• Planning, executing, and monitoring social impact projects.
• Developing project plans, timelines, and tracking project progress.
• Collaborate with team members to ensure project efficiency.
•  Data Analysis and Reporting
• Assist in collecting and analyzing data related to project outcomes.
• Support in preparing impact report
• Administration
• Assist with administrative tasks such as document/payment processing and procurement.

The qualifications that you must have

• open for fresh graduate (from relevant social sciences field such as sociology, psychology, social welfare, public health, anthropology, public administration, etc)
• Good verbal and written english skills
• Strong interest in social work and socially impactful projects.
• Good communication and interpersonal skills.
• Motivation to learn and grow in a real-world work environment.
• Attention to details and willingness to learn project management tools

Responsibilities

• Responsible for obtaining, reviewing and arranging all loan documents.
• Inputs and updates loan data into using system.
• Assembles and verifies loan documents for accuracy.
• Observing loan activity to determine whether the terms of a loan have been met by the borrower

Requirement

• Minimum 2 years of relevant working experience in credit administration and operation, preferably from start-up/tech company or financial industry.
• Good knowledge on Unsecured loan process and policies, business and Digital Platform.
• Basic proficiency in using data tools (SQL, BigQuery, etc)
• Excellent communication skill and stakeholders’ management.
• Meticulous, have a strong analytical skills and problem solving.

Responsibilities

• Conduct a credit end to end process review and prepare the report.
• Analyze credit product proposals from internal.
• Identify risk, room for improvement and prepare recommendations after review.

Requirement

• Minimum 2 years of relevant working experience, preferably from start-up/tech company or financial industry.
• Good knowledge about credit risk flow process 
• Intermediate proficiency in using data tools (SQL, BigQuery, etc)
• Excellent communication skill and stakeholders’ management
• Strong analytical skills and problem solving
• Adaptable and wiling to travel
• Have Credit portfolio management experience will be an advantage.

• Minimum 2 years of relevant working experience, preferably from start-up/tech company or financial industry.
• Good knowledge about credit risk flow process 
• Intermediate proficiency in using data tools (SQL, BigQuery, etc)
• Excellent communication skill and stakeholders’ management
• Strong analytical skills and problem solving
• Adaptable and wiling to travel
• Have Credit portfolio management experience will be an advantage.

About the role

As Senior Channeling Manager, you will be part of a critical role in developing and nurturing relationships with big funding institutional partners including multinational, state-owned and private banks. This position requires understanding of funding structures, and Fintech business practices to offer the best financial solutions to our partners. This role will be reporting to the Head of Lenders Acquisition.

Responsibilities

• Maintain relationship with existing funding partners
• Acquire new institutional funding partners and establish a suitable funding structure (channeling, executing or other alternatives).
• Supervising daily funding operation and transaction
• Coordinating and liaising communication and requests between funding partners and internal stakeholders.
• Explore other business opportunities with funding partners

The qualifications that you must have

• A Bachelor’s degree in Finance, Economics, Accounting of related field from Reputable University
• Minimum of 3 years of experience in banking handling corporate, commercial or NBFI clients, preferably for Channeling or Joint Financing facilities.
• or minimum of 3 years of experience in Fintech handling funding partners for executing, channeling or joint-financing.
• Strong understanding of Fintech funding structures, business practices, and financial markets
• Strong knowledge in credit risk and financial statement analysis
• Excellent networking, communication, and negotiation skills
• Proven track record in sales and client relationship management
• Detail-oriented with strong analytical and problem-solving skills

About the team

• The team consist of 3 channeling manager
• The team is handling big institutional funding partners including multinational, state-owned and private banks

About the role

As our Accounting Analyst this will be new role that handling transactions off balance sheet/marketplace for AFA and ANR.  

Responsibilities

• In charge for balance of each account in Off Balance Sheet in AFA and ANR in daily movement and balance closing. 
• Perform reconciliation balance with On Balance Sheet team & operation. 
• Monitoring issues T24 impact to Balance Sheet. 
• Support operation for each project and product related to accounting treatment. 
• Transition team for new off-balance sheet accounting system in 2024

The qualifications that you must have

• Preferably  1-2 year of accounting experience  
• Using T24 or Temenos Core Banking System would be plus
• A Bachelor’s degree in Accounting, Finance of related field
• Have marketplace experience would be plus
• Familiar with Accounting Principles and Journaling
• Proficiency in Excel or Spreadsheet
• Self-motivated and detail oriented
• Quick to collaborate and coordinate with other function (product and operation)

About the team

This position will report to Accounting Senior Lead and support by 1 officer but not only dedicated to this analyst.

About the Role 

The Security Engineer plays a crucial role in Amartha. You will be the warrior who will spearhead various Information Security programs to protect Amartha from internal and external threats.

About the team

The Information Security team in Amartha is a group of dynamic, highly-analytical  individuals who are highly mindful in driving security and privacy by design within the various aspects of product lifecycle and engineering processes. We are the team who are highly passionate to be the security enabler of Amartha’s systems

Job Desc/What will you do

• Identify current and emerging technology issues including security trends, vulnerabilities and threats
• Recognize complex technical issues and managing them within a fast-paced business environment
• Perform proactive investigation to analyze security weaknesses and recommend appropriate strategies
• Perform Threat intelligence activities
• Work closely with internal and external teams to implement security solutions
• Acquire and implement new technological solutions to enhance organizational security posture
• Identify, define and document system security requirements and recommend solutions
• Monitor systems for irregular behavior and set up preventive measures
• Manage bug bounty program
• Enhance the effectiveness of security related processes through automation and orchestration

• 5+ years of related job experience
• Excellent analytical and interpersonal skills
• Ability to express technical information clearly at different organizational levels
• Having relevant certification are preferable 
• Familiarity with API Security, Mobile/Application Security, Cloud Security
• Experienced in conducting Static Application Security Test (SAST) and Dynamic Application Security Test (DAST)
• Experienced in scripting using Python, Bash scripting
• Familiar with a variety of DevSecOps toolkits, including Ansible, Jenkins, Artifactory, Jira, Terraform, Git/Version Control Software, or comparable technologies
• Familiar with a variety of Pentesting toolkits, including BurpSuite, Hydra, Nessus, NMap, Metasploit, Frida, MobSF, or comparable technologies
• Familiar with Cloud Platform such as GCP, AWS 
• Tools familiarity : Python, Bash, TerraFrom, Ansible, GitHub, Jenkins, Artifactory, Jira, Terraform, Git, BurpSuite, Hydra, Nessus, NMap, Metasploit, Frida, MobSF

A-Pioneer Future Leaders Program is a hiring development program with 12 months (1 year) on the job training (OJT) designed to develop competent and promising future employees in line with Amartha company's values, competences, and expectations, who will be prepared to become Amartha's next future leaders, as our Business Manager.

The program will provide you first-hand experiences of the lending business process with intensive mentorship program. During the program, You will be provided with exclusive learning by experts in this fields regarding:

• Intensive leadership training program

• Mentoring & coaching program
• The improvement project to have significant impact

• Student or recently graduated (minimum D3/S1)
• Have a driving license for SIM C
• Familiar with google products & microsoft office
• Involved in university organizations or communities
• Experience min 1 year in Internship program
• Commit to placement all around Indonesia
• Firm commitment to take part in the program 
• Passionate to make an impact and empower others
• Good in communication skill, result oriented, and strong to adapt in dynamic situation 

What makes A-Pioneer stands out?

• The fast track to unlock your maximum potential from operational to leadership to become our next Business Manager
• Get the chance for on the job training
• Intensive guidance & mentoring from Amartha's business management practitioner mentors
• Attractive allowances

As a Legal Admin, you can explore in the Company's compliance with company licensing, company documents and compliance obligations for every action taken by the Company

Responsibility :

• Manage and maintain originals and soft copies of company licensing and company documents
• Manage and monitor company permit and legality deadlines
• Handle administrative work related to Legal and Compliance
• Take minutes of meeting attended
• Provide regular updates to superiors
• Maintain proper document filing and arrange documents sending to third parties
• Monitor and analyze the latest rules or regulations from regulators supporting Compliance function

• Law graduate, 1-3 years of experiences, with minimum GPA of 3.00
• Have effective interpersonal and fast learning skills
• Have excellent verbal and written communication skills
• Fluent in English
• Attain proficiency in Microsoft Office
• Attain multitasking and time management skills, with the ability to prioritize tasks

We are looking to hire new interns to assist in training needs and willing to work in Head Office (Jakarta). We are looking forward to collaborate with anyone who is fast phases, agile, detail oriented, and ready to learn new things.. You must be ready and willing to commit up to 6 months internship.

1. Handling learning administrative (handling & assist request, manage schedules, records, booking room for offline meeting, etc) and logistic needs
2. Generating learning reports
3. Maintaining learning data and records
4. Act as a point-of-contact for vendors and participants

1. Have basic excel/google sheet abilities (calculation, lookup, pivoting)
2. Fast phases, agile, details oriented and meticulous
3. Able to work with highly clerical tasks
4. Persuasive and customer oriented
5. Have experiences in training process will be advantage