Total 17 Senior Executive financial analyst job vacancies in Indonesia

What You'll Do

• Creating report for all digital marketing campaign : Influencer marketing, and paid media buying.
• Research, perform benchmarking, analyze data, and help make recommendations.
• Work closely with Digital Marketing team to gather data and information due to creating the analysis
• Monitoring market trends so that can bring some recommendation for the report
• Understand the campaign and the client very well in order to prepare the appropriate report
• Maintain the deadline for the report generation
• Produce data visualization with a strong storytelling element.
• Develop a market insight / market trend due to help the Digital Marketing team for supporting data while on pitch

1. Conduct in-depth credit analysis of group lending, including financial statement analysis, credit scoring, and risk rating assignments.
2. Monitor the performance of the credit portfolio, identifying trends, concentrations, and potential risks; prepare regular reports for management.
3. Liaise with Funding Team to define RAC per Lenders to manage PD & CoC as per agreed appetite.
4. Assist in the assessment of credit risk exposure across various portfolios and product lines, providing insights on risk mitigation strategies.
5. Maintain and update credit and portfolio databases, ensuring data accuracy and integrity for analysis and reporting.
6. Support the development and execution of stress testing scenarios to evaluate portfolio resilience under adverse economic conditions.
7. Work closely with the underwriting, finance, and compliance teams to align on credit policies and ensure adherence to risk management standards.
8. Stay informed about market trends, economic conditions, and regulatory changes that may impact credit risk and portfolio management.
9. Prepare presentations and reports summarizing credit risk assessments and portfolio performance for senior management and stakeholders.

1. Bachelor’s degree in finance, Economics, Business Administration, or a related field. A Master’s degree or relevant certifications (e.g., CFA, FRM) is a plus.
2. 5-7 years of experience in credit analysis, risk management, or portfolio management within the financial services industry, especially in micro segment.
3. Strong understanding of credit risk assessment methodologies, financial analysis, and portfolio management techniques.
4. Excellent quantitative and analytical skills, with proficiency in data analysis tools and software (e.g., Excel, SQL, or risk management software).
5. Knowledge of advanced analytical techniques, including statistical modeling.
6. Strong verbal and written communication skills, capable of presenting complex information clearly and concisely to various stakeholders.
7. High level of attention to detail and accuracy in data analysis and reporting.
8. Ability to identify issues, think critically, and develop practical solutions in a fast-paced environment.

• Verify, allocate, post and reconcile accounts payable and receivable.
• Manage and provide technical support and advise to Junior accountants.
• Prepare month-end and year-end closing process.
• Fixed assets monitoring.
• Conduct internal and external audits to ensure compliance.
• Assist with tax audit.
• Liaise with Accounting Manager to improve accounting procedure.

About the Role 

The Senior IT GRC and Data Privacy Analyst plays a crucial role in Amartha. You will be the warrior who will spearhead various IT GRC and Data Privacy programs to protect Amartha from internal and external threats, including monitoring and managing compliance with ISO 27001, POJK, PSrE, PDP, and other applicable regulations.

About the team

The Information Security team in Amartha is a group of dynamic, highly-analytical  individuals who are highly mindful in driving security and privacy by design within the various aspects of product lifecycle and engineering processes. We are the team who are highly passionate to be the security enabler of Amartha’s systems

Job Desc/What will you do

GRC Framework Development and Maintenance:

• Develop, implement, and maintain a comprehensive GRC framework that aligns with industry best practices and regulatory requirements.
• Conduct regular risk assessments to identify potential threats and vulnerabilities.
• Develop and implement risk mitigation strategies and action plans.
• Monitor and report on compliance with internal policies and external regulations.

Data Privacy Compliance:

• Ensure compliance with applicable data privacy regulations and data protection laws.
• Conduct data privacy impact assessments (DPIAs) for new projects or initiatives.
• Develop and implement data privacy policies and procedures.
• Manage data breaches and incidents, including notification processes and remediation activities.

Vendor Management:

• Assess the security and privacy practices of third-party vendors and suppliers.
• Negotiate and manage vendor contracts to ensure compliance with security and privacy requirements.

Regulatory Compliance:

• Stay up-to-date with evolving regulatory requirements and industry best practices.
• Provide guidance and support to the organization in meeting compliance obligations.

Identity and Access Management (IAM):

• Develop and maintain IAM policies, standards, and procedures.
• Implement and manage IAM systems and tools (e.g., identity provisioning, access control, single sign-on).
• Ensure the effective administration of user accounts and privileges.
• Conduct regular IAM audits and reviews to identify and address security gaps.
• Manage access certifications and segregation of duties controls.

Requirements

• 5+ years of related job experience
• Strong analytical and interpersonal skills
• Excellent communication both in written and spoken (English)
• Ability to express information clearly at different organizational levels
• Strong understanding of industry standards such as ISO 27001, NIST Cybersecurity Framework, GDPR, UU PDP
• Experience in the financial services industry (esp. Microfinance, Payments, etc)
• Having relevant certification are preferable (e.g.  CRISC, CIPP, etc)
• Experience with IAM technologies and frameworks (e.
• g., Active Directory, LDAP, OAuth, SAML)

About Us

Love, Bonito is a digital-first company on a mission to empower the everyday Asian woman and inspire self-confidence. We are Southeast Asia’s leading womenswear brand, headquartered in Singapore, with an omnichannel presence across Hong Kong SAR China, Indonesia, Malaysia and a retail franchise in Cambodia. In addition, we have also expanded into international markets namely the Philippines and the United States of America.

Founded in 2010, we are proudly female-founded with more than 65% female representation in leadership roles (#girlpower!). We raised a US$50M Series C round in 2021 and know that we’re on the cusp of something great, where we’re working towards becoming the most thoughtful brand globally, for the Asian female consumer, especially when it comes to our products, community and experiences.

There’s a lot more work to be done with all of our exciting plans. So we’re looking to team up with people who are wildly passionate about making an impact and be part of a dynamic team, in a workplace with no corporate BS (yes, you read that right!).

The Role

We are seeking a Senior Business Intelligence Analyst to join our growing team. This individual will work closely with our strategic finance team to set business plan targets, provide critical projections for major sale events, and mentor more junior analysts within the team. Additionally, this role will support senior leadership by providing key recommendations to steer the overall business strategy. Strong technical skills in Tableau, Python, and Databricks are essential, as is financial acumen and an ability to work in a fast-paced start-up environment.

Key Skills and Competencies

1. Technical Expertise:

• Tableau: Proficiency in creating and maintaining interactive dashboards, with advanced chart types, calculated fields, and data blending.
• SQL Proficiency: Advanced SQL skills for querying data, building complex joins, and transforming data.
• Python & Databricks: Strong scripting skills for data manipulation, automation, and ETL workflows, using Databricks for managing and processing large datasets.

• E-commerce Knowledge: Familiarity with key e-commerce and retail performance metrics such as conversion rates, customer acquisition costs, and how they should shape business strategy.
• Finance Collaboration: Experience working alongside finance teams to set business plan targets, track KPIs, and create accurate financial models.
• Projections for Sale Events: Ability to develop forecasts for major sale events using historical trends and predictive analytics.

• Collaboration Skills: Strong ability to collaborate with cross-functional teams, particularly with finance and senior leadership.
• Mentoring Experience: Proven track record of mentoring more junior analysts or interns, helping them improve both technical skills and business understanding.

Job Responsibilities

1. Data Analysis & Reporting: Provide in-depth analysis for key business decisions, working closely with the finance team to develop business targets, financial models, and performance tracking. Conduct analysis and present insights to support senior leadership in preparation for board meetings and internal performance reviews.
2. Dashboard Management: Lead the development and maintenance of interactive and dynamic Tableau dashboards to monitor business performance, incorporating various data sources for a comprehensive view of the organisation’s performance.
3. Projection & Forecasting: Build financial models and projections, particularly for major sale events, leveraging historical data, customer behaviour insights, and even advanced analytics techniques.
4. Mentorship & Team Leadership: Mentor and guide junior analysts within the team, providing support in both technical and analytical areas, and fostering a strong collaborative environment.
5. Process Improvement: Continuously seek opportunities to improve ETL processes, automate data workflows, and ensure the accuracy and scalability of financial forecasts and reports.

Requirements & Experiences :

• BS or Master's degree in a quantitative field (e.g., Statistics, Mathematics, Computer Science, Engineering, Data Science)
• 4-5 years of relevant industry experience, preferably in e-commerce, retail, or digital product development
• Demonstrates strong business acumen
• Experience mentoring or managing more junior members within a team
• Experience working with Databricks and Python, or in a data-lake environment
• Experience with Tableau and Metabase for data visualisation

What You Should Be :

• A genuine passion and interest in fashion or e-commerce.
• Highly analytical and inquisitive - loves how numbers and data tell a story.
• Highly meticulous and details-driven.
• Highly self motivated, independent, hands-on with a get it down mindset!
• Ability to communicate clearly and effectively in person, in writing, and in presentations
• Strong project management and multitasking abilities.

1. Flexible Work Arrangement

• Work from anywhere*!
• Remote work and adjustable hours - willing to work SG timing

2. Staff Wellness

• Comprehensive corporate insurance (Fully covered visits at our panel clinics, Dental coverage, Maternity reimbursement, Mental wellness support)

3. Learning and Career Development

• Learning and development
• Dedicated leadership training for those of managerial responsibilities
• Friday pm off for learning

4. #TeamLB perks

• Generous staff discount off LB products
• Corporate partnerships with a variety of companies
• Employee driven peer-to-peer recognition platform to honour and celebrate everyday achievements
• Internal Referral programme

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.

As a Senior Data Analyst (Risk), you will be at the intersection of our Business and Data in Funding Societies, working primarily with our Risk and Credit teams.

We are looking for a candidate with a strong sense of ownership, a deep appreciation of data and fundamental understanding of end-to-end analytics functions. As long as you are adding value to the business, you are your own boss. The way we work doesn’t suit everyone. But if you are humble, love autonomy and enjoy life changing professional challenges, we could be perfect for each other.

What you will do:

• Collaborate with cross-functional and cross-regional stakeholders to understand business drivers, formulate and complete end-to-end analytics solution.
• Design, develop and maintain self-service reports, dashboards and analysis on interactive BI tools for easier data visualization
• Contribute in collection, processing and modelling of financial data using SQL from complex databases to integrate into data warehouse that can be used for reporting/analysis and to give recommendations and drive decision making
• Deliver effective presentations of findings and recommendations to different audiences, creating visual displays of quantitative information that drives financial decisions in the business
• Find innovative and creative ways to obtain and drill insights from new financial data

What we are looking for:

• Minimum 3 years experience in credit risk / risk management / data analytics.
• Passionate in analysing and interpreting data patterns to drive business decisions, understanding Data Warehousing and ETL would be a plus!
• Highly proficient in SQL / Python and business intelligence tools (e.g. Tableau, Sisense, PowerBI).
• Excellent communication, project management, and stakeholder management skills in order to collaborate confidently with decision makers across different regions and departments.
• CFA / FRM / Chartered Banker would be an added advantage.

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

• Analyze ongoing and upcoming business process to ensure proper documentation are available
• Identify, develop, evaluate organization’s core operational processes (target setting, incentive calculation, reporting, setting metrics & SLA)
• Work closely with operations manager or stakeholders to drive and monitor new improvement initiatives
• Provide direction and guidance to junior team members
• Ensure routine business processes are completed on time and accurate (serves as backup PIC in case needed)
• Ensure deliverables from junior team members are up to standard and free of error

As our Accounting Senior Analyst, you will get a chance to handle the financial record, reconcile the data and maintain supporting documents.

Responsibilities:

• Ensure all accounting records have been recorded correctly and in timely manner
• Maintain monthly closing and regular reporting on time 
• Maintain all supporting documents, including to support audit process
• Assist Lead to align with business/product team to set accounting entries for new product
• Monitoring audit and accounting issues

• • A Bachelor’s Degree in Accounting
  • Preferably  3-4  years of accounting experience (Off Balance Sheet would be plus)
  • Able to manage monthly closing and reporting 
  • Has experience of project new  system migration 
  • Familiar with Accounting Principles and Journaling
  • Proficiency in Excel, Data Analysis  or Spreadsheet
  • Self-motivated and detail oriented
  • Quick to collaborate and coordinate with team members and external division

• Manage End to End financial accounting for our entities in Indonesia which includes performing accounting, managing accrual and deferrals, preparing bank reconciliations and related schedules to the balance sheet.
• Preparation and submission of monthly management accounts (P&L and Balance Sheet) and related schedules as a part of Group reporting. Presentation of results and providing clarifications to the Country/Regional business Leaders, as and when required.
• Assist with preparation of Annual budgets, and submission of monthly forecasts. To be groomed as the Indonesia finance lead and as a strong business partner to our Country Leader/s in Indonesia.
• Analysis with respect to project profitability and providing variance analysis to the business leaders on monthly basis, for driving further actions.
• Review invoices and expenses processed by our India offshore team, and ensuring accounting is accurate and acceptable. Initiate vendor payments through internet banking.
• Preparation of cash flow statements on weekly basis, and driving related strategies from senior management.
• Interact with External Auditors (Annual activity) – provide necessary information, schedules and explanations to ensure smooth and timely audits.
• Working with our service provider to ensure timely and accurate tax reporting, following up on tax matters (including Faktur Pajaks, withholding tax certs). Work with our tax advisor (annual activity) for timely Income tax submissions/assessments and coordinate tax audit responses when need be.
• To become our finance systems champion and a finance subject matter expert to our business teams in Indonesia. Perform any other finance tasks as assigned from time to time.

As our Corporate Finance Analyst/Sr Analyst you will get a chance to directly involve in strategic projects, with exposure to C levels and key stakeholders. Deep analytical skills, managing multiple projects, and the ability to present insights are a must-have to succeed in this role. Analyst/Sr Analyst level in Amartha is equal to Associate/Sr Associate level in other companies.

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Responsibilities

Fundraise and M&A projects, which include:

• Market research
• Creating a fundraising story and presentation slides
• Financial modeling & and projection
• PMO in the due diligence process

Investor relations, which include:

• Preparing reports
• Manage good relationship with the counterpart team

• Having 1-3 working experience
• Experience in financial/business analysis, modeling, projection
• Knowledge of financial reports & accounting principles
• Excellent presentation & communication skills
• Ability to work independently and proactive
• Ability to juggle multiple projects at the same time
• Prior consulting, advisory, VC, and corporate finance experience is a major plus
• Passed FMVA certified is a major plus

We are looking for a Brand Strategist to help us grow our reputation in the market and appeal to a larger audience.

This position for designing, developing, ensuring and monitoring cost-effective branding strategy and activations, both offline and digital presence. You’ll also actively take up a role as a PIC for several sustainability and impact projects under Amartha Foundation.

Ultimately, you will ensure our brand message and tone are consistent across all online and offline channels.

Responsibilities:

• Gather feedback from sales and analyze consumer behavior to define our company’s positioning
• Craft our differentiation strategy for ATL and BTL campaign
• Create guidelines that define our company’s voice both online and offline (including terminology and slogans)
• Brief our creative team about marketing projects they’ll be working on (for example ebooks, email campaigns and advertising banners)
• Conduct competitive research to identify our strengths and weaknesses
• Design promotional campaigns structure for new products and markets
• Develop our social media strategy
• Assess the performance of our advertising campaigns and events
• Analyze market trends and identify new opportunities and challenges

• Work experience as a Brand Strategist or similar role in Marketing
• Portfolio of brand-building finance projects is a plus
• Excellent understanding of the full marketing mix
• Experience developing marketing strategies based on market segmentation
• Data-driven and creativity thinking
• Communication and writing skills
• BSc/MSc in Marketing or relevant field

The SA leverages that expertise to support and conduct high level analysis, generate insights, influence policy and to support program design and execution. The SA is responsible for supporting (on behalf of the Ministry of Health) a consortium to pilot primary health care transformation agenda in Indonesia. The SA is expected to contribute to the development and active dissemination of high-quality technical knowledge products.

The SA works as a key member of the Strategic Purchasing for Primary Health Care (SP4PHC) project, which is supported by a grant from the Bill & Melinda Gates Foundation that provides technical assistance to countries to improve how funds are allocated to healthcare providers to achieve the goal of universal health coverage.

In Indonesia, SP4PHC is working with Ministry of Health (MOH) since the late 2022 on supporting the MOH’s Health Transformation agenda, and specifically focusing on reforms around improving PHC, health financing, and digital health across Indonesia. SP4PHC Indonesia is implementing three strategies, which aim to improve how JKN purchases PHC services, optimize flow of funds via districts to PHC providers, and foster integration of telemedicine into purchasing arrangements for PHC services.

To support these strategies, several activities related to the health system, financing, and policy will be carried out. The SA will be a core technical member of the SP4PHC Indonesia team and will report to SP4PHC Project Director. This is a full-time position based in Jakarta, Indonesia.

Program design and implementation

• Support ministries of health and finance on development of national health financing strategies, budget planning, preparation and execution, and budget advocacy.

• Support sub-national actors in decentralized settings by strengthening capacity to respond to increased autonomy for planning, budgeting and public financial management.

• Support the design and implementation of health financing mechanisms such as health insurance and performance-based financing.

• Support team to generate targeted evidence and provide technical support to MOH and BPJS-K on improving JKN and work with these partners to incorporate these findings into policy development and roll-out

• Lead analyses on health expenditure, including out-of-pocket spending, financial forecasting, benefit incidence analysis, resource tracking and cost-effectiveness.

• Produce high quality written reports and presentations, including technical documents, project status reports, policy briefs, and publications for conferences and journals.

• Create graphics and visualizations of quantitative and qualitative data.

Research

• Develop research protocols, including data collection instruments such as surveys and semi-structured interview questionnaires, and support validation of instruments.

• Conduct desk research including literature reviews, data mining and analysis on relevant technical and policy issues and effectively summarize findings.

• Data collection and analysis for country research studies. Data collection may entail working closely with stakeholders, such as BPJS-K, Centers of Excellence, and the National Population and Family Planning Board (BKKBN)

• Provide quantitative and qualitative data analyses across a range of subjects.

Data Management

• Develop and manage large datasets such as NHA, IDHS, SUSENAS, and BPJS-K claims. This includes cleaning, constructing, sorting, and updating variables.

• Provide technical advice on how to mitigate risk when working with large datasets, such as accounting for missing data points

• Document the research process through Stata .do files or other methods to follow responsible record-keeping practices

Project Reporting and Representation

• Draft or revise sections of donor reports and coordinate team member input.

• Prepare communications for policy and technical meetings or forums

• Occasionally represent ThinkWell with external partners, donors or stakeholders at meetings and events.

Project Administration and Operations

• Develop and maintain strong working relations with technical and management units in partner organizations (BPJS-K; MoH; BKKBN; IBI; Bappenas; District Health Offices; and private sector agencies)

• Arrange interviews, discussions, and meetings with various stakeholders related to FP and MNCH and others as required

• Actively participate in virtual discussions with ThinkWell members from other projects and other countries

SP4PHC-Specific Responsibilities:

• Develop econometric modelling and participate in discussions throughout every step of the data analysis process

• Support the Deputy Director of Learning in developing and pursuing learning products, especially exploring research questions and how to address them-

• Contribute to the development of knowledge management systems

• Maintain project database of all data, information, reports, technical papers, and publications

• Conduct field monitoring of pilots and liaise with an external third party to monitor and evaluate

• At the direction of the Program Lead, contribute to ThinkWell’s various efforts to support the Government of Indonesia’s response to the COVID-19 outbreak

1.    BA/BS (Econ) and 7+ years experience or graduate degree and 5+ years experience;

2.    Relevant work experience in a management consulting firm, bilateral or multilateral development agency, and/or international NGO, preferably with some experience managing projects in low- or middle-income countries;

3.    Advanced proficiency in Excel and PowerPoint required; proficiency in statistical analysis packages (e.g. STATA) preferred;

4.    Demonstrated capacity to configure and analyze data, including from various large datasets such as NHA, IDHS, SUSENAS, RISKASFAS, RISKASDES, and MNCH mortality and morbidity data;

5.    Demonstrated experience with health economics, especially in the areas of econometrics research and Indonesian health systems

6.    Exceptional analytical, research and problem solving capabilities;

7.    A thoughtful systems thinker with grounded, pragmatic understanding of the complexities of our work;

8.    Tech savvy and skilled at visual display of data;

9.    Demonstrated poise and professionalism in engaging with external partners, donors, and stakeholders;

10. Full fluency in English and Bahasa Indonesia;

11. Outstanding written and verbal communication skills, including the ability to relate respectfully with staff at all levels, ages, genders, nationalities and orientations as well as across work areas;

12.  Ability and willingness to travel up to 25%.

• Manage End to End financial accounting for our entities in Indonesia which includes performing accounting, managing accrual and deferrals, preparing bank reconciliations and related schedules to the balance sheet.
• Preparation and submission of monthly management accounts (P&L and Balance Sheet) and related schedules as a part of Group reporting. Presentation of results and providing clarifications to the Country/Regional business Leaders, as and when required.
• Assist with preparation of Annual budgets, and submission of monthly forecasts. To be groomed as the Indonesia finance lead and as a strong business partner to our Country Leader/s in Indonesia.
• Analysis with respect to project profitability and providing variance analysis to the business leaders on monthly basis, for driving further actions.
• Review invoices and expenses processed by our India offshore team, and ensuring accounting is accurate and acceptable. Initiate vendor payments through internet banking.
• Preparation of cash flow statements on weekly basis, and driving related strategies from senior management.
• Interact with External Auditors (Annual activity) – provide necessary information, schedules and explanations to ensure smooth and timely audits.
• Working with our service provider to ensure timely and accurate tax reporting, following up on tax matters (including Faktur Pajaks, withholding tax certs). Work with our tax advisor (annual activity) for timely Income tax submissions/assessments and coordinate tax audit responses when need be.
• To become our finance systems champion and a finance subject matter expert to our business teams in Indonesia. Perform any other finance tasks as assigned from time to time.

As our next star as Internal Auditor Sr. Analyst, you will get a chance to help Amartha with implementing Internal Audit activities and demonstrate your keen ability to identify the root cause of problem. You will work alongside the other internal audit team, risk division, and monitoring Amartha’s operational activities to deliver improvement of business process quality of Amartha.

About the team :

Our Internal Audit team is a growing family of currently 20 people based in Jakarta. Together with the risk team, the core of our role is to always strive to create a stable & risk-free inside Amartha’s ecosystem of solutions and in the end to give back from Amartha to community.

Responsibilities:

• Ensuring audit plan is executed properly and sufficient audit evidence and/or documentation is obtained to support audit findings
• Collect and analyze data to detect anomaly transaction, deficient controls, duplicated effort, extravagance, fraud, or non-compliance with laws, regulations, and management policies.
• Implement systems and procedures related to audit process.
• Demonstrate the ability to identify root cause of audit process.
• Prepare audit working papers in complete, systematic, and timely manner and ensure those are documented in accordance with professional standard.
• Prepare detailed audit report.
• Providing insightful recommendations to minimize or eliminate risks to shareholders.
• Monitor open issues and ensure implementations of recommend internal control measures.
• Maintain good relations with the Auditee and third counterparts during the implementation of internal audit assignment.
• If required, conduct investigations into fraud cases.

• Bachelor’s Degree in economics, accounting, management, or in another business related discipline from top grade universities.
• At least 4 year(s) audit experience in banking industry or audit consulting firm as risk or audit advisor is preferable.
• Certified banking internal auditor, risk management or related certification would be an advantage.
• Proficient in Ms. Word, Excel, and PowerPoint.
• Have a good knowledge in internal auditing and risk management.
• Familiar with COSO framework and concept.
• Ability to work with multiple projects, proactive and high initiative.
• High Integrity, quick learner, agile, honest attitude, excellent team work, good attitude, and detail oriented.
• Strong analytical thinking, root cause analysis, and problem solving.
• Have a good project management skill in developing system.
• Good communication skill written & verbal.

Moladin is Indonesia's leading used car fintech and marketplace. We are transforming the used car industry by empowering all players using our proprietary operational, financing, AI and IoT capabilities. We target to continue to grow strongly and explore more opportunities in the coming years. As a Tech start-up, we have one of the most seasoned and deep management teams plus have received strong financial backing from top investors including Sequoia Capital, Rocket Internet, East Ventures, Northstar and DST Global. We have offices based in Indonesia and an office in Singapore. Please refer to our website at https://moladin.com/en/ for more information.

Responsibilities

• Lead data analysis projects from inception to completion, including data collection, cleansing, processing, and analysis.
• Develop and refine pricing models and algorithms to optimize pricing decisions.
• Develop predictive models and algorithms to support business forecasting, optimization, and decision-making processes.
• Collaborate closely with cross-functional teams, including Operations, Strategy, Business, Product and Engineering, to understand the business requirements and translate them into actionable insights.
• Design and develop data visualizations, dashboards, and reports to communicate findings and recommendations effectively to stakeholders.
• Stay current with industry trends, emerging technologies, and best practices in data analysis and data science, and contribute to continuous improvement initiatives within the team.
• Apply advanced statistical techniques and algorithms to identify patterns, trends, and correlations in large datasets.

• Minimum 4 years of experience with data analysis, business intelligence, or data science roles, preferably a fast-paced environment in a FinTech firm.
• Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, Economics, or related field.
• Previous experience in working along with the Pricing teams is preferred, in the automotive industry.
• Understanding of the used car market, pricing dynamics, and customer behavior in the automotive industry is a plus.
• Proficiency in SQL, Github, and Python, or other programming languages for data analysis and statistical modeling.
• Experience with data visualization tools such as Tableau, Power BI, or matplotlib or seaborn is good to have.
• Strong analytical and problem-solving skills, with the ability to think critically and independently.
• Excellent communication and interpersonal skills, with the ability to present technical concepts to non-technical stakeholders.
• Proven track record of delivering high-quality analysis and actionable insights that drive business impact.
• Experience working with large datasets, structured and unstructured data, and data preprocessing techniques.
• Familiarity with basic machine learning techniques such as regression, classification, clustering, and time series analysis.

About the role

Join Amartha as a Senior Business Analyst within our Partnership Lending business unit. As a crucial member of our team, you will play a pivotal role in shaping the future of our productive and consumptive lending products. Your expertise in data analysis and strategic thinking will be instrumental in driving our mission to deliver innovative financial solutions that empower our customers and contribute to our growth.

Responsibilities

• Conducting comprehensive data analysis on our productive and consumptive lending products to gain insights into customer behavior, trends, and business performance
• Recommend solutions to improve business efficiency and product offerings
• Designing and implementing new lending products, including crafting commercials and building robust product models 
• Monitor product performance and lead continuous improvement initiatives
• Accuracy and timeliness of data analysis and reporting
• Development and launch of new lending products that meet or exceed performance targets
• Achievement of project milestones

• A Bachelor’s degree in Math, Engineering, Computer Science of related field from reputable university
• Preferably more than 2 year experience in data analytics or business analysis
• Strong analytical skills with the ability to interpret complex data and translate findings into strategic insights and actionable recommendations
• Experience in financial services (banks, P2Ps, mutifinances, etc), and familiar with product & operations
• Fluency in Bahasa Indonesia and English, both written and spoken

About us

Love, Bonito is a digital-first company on a mission to empower the everyday Asian woman and inspire self-confidence. We are the leading direct-to-consumer womenswear brand, headquartered in Singapore, with an omni-channel presence across Indonesia and Malaysia, a retail franchise in Cambodia, and are fast expanding into international markets namely Hong Kong SAR China and United States of America.

Founded in 2010, we are proudly female-founded with more than 70% female representation across our organisation, leadership and STEM roles (#girlpower!). We raised a US$50M Series C round in 2021 and know that we’re on the cusp of something great, where we’re working towards becoming the most thoughtful brand globally, for the Asian female consumer, especially when it comes to our products, community and experiences.

There’s a lot more work to be done with all of our exciting plans. So we’re looking to team up with people who are wildly passionate about making an impact and be part of a dynamic team, in a workplace with no corporate BS (yes, you read that right!).

The role

A Senior Tax Analyst in Indonesia needs to have a deep understanding of Indonesian tax laws and regulations, strong analytical skills, attention to detail, and the ability to work effectively within a team and across various departments. You will be responsible for Indonesia tax matters as well as providing ad-hoc tax support for the group. You will report to the regional tax lead in Singapore. 

Main responsibilities

Your duties will include, but not limited to:

• Tax compliance:
• Assist in identifying tax obligation from payments, preparing and filing accurate and timely tax returns, including income tax, value-added tax (VAT), and other applicable taxes.
• Ensure that related party transactions are conducted at arm's length and are appropriately documented in accordance with Indonesian regulations.
• Monitor changes in tax laws, regulations, and reporting requirements in Indonesia and ensure compliance with them.

• Tax audits and disputes:
• Assist in managing tax audits, inquiries, and correspondence with tax authorities.
• Help in resolving tax disputes and responding to tax-related notices and assessments.
• Develop and maintain positive relationships with tax authorities, ensure effective communication and collaboration.
• Maintain accurate and organized tax records and documents to support tax filings and audits.

• Tax planning, support and strategy:
• Collaborate with the group tax department to develop tax planning strategies to optimize the organization and the group's tax position while remaining compliant with the law.
• Analyze financial data and conduct tax research to identify tax-saving opportunities and recommend tax-efficient structures or transactions.
• Identify opportunities to leverage tax incentives and credits provided by the Indonesian government.
• Identify opportunities to improve tax processes, streamline workflows, and enhance efficiency
• Provide tax-related guidance and support to internal and group stakeholders on transactions, contracts, and business initiatives. Collaborate with other departments such as operation, finance, accounting, and legal to ensure tax-related issues are considered in overall business decisions.

• Bachelor’s Degree or equivalent in Tax or Finance
• At least 3-5 years working experience in tax roles in either established tax firm or a sizable MNC tax department;
• Good written and oral skills in Bahasa Indonesia and English. 

You should have / be

• A genuine interest in our brand and mission 
• Extreme ownership with a mission-first approach
• Ability to think strategically, opportunistically and also long-term
• Ability to zoom in (detail-oriented) and out (big picture, long-term)
• Ability to learn fast 
• High degree of professional ethics and integrity
• Exceptional communication and persuasion skills with both internal and external stakeholders
• Exceptional influencing abilities to create strong ‘voluntary’ buy-in by building strong relationships with stakeholders across all functions and levels
• A self-starter with a high degree of independence
• Lives and breathes our brand values: People Matter; Go Above & Beyond; Be Bold, Be Creative; Always Keep It Real; We’re Better Together! 

1. Flexible Work Arrangement

• Work from anywhere*!
• Remote work and adjustable hours - as long as present during our core working hours

2. Staff Wellness

• Comprehensive corporate insurance (Fully covered visits at our panel clinics, Dental coverage, Maternity reimbursement, and Mental wellness support)
• Tailored coaching services for mental wellness

3. Learning and Career Development

• Learning and development (i.e. subscription plans to best-in-class resources, personal development fund etc)
• Dedicated leadership training for those with managerial responsibilities
• Friday PM off for learning

4. #TeamLB perks

• Generous staff discount off LB products
• Corporate partnerships with a variety of companies
• Welcome to #TeamLB swag and store gift cards (get your LB work outfit on us!)
• Employee driven peer-to-peer recognition platform to honour and celebrate everyday achievements
• Internal Referral programme